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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-03-31 | 4,600,440 | 3,971,625 | 2,562,298 | 0.14 | 1.27 | 3.59 |
| 2016-06-30 | 4,614,992 | 3,922,829 | 2,708,088 | 0.33 | 3.01 | 3.44 |
| 2016-09-30 | 4,592,567 | 3,897,568 | 2,814,875 | 0.49 | 4.60 | 3.47 |
| 2016-12-31 | 4,556,051 | 3,933,171 | 2,855,934 | 0.55 | 5.22 | 3.46 |
| 2017-03-31 | 4,707,996 | 4,033,019 | 2,926,352 | 0.57 | 5.77 | 3.28 |
| 2017-06-30 | 4,678,079 | 3,932,027 | 3,060,053 | 0.71 | 7.27 | 3.37 |
| 2017-09-30 | 4,753,052 | 4,024,261 | 3,102,708 | 0.71 | 7.26 | 3.41 |
| 2017-12-31 | 4,764,985 | 3,988,366 | 3,152,312 | 0.38 | 3.90 | 3.40 |
| 2018-03-31 | 5,623,365 | 4,733,164 | 3,722,697 | 0.81 | 8.09 | 4.01 |
| 2018-06-30 | 5,637,249 | 4,686,654 | 3,906,382 | 1.08 | 10.48 | 3.99 |
| 2018-09-30 | 5,574,552 | 4,681,907 | 3,952,004 | 1.20 | 11.47 | 3.99 |
| 2018-12-31 | 5,665,667 | 4,617,289 | 4,104,736 | 1.23 | 11.68 | 3.98 |
| 2019-03-31 | 5,790,780 | 4,809,859 | 4,269,210 | 1.32 | 12.27 | 3.92 |
| 2019-06-30 | 5,850,844 | 4,797,883 | 4,396,047 | 1.37 | 12.72 | 3.94 |
| 2019-09-30 | 5,982,390 | 4,859,865 | 4,567,809 | 1.43 | 13.39 | 3.90 |
| 2019-12-31 | 5,893,793 | 4,856,096 | 4,493,786 | 1.44 | 13.31 | 3.87 |
| 2020-03-31 | 6,028,144 | 4,830,297 | 4,582,218 | 1.17 | 10.44 | 3.72 |
| 2020-06-30 | 6,382,684 | 5,506,871 | 4,926,774 | 1.21 | 10.97 | 3.52 |
| 2020-09-30 | 6,600,452 | 5,710,568 | 4,768,146 | 1.42 | 12.92 | 3.39 |
| 2020-12-31 | 6,656,382 | 5,778,451 | 4,541,762 | 1.50 | 13.67 | 3.35 |
| 2021-03-31 | 6,948,775 | 6,105,401 | 4,477,077 | 1.64 | 15.38 | 2.89 |
| 2021-06-30 | 7,129,184 | 6,266,335 | 4,386,533 | 1.55 | 14.63 | 2.82 |
| 2021-09-30 | 7,075,244 | 6,222,336 | 4,530,671 | 1.48 | 14.02 | 2.86 |
| 2021-12-31 | 7,187,889 | 6,339,009 | 4,602,831 | 1.44 | 13.70 | 2.89 |
| 2022-03-31 | 7,314,861 | 6,480,258 | 4,715,580 | 1.10 | 10.89 | 2.79 |
| 2022-06-30 | 7,135,080 | 6,308,938 | 4,815,026 | 1.18 | 11.71 | 3.09 |
| 2022-09-30 | 7,887,654 | 6,918,880 | 5,689,405 | 1.14 | 11.27 | 3.38 |
| 2022-12-31 | 9,523,916 | 7,956,842 | 7,153,683 | 1.05 | 10.24 | 3.74 |
| 2023-03-31 | 9,876,670 | 7,653,674 | 7,279,549 | 1.76 | 16.31 | 4.37 |
| 2023-06-30 | 9,833,416 | 8,196,357 | 7,346,948 | 1.67 | 15.33 | 4.23 |
| 2023-09-30 | 9,829,674 | 8,240,009 | 7,404,040 | 1.63 | 14.91 | 4.16 |
| 2023-12-31 | 9,914,570 | 8,296,455 | 7,619,512 | 1.58 | 14.31 | 4.13 |
| 2024-03-31 | 9,928,843 | 8,635,371 | 7,485,362 | 1.32 | 11.59 | 3.78 |
| 2024-06-30 | 9,934,222 | 8,505,473 | 7,644,321 | 1.30 | 11.43 | 3.77 |
| 2024-09-30 | 9,957,057 | 8,617,006 | 7,636,057 | 1.34 | 11.59 | 3.82 |
| 2024-12-31 | 9,771,263 | 8,371,933 | 7,681,035 | 1.32 | 11.29 | 3.89 |
| 2025-03-31 | 10,061,641 | 8,545,676 | 7,566,646 | 1.06 | 8.71 | 3.90 |
| 2025-06-30 | 9,961,087 | 8,384,604 | 7,416,457 | 1.23 | 9.99 | 3.91 |
| 2025-09-30 | 10,106,680 | 8,578,496 | 7,361,148 | 1.30 | 10.52 | 3.90 |
| 2025-12-31 | 9,836,878 | 8,442,428 | 7,369,335 | 1.18 | 9.47 | 3.90 |
| 2026-03-31 | 12,564,538 | 10,650,590 | 9,520,576 | 1.00 | 7.79 | 4.38 |
| 2026-06-30 | 12,537,055 | 10,554,066 | 9,684,765 | 1.09 | 8.40 | 4.24 |
97 current branch locations across 9 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2026-01-07 | 1 | 645465 | 4210227 |
| 2022-09-01 | 1 | 1914421 | 4210227 |
| 2018-01-01 | 1 | 177957 | 4210227 |
| 2018-01-01 | 1 | 602356 | 4210227 |
| 2015-08-01 | 1 | 612551 | 4210227 |
| 2011-11-07 | 1 | 4203911 | 4210227 |
| 2011-10-22 | 50 | 785259 | 4210227 |
| 2011-07-23 | 50 | 875954 | 4210227 |
| 2010-12-11 | 1 | 635859 | 4210227 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.