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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-03-31 | 1,982,764 | 1,474,313 | 1,663,979 | 0.59 | 4.74 | 3.29 |
| 2016-06-30 | 2,006,510 | 1,512,211 | 1,686,566 | 0.63 | 5.07 | 3.27 |
| 2016-09-30 | 1,997,915 | 1,472,708 | 1,688,857 | 0.66 | 5.32 | 3.26 |
| 2016-12-31 | 1,975,363 | 1,476,050 | 1,648,701 | 0.66 | 5.30 | 3.24 |
| 2017-03-31 | 1,970,740 | 1,472,860 | 1,642,286 | 0.39 | 3.00 | 3.10 |
| 2017-06-30 | 1,993,665 | 1,454,946 | 1,679,165 | 0.47 | 3.68 | 3.10 |
| 2017-09-30 | 2,028,271 | 1,396,948 | 1,724,737 | 0.50 | 3.92 | 3.10 |
| 2017-12-31 | 2,017,627 | 1,398,552 | 1,695,688 | 0.46 | 3.58 | 3.16 |
| 2018-03-31 | 2,101,919 | 1,454,573 | 1,789,520 | 0.38 | 3.02 | 3.16 |
| 2018-06-30 | 1,992,125 | 1,469,718 | 1,684,711 | 0.70 | 5.41 | 3.19 |
| 2018-09-30 | 2,093,340 | 1,507,455 | 1,788,094 | 0.67 | 5.19 | 3.15 |
| 2018-12-31 | 2,174,256 | 1,503,665 | 1,855,016 | 0.68 | 5.30 | 3.13 |
| 2019-03-31 | 2,224,521 | 1,623,846 | 1,911,790 | 0.67 | 5.31 | 3.08 |
| 2019-06-30 | 2,271,530 | 1,633,301 | 1,953,299 | 0.73 | 5.79 | 3.03 |
| 2019-09-30 | 2,345,536 | 1,719,621 | 2,003,001 | 0.70 | 5.65 | 3.00 |
| 2019-12-31 | 2,453,186 | 1,863,898 | 2,063,025 | 0.70 | 5.65 | 2.98 |
| 2020-03-31 | 2,495,379 | 1,921,179 | 2,073,313 | 0.62 | 5.20 | 2.94 |
| 2020-06-30 | 2,596,399 | 2,077,162 | 2,264,353 | 0.55 | 4.68 | 2.72 |
| 2020-09-30 | 2,568,792 | 2,041,189 | 2,235,281 | 0.53 | 4.54 | 2.81 |
| 2020-12-31 | 2,664,111 | 2,205,851 | 2,175,308 | 0.56 | 4.75 | 2.87 |
| 2021-03-31 | 2,797,037 | 2,349,229 | 2,109,031 | 0.55 | 4.85 | 2.74 |
| 2021-06-30 | 2,842,972 | 2,444,437 | 2,078,869 | 0.56 | 4.98 | 2.79 |
| 2021-09-30 | 2,933,206 | 2,532,049 | 2,056,062 | 0.64 | 5.71 | 2.90 |
| 2021-12-31 | 2,917,992 | 2,568,341 | 2,086,408 | 0.76 | 6.84 | 2.95 |
| 2022-03-31 | 2,858,408 | 2,501,338 | 2,258,473 | 0.59 | 5.25 | 3.10 |
| 2022-06-30 | 3,026,911 | 2,654,584 | 2,362,597 | 0.75 | 6.70 | 3.31 |
| 2022-09-30 | 3,279,317 | 2,701,197 | 2,711,571 | 0.80 | 7.34 | 3.48 |
| 2022-12-31 | 3,592,881 | 2,890,939 | 2,990,463 | 0.96 | 9.09 | 3.59 |
| 2023-03-31 | 3,716,578 | 3,144,914 | 3,186,199 | 0.96 | 10.06 | 3.67 |
| 2023-06-30 | 4,028,702 | 3,265,584 | 3,490,126 | 0.79 | 8.54 | 3.57 |
| 2023-09-30 | 4,231,912 | 3,440,819 | 3,683,383 | 0.80 | 8.82 | 3.54 |
| 2023-12-31 | 4,389,594 | 3,439,724 | 3,857,109 | 0.59 | 5.86 | 3.52 |
| 2024-03-31 | 4,507,375 | 3,777,620 | 3,920,855 | 0.69 | 5.32 | 3.56 |
| 2024-06-30 | 4,660,643 | 3,922,822 | 4,059,588 | 0.69 | 5.35 | 3.48 |
| 2024-09-30 | 4,848,625 | 4,047,396 | 4,211,547 | 0.67 | 5.23 | 3.49 |
| 2024-12-31 | 5,006,001 | 4,182,356 | 4,294,463 | 0.73 | 5.82 | 3.42 |
| 2025-03-31 | 5,128,842 | 4,331,202 | 4,426,262 | 0.87 | 7.17 | 3.46 |
| 2025-06-30 | 5,126,269 | 4,277,028 | 4,497,921 | 0.98 | 8.04 | 3.61 |
| 2025-09-30 | 5,358,176 | 4,571,439 | 4,672,375 | 1.02 | 8.41 | 3.64 |
| 2025-12-31 | 6,926,702 | 5,858,918 | 5,964,429 | 0.90 | 7.53 | 3.67 |
| 2026-03-31 | 7,174,892 | 6,102,274 | 6,193,012 | 0.82 | 7.33 | 3.82 |
| 2026-06-30 | 7,416,433 | 6,320,314 | 6,400,006 | 1.01 | 9.14 | 3.89 |
21 current branch locations across 2 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2025-11-15 | 1 | 375502 | 339773 |
| 2007-03-31 | 1 | 162878 | 339773 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.