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OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-03-31 | 2,983,616 | 2,077,104 | 2,157,402 | 1.94 | 22.79 | 2.77 |
| 2016-06-30 | 3,490,474 | 2,625,511 | 2,499,835 | 2.40 | 28.11 | 2.79 |
| 2016-09-30 | 4,004,673 | 3,290,891 | 2,816,237 | 2.24 | 26.36 | 2.73 |
| 2016-12-31 | 4,628,017 | 3,234,735 | 2,815,145 | 2.38 | 28.98 | 2.60 |
| 2017-03-31 | 5,307,592 | 4,761,012 | 3,021,447 | 2.46 | 32.59 | 2.36 |
| 2017-06-30 | 6,379,820 | 5,848,303 | 3,921,297 | 2.19 | 29.43 | 2.09 |
| 2017-09-30 | 7,615,312 | 6,912,580 | 4,209,607 | 1.82 | 25.43 | 1.88 |
| 2017-12-31 | 8,350,457 | 5,946,975 | 5,143,492 | 1.68 | 23.92 | 1.78 |
| 2018-03-31 | 8,374,500 | 6,221,322 | 4,828,052 | 2.06 | 28.97 | 1.68 |
| 2018-06-30 | 7,993,325 | 5,163,740 | 4,656,660 | 1.97 | 26.46 | 1.73 |
| 2018-09-30 | 8,073,619 | 5,133,155 | 4,817,658 | 1.73 | 22.42 | 1.80 |
| 2018-12-31 | 8,305,036 | 5,120,680 | 5,018,140 | 1.43 | 18.43 | 1.78 |
| 2019-03-31 | 8,221,288 | 6,008,294 | 5,098,067 | 1.00 | 12.37 | 1.97 |
| 2019-06-30 | 8,510,594 | 7,062,237 | 5,570,458 | 0.69 | 8.65 | 1.96 |
| 2019-09-30 | 10,157,505 | 7,856,797 | 7,250,605 | 0.73 | 9.82 | 1.93 |
| 2019-12-31 | 9,767,997 | 6,777,304 | 6,672,591 | 0.83 | 11.22 | 1.97 |
| 2020-03-31 | 9,777,354 | 6,693,410 | 7,262,803 | 1.10 | 18.52 | 2.16 |
| 2020-06-30 | 8,841,368 | 7,313,473 | 6,124,359 | 1.11 | 18.64 | 2.30 |
| 2020-09-30 | 9,037,397 | 7,360,608 | 6,320,870 | 1.06 | 17.59 | 2.24 |
| 2020-12-31 | 9,151,935 | 7,179,847 | 5,558,125 | 0.99 | 16.20 | 2.15 |
| 2021-03-31 | 9,082,950 | 7,571,998 | 6,352,306 | 1.40 | 19.81 | 2.02 |
| 2021-06-30 | 9,274,795 | 7,268,425 | 5,994,449 | 1.26 | 17.53 | 2.03 |
| 2021-09-30 | 9,751,339 | 7,818,011 | 5,599,906 | 1.34 | 18.25 | 2.20 |
| 2021-12-31 | 10,822,403 | 8,389,710 | 6,016,441 | 1.31 | 17.76 | 2.25 |
| 2022-03-31 | 11,724,996 | 9,244,449 | 6,834,841 | 1.98 | 25.71 | 2.64 |
| 2022-06-30 | 13,314,397 | 10,133,301 | 8,609,817 | 1.43 | 18.33 | 2.73 |
| 2022-09-30 | 13,909,603 | 10,409,432 | 9,179,556 | 1.12 | 14.20 | 2.65 |
| 2022-12-31 | 14,304,653 | 9,925,543 | 9,173,310 | 1.12 | 14.08 | 2.50 |
| 2023-03-31 | 15,179,873 | 10,694,557 | 9,607,471 | 0.94 | 11.80 | 1.89 |
| 2023-06-30 | 15,379,730 | 11,344,218 | 9,511,434 | 0.88 | 10.95 | 1.81 |
| 2023-09-30 | 15,807,773 | 11,545,491 | 9,809,383 | 0.85 | 10.80 | 1.74 |
| 2023-12-31 | 15,995,379 | 11,980,473 | 9,921,025 | 0.76 | 9.59 | 1.73 |
| 2024-03-31 | 15,799,774 | 11,715,983 | 9,756,805 | 0.99 | 12.37 | 1.74 |
| 2024-06-30 | 15,256,224 | 11,708,770 | 9,570,087 | 1.06 | 12.95 | 1.75 |
| 2024-09-30 | 13,809,058 | 10,392,138 | 9,016,713 | 0.95 | 11.13 | 1.81 |
| 2024-12-31 | 13,943,020 | 10,257,870 | 9,015,694 | 0.85 | 9.72 | 1.90 |
| 2025-03-31 | 13,909,181 | 10,602,877 | 8,892,849 | 1.30 | 13.75 | 2.17 |
| 2025-06-30 | 14,182,375 | 10,695,074 | 9,509,186 | 1.31 | 13.95 | 2.24 |
| 2025-09-30 | 14,443,066 | 11,255,956 | 9,260,668 | 1.33 | 14.54 | 2.27 |
| 2025-12-31 | 13,937,262 | 10,798,449 | 9,448,436 | 1.17 | 12.89 | 2.26 |
| 2026-03-31 | 13,442,736 | 10,320,176 | 9,219,963 | 1.27 | 14.63 | 2.25 |
| 2026-06-30 | 14,159,389 | 11,049,180 | 9,300,345 | 1.05 | 12.13 | 2.31 |
2 current branch locations across 1 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2015-12-01 | 1 | 30418 | 652874 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.