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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-03-31 | 3,080,902 | 2,515,303 | 2,113,632 | 1.58 | 13.79 | 3.10 |
| 2016-06-30 | 3,138,512 | 2,615,065 | 2,158,609 | 1.61 | 14.31 | 3.09 |
| 2016-09-30 | 3,332,690 | 2,742,975 | 2,355,300 | 1.49 | 13.31 | 2.96 |
| 2016-12-31 | 3,306,991 | 2,719,928 | 2,359,195 | 1.51 | 13.50 | 3.05 |
| 2017-03-31 | 3,268,506 | 2,691,221 | 2,369,448 | 1.65 | 14.98 | 3.19 |
| 2017-06-30 | 3,334,516 | 2,780,578 | 2,381,912 | 1.59 | 14.36 | 3.10 |
| 2017-09-30 | 3,364,944 | 2,857,865 | 2,399,865 | 1.60 | 14.74 | 3.09 |
| 2017-12-31 | 3,479,424 | 2,948,269 | 2,485,484 | 1.58 | 14.90 | 3.11 |
| 2018-03-31 | 3,674,266 | 3,073,620 | 2,544,052 | 1.38 | 13.86 | 2.95 |
| 2018-06-30 | 3,675,198 | 3,083,889 | 2,543,593 | 1.46 | 14.60 | 3.01 |
| 2018-09-30 | 3,726,991 | 3,096,085 | 2,607,197 | 1.56 | 15.50 | 3.04 |
| 2018-12-31 | 3,756,930 | 2,954,697 | 2,676,197 | 1.50 | 14.80 | 3.05 |
| 2019-03-31 | 3,725,525 | 2,867,333 | 2,662,530 | 1.56 | 14.64 | 3.07 |
| 2019-06-30 | 3,873,244 | 3,014,010 | 2,691,243 | 1.53 | 14.41 | 3.02 |
| 2019-09-30 | 3,870,859 | 3,021,460 | 2,670,081 | 1.57 | 14.65 | 3.03 |
| 2019-12-31 | 4,048,788 | 3,210,537 | 2,829,845 | 1.50 | 14.00 | 3.03 |
| 2020-03-31 | 4,017,911 | 3,170,929 | 2,816,534 | 1.32 | 12.26 | 3.04 |
| 2020-06-30 | 4,372,706 | 3,521,610 | 2,989,240 | 1.24 | 11.76 | 3.01 |
| 2020-09-30 | 4,511,678 | 3,644,054 | 2,937,310 | 1.37 | 13.08 | 2.99 |
| 2020-12-31 | 4,716,144 | 3,834,544 | 2,845,686 | 1.34 | 12.94 | 2.98 |
| 2021-03-31 | 4,767,153 | 3,953,339 | 2,820,256 | 1.54 | 15.83 | 2.81 |
| 2021-06-30 | 4,948,920 | 4,134,903 | 2,701,560 | 1.57 | 16.45 | 2.78 |
| 2021-09-30 | 4,916,204 | 4,090,678 | 2,629,927 | 1.63 | 16.91 | 2.85 |
| 2021-12-31 | 4,880,056 | 4,064,293 | 2,672,599 | 1.48 | 15.34 | 2.81 |
| 2022-03-31 | 4,926,279 | 4,221,300 | 2,610,909 | 1.49 | 17.32 | 2.63 |
| 2022-06-30 | 5,016,084 | 4,410,364 | 2,648,700 | 1.52 | 19.83 | 2.65 |
| 2022-09-30 | 4,801,758 | 4,248,433 | 2,707,397 | 1.54 | 21.78 | 2.72 |
| 2022-12-31 | 4,865,566 | 4,187,881 | 2,779,091 | 1.37 | 20.32 | 2.76 |
| 2023-03-31 | 4,857,294 | 4,065,988 | 2,815,135 | 1.43 | 24.47 | 2.77 |
| 2023-06-30 | 5,591,206 | 4,810,441 | 3,306,308 | 1.29 | 21.97 | 2.70 |
| 2023-09-30 | 5,467,281 | 4,701,718 | 3,410,496 | 1.32 | 22.55 | 2.84 |
| 2023-12-31 | 5,577,863 | 4,569,899 | 3,537,951 | 1.32 | 21.56 | 2.87 |
| 2024-03-31 | 5,477,183 | 4,605,079 | 3,545,404 | 1.31 | 18.55 | 2.86 |
| 2024-06-30 | 5,468,038 | 4,618,184 | 3,515,450 | 1.33 | 18.74 | 2.87 |
| 2024-09-30 | 5,573,576 | 4,654,671 | 3,504,294 | 1.37 | 18.47 | 2.90 |
| 2024-12-31 | 5,439,688 | 4,503,191 | 3,564,037 | 1.32 | 17.74 | 2.94 |
| 2025-03-31 | 5,422,524 | 4,504,652 | 3,490,536 | 1.38 | 16.93 | 3.03 |
| 2025-06-30 | 5,468,022 | 4,622,181 | 3,529,626 | 1.45 | 17.65 | 3.08 |
| 2025-09-30 | 5,385,100 | 4,612,209 | 3,523,032 | 1.49 | 17.57 | 3.15 |
| 2025-12-31 | 5,398,922 | 4,676,385 | 3,530,745 | 1.54 | 17.62 | 3.22 |
| 2026-03-31 | 5,281,633 | 4,558,279 | 3,450,676 | 1.69 | 17.22 | 3.40 |
| 2026-06-30 | 5,349,867 | 4,722,069 | 3,500,242 | 1.62 | 16.74 | 3.44 |
49 current branch locations across 1 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2023-06-10 | 1 | 258445 | 825146 |
| 2019-12-07 | 1 | 583138 | 825146 |
| 2018-03-17 | 1 | 250047 | 825146 |
| 2017-10-07 | 1 | 667832 | 825146 |
| 2016-07-09 | 1 | 181347 | 825146 |
| 2010-12-11 | 1 | 161031 | 825146 |
| 2010-08-14 | 1 | 341972 | 825146 |
| 2009-05-23 | 50 | 295637 | 825146 |
| 2008-09-06 | 1 | 478449 | 825146 |
| 2006-10-21 | 1 | 237637 | 825146 |
| 2005-12-09 | 1 | 214571 | 825146 |
| 1999-04-01 | 1 | 916437 | 825146 |
| 1989-01-01 | 1 | 901442 | 825146 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.