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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2021-03-31 | 1,031,280 | 790,505 | 790,753 | 1.97 | 10.52 | 3.69 |
| 2021-06-30 | 1,040,259 | 797,368 | 796,765 | 1.67 | 8.93 | 3.67 |
| 2021-09-30 | 1,009,470 | 785,971 | 806,811 | 1.53 | 8.07 | 3.74 |
| 2021-12-31 | 1,037,109 | 808,506 | 812,157 | 1.65 | 8.66 | 3.76 |
| 2022-03-31 | 1,015,370 | 784,922 | 831,949 | 1.51 | 7.62 | 3.85 |
| 2022-06-30 | 1,056,000 | 803,568 | 890,465 | 1.68 | 8.55 | 4.05 |
| 2022-09-30 | 1,135,265 | 816,129 | 964,557 | 1.59 | 8.26 | 4.26 |
| 2022-12-31 | 1,214,701 | 822,960 | 1,026,992 | 1.90 | 10.07 | 4.43 |
| 2023-03-31 | 1,267,637 | 904,005 | 1,090,052 | 1.44 | 8.26 | 4.36 |
| 2023-06-30 | 1,278,965 | 919,154 | 1,104,716 | 1.75 | 9.99 | 4.24 |
| 2023-09-30 | 1,279,651 | 898,082 | 1,117,162 | 1.68 | 9.58 | 4.20 |
| 2023-12-31 | 1,288,699 | 877,236 | 1,111,686 | 1.75 | 9.87 | 4.15 |
| 2024-03-31 | 1,293,537 | 890,139 | 1,110,467 | 2.15 | 11.56 | 3.83 |
| 2024-06-30 | 1,263,832 | 892,283 | 1,082,173 | 1.89 | 10.00 | 3.98 |
| 2024-09-30 | 1,251,872 | 871,791 | 1,074,615 | 1.78 | 9.25 | 4.00 |
| 2024-12-31 | 1,260,426 | 869,857 | 1,088,856 | 1.37 | 7.07 | 3.92 |
| 2025-03-31 | 1,245,483 | 894,193 | 1,073,500 | -0.27 | -1.35 | 3.45 |
| 2025-06-30 | 1,217,531 | 853,759 | 1,031,820 | -1.74 | -8.60 | 3.52 |
| 2025-09-30 | 1,215,468 | 863,463 | 997,813 | -0.81 | -4.00 | 3.55 |
| 2025-12-31 | 1,252,824 | 936,065 | 942,061 | -0.32 | -1.57 | 3.49 |
| 2026-03-31 | 1,256,749 | 968,279 | 899,303 | 0.26 | 1.32 | 3.28 |
| 2026-06-30 | 1,217,844 | 924,497 | 863,432 | 0.88 | 4.32 | 3.32 |
3 current branch locations across 1 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2012-07-01 | 1 | 99871 | 154770 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.