Loading bank profile
Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-03-31 | 1,142,408 | 951,277 | 855,671 | 1.00 | 9.97 | 3.86 |
| 2016-06-30 | 1,126,266 | 954,956 | 835,084 | 1.03 | 9.85 | 3.85 |
| 2016-09-30 | 1,151,618 | 1,005,668 | 830,501 | 1.01 | 9.42 | 3.76 |
| 2016-12-31 | 1,143,568 | 969,537 | 855,791 | 0.93 | 8.72 | 3.73 |
| 2017-03-31 | 1,152,291 | 979,474 | 865,427 | 0.97 | 9.01 | 3.64 |
| 2017-06-30 | 1,179,586 | 1,016,546 | 880,343 | 0.99 | 9.14 | 3.65 |
| 2017-09-30 | 1,216,973 | 1,075,631 | 887,448 | 0.98 | 9.13 | 3.66 |
| 2017-12-31 | 1,247,922 | 1,045,968 | 943,601 | 0.91 | 8.59 | 3.65 |
| 2018-03-31 | 1,256,042 | 1,049,079 | 957,875 | 1.23 | 12.26 | 3.70 |
| 2018-06-30 | 1,249,949 | 1,045,741 | 965,199 | 1.24 | 12.24 | 3.79 |
| 2018-09-30 | 1,292,403 | 1,130,275 | 1,014,493 | 1.25 | 12.27 | 3.83 |
| 2018-12-31 | 1,257,130 | 1,098,487 | 1,026,256 | 1.19 | 11.61 | 4.02 |
| 2019-03-31 | 1,293,485 | 1,112,044 | 1,068,932 | 1.43 | 13.58 | 4.16 |
| 2019-06-30 | 1,315,731 | 1,124,651 | 1,079,220 | 1.52 | 14.22 | 4.27 |
| 2019-09-30 | 1,396,113 | 1,214,642 | 1,095,816 | 1.54 | 14.47 | 4.15 |
| 2019-12-31 | 1,401,005 | 1,155,868 | 1,163,951 | 1.51 | 14.29 | 4.04 |
| 2020-03-31 | 1,445,459 | 1,188,890 | 1,211,211 | 0.86 | 8.47 | 3.63 |
| 2020-06-30 | 1,613,304 | 1,373,213 | 1,311,622 | 0.92 | 9.35 | 3.42 |
| 2020-09-30 | 1,693,391 | 1,454,723 | 1,338,643 | 0.83 | 8.57 | 3.27 |
| 2020-12-31 | 1,649,262 | 1,429,150 | 1,354,010 | 0.87 | 9.02 | 3.22 |
| 2021-03-31 | 1,721,759 | 1,501,522 | 1,421,296 | 1.05 | 11.18 | 3.00 |
| 2021-06-30 | 1,781,977 | 1,557,787 | 1,423,551 | 1.03 | 11.02 | 2.98 |
| 2021-09-30 | 2,004,363 | 1,775,782 | 1,380,420 | 1.01 | 11.16 | 2.89 |
| 2021-12-31 | 1,912,495 | 1,729,447 | 1,393,782 | 0.95 | 10.47 | 2.87 |
| 2022-03-31 | 1,863,562 | 1,617,078 | 1,400,877 | 0.94 | 10.33 | 2.95 |
| 2022-06-30 | 1,903,695 | 1,626,759 | 1,425,050 | 1.02 | 11.27 | 3.00 |
| 2022-09-30 | 2,038,576 | 1,856,210 | 1,498,824 | 0.98 | 11.16 | 2.96 |
| 2022-12-31 | 1,991,078 | 1,808,233 | 1,523,842 | 0.99 | 11.34 | 3.00 |
| 2023-03-31 | 2,048,904 | 1,776,356 | 1,584,084 | 0.92 | 11.03 | 3.01 |
| 2023-06-30 | 2,131,669 | 1,744,054 | 1,662,218 | 0.97 | 11.67 | 3.02 |
| 2023-09-30 | 2,212,766 | 1,858,683 | 1,733,106 | 1.04 | 12.56 | 3.02 |
| 2023-12-31 | 2,246,265 | 1,838,592 | 1,771,418 | 1.03 | 12.36 | 2.99 |
| 2024-03-31 | 2,713,910 | 2,256,770 | 2,054,602 | 0.49 | 5.56 | 3.04 |
| 2024-06-30 | 2,700,157 | 2,241,363 | 2,077,002 | 0.64 | 7.14 | 3.22 |
| 2024-09-30 | 2,797,672 | 2,428,779 | 2,080,484 | 0.92 | 10.00 | 3.28 |
| 2024-12-31 | 2,880,232 | 2,516,099 | 2,079,293 | 1.01 | 10.96 | 3.31 |
| 2025-03-31 | 2,843,458 | 2,470,967 | 2,092,847 | 1.22 | 12.81 | 3.44 |
| 2025-06-30 | 2,821,168 | 2,437,962 | 2,138,166 | 1.32 | 13.54 | 3.53 |
| 2025-09-30 | 2,927,538 | 2,535,231 | 2,161,494 | 1.38 | 14.01 | 3.54 |
| 2025-12-31 | 2,928,928 | 2,539,721 | 2,161,784 | 1.41 | 14.22 | 3.57 |
| 2026-03-31 | 2,853,576 | 2,478,725 | 2,171,349 | 1.27 | 12.31 | 3.60 |
| 2026-06-30 | 2,928,192 | 2,542,923 | 2,183,234 | 1.38 | 13.27 | 3.69 |
34 current branch locations across 3 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2026-09-01 | 1 | 5479478 | 18827 |
| 2024-02-17 | 1 | 978622 | 18827 |
| 2017-05-01 | 1 | 80020 | 18827 |
| 2016-01-09 | 1 | 667074 | 18827 |
| 2014-10-01 | 1 | 315629 | 18827 |
| 2008-04-01 | 1 | 1000726 | 18827 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.