Loading bank profile
Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026 · database outage
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-03-31 | 8,408,698 | 6,935,171 | 5,903,491 | 0.84 | 7.73 | 3.45 |
| 2016-06-30 | 8,564,861 | 6,772,833 | 5,974,825 | 0.88 | 8.05 | 3.45 |
| 2016-09-30 | 8,699,767 | 6,983,933 | 6,094,517 | 0.89 | 8.13 | 3.45 |
| 2016-12-31 | 8,792,872 | 7,003,515 | 6,132,857 | 0.88 | 8.11 | 3.44 |
| 2017-03-31 | 8,870,623 | 7,216,040 | 6,206,603 | 0.81 | 7.43 | 3.44 |
| 2017-06-30 | 9,001,319 | 7,048,453 | 6,301,310 | 0.87 | 8.02 | 3.45 |
| 2017-09-30 | 9,080,973 | 7,267,562 | 6,398,583 | 0.90 | 8.24 | 3.48 |
| 2017-12-31 | 9,060,824 | 7,215,745 | 6,515,273 | 0.90 | 8.22 | 3.51 |
| 2018-03-31 | 9,160,619 | 7,436,445 | 6,576,924 | 1.09 | 9.98 | 3.59 |
| 2018-06-30 | 9,388,568 | 7,383,103 | 6,786,613 | 1.14 | 10.46 | 3.61 |
| 2018-09-30 | 9,469,594 | 7,483,312 | 6,819,492 | 1.16 | 10.70 | 3.63 |
| 2018-12-31 | 9,492,332 | 7,412,915 | 6,822,147 | 1.18 | 10.77 | 3.66 |
| 2019-03-31 | 9,465,569 | 7,666,882 | 6,827,432 | 1.15 | 10.18 | 3.67 |
| 2019-06-30 | 9,567,439 | 7,643,819 | 6,906,770 | 1.20 | 10.53 | 3.68 |
| 2019-09-30 | 9,591,370 | 7,795,723 | 6,959,430 | 1.24 | 10.77 | 3.67 |
| 2019-12-31 | 9,642,935 | 7,645,365 | 7,074,864 | 1.22 | 10.56 | 3.65 |
| 2020-03-31 | 9,881,107 | 7,917,688 | 7,153,858 | 0.39 | 3.31 | 3.54 |
| 2020-06-30 | 10,763,699 | 8,858,766 | 7,530,638 | 0.67 | 5.73 | 3.49 |
| 2020-09-30 | 10,761,572 | 9,006,325 | 7,447,966 | 0.87 | 7.37 | 3.43 |
| 2020-12-31 | 10,841,317 | 9,132,452 | 7,390,004 | 0.98 | 8.23 | 3.41 |
| 2021-03-31 | 11,442,656 | 9,863,095 | 7,529,754 | 1.38 | 11.79 | 3.18 |
| 2021-06-30 | 11,477,554 | 9,819,554 | 7,420,531 | 1.38 | 11.76 | 3.15 |
| 2021-09-30 | 11,905,119 | 10,250,613 | 7,474,466 | 1.34 | 11.45 | 3.09 |
| 2021-12-31 | 11,919,970 | 10,337,565 | 7,407,289 | 1.30 | 11.28 | 3.12 |
| 2022-03-31 | 12,056,632 | 10,571,098 | 7,560,089 | 1.21 | 11.23 | 2.99 |
| 2022-06-30 | 11,628,778 | 10,147,232 | 7,684,209 | 1.22 | 11.40 | 3.17 |
| 2022-09-30 | 11,548,830 | 10,049,165 | 7,808,071 | 1.24 | 11.71 | 3.34 |
| 2022-12-31 | 11,659,908 | 9,636,267 | 8,049,909 | 1.25 | 11.83 | 3.47 |
| 2023-03-31 | 11,758,898 | 9,832,834 | 8,164,753 | 1.11 | 10.65 | 3.70 |
| 2023-06-30 | 11,805,399 | 9,690,007 | 8,259,590 | 1.06 | 10.24 | 3.58 |
| 2023-09-30 | 13,739,714 | 11,573,438 | 9,556,887 | 0.94 | 9.12 | 3.48 |
| 2023-12-31 | 13,217,864 | 11,147,548 | 9,539,684 | 0.95 | 9.09 | 3.49 |
| 2024-03-31 | 13,344,676 | 11,384,172 | 9,576,040 | 0.98 | 9.05 | 3.30 |
| 2024-06-30 | 13,403,796 | 11,472,237 | 9,737,030 | 0.97 | 8.99 | 3.32 |
| 2024-09-30 | 13,735,327 | 11,798,648 | 9,791,254 | 1.01 | 9.28 | 3.36 |
| 2024-12-31 | 13,683,389 | 11,769,051 | 9,863,654 | 1.02 | 9.44 | 3.41 |
| 2025-03-31 | 13,760,410 | 11,938,584 | 9,876,895 | 1.01 | 9.20 | 3.57 |
| 2025-06-30 | 15,907,470 | 13,755,622 | 11,488,236 | 0.77 | 7.00 | 3.66 |
| 2025-09-30 | 16,002,805 | 13,790,513 | 11,460,060 | 0.95 | 8.58 | 3.74 |
| 2025-12-31 | 15,879,824 | 13,632,370 | 11,461,222 | 1.06 | 9.48 | 3.78 |
| 2026-03-31 | 16,090,102 | 13,891,407 | 11,408,840 | 1.18 | 10.23 | 3.76 |
| 2026-06-30 | 16,091,731 | 13,677,927 | 11,733,581 | 1.21 | 10.45 | 3.79 |
175 current branch locations across 7 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2025-05-03 | 1 | 292908 | 702117 |
| 2023-08-12 | 1 | 821906 | 702117 |
| 2013-03-09 | 1 | 814216 | 702117 |
| 2012-06-09 | 1 | 3460847 | 702117 |
| 2006-02-10 | 1 | 845108 | 702117 |
| 2001-11-09 | 1 | 12405 | 702117 |
| 2001-06-01 | 1 | 701213 | 702117 |
| 2001-03-17 | 1 | 384214 | 702117 |
| 1989-10-01 | 1 | 104104 | 702117 |
| 1989-10-01 | 1 | 854801 | 702117 |
| 1989-10-01 | 1 | 847205 | 702117 |
| 1989-10-01 | 1 | 389602 | 702117 |
| 1984-08-01 | 1 | 171610 | 702117 |
| 1978-12-30 | 1 | 473510 | 702117 |
| 1974-06-29 | 1 | 668503 | 702117 |
| 1973-09-29 | 1 | 645102 | 702117 |
| 1971-02-16 | 1 | 178600 | 702117 |
| 1963-09-03 | 1 | 269405 | 702117 |
| 1962-09-04 | 1 | 511702 | 702117 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.