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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026 · database outage
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-03-31 | 1,227,054 | 1,095,661 | 882,361 | 0.94 | 9.75 | 4.04 |
| 2016-06-30 | 2,253,650 | 1,904,179 | 1,565,059 | 0.81 | 6.99 | 4.03 |
| 2016-09-30 | 2,265,858 | 1,952,203 | 1,559,391 | 1.00 | 8.30 | 4.30 |
| 2016-12-31 | 2,299,685 | 1,999,281 | 1,572,309 | 1.06 | 8.76 | 4.31 |
| 2017-03-31 | 2,290,147 | 1,975,674 | 1,618,090 | 1.12 | 9.02 | 4.36 |
| 2017-06-30 | 2,825,192 | 2,405,933 | 2,011,995 | 1.21 | 9.41 | 4.35 |
| 2017-09-30 | 2,844,605 | 2,378,842 | 2,053,401 | 1.24 | 9.50 | 4.40 |
| 2017-12-31 | 2,931,212 | 2,500,284 | 2,087,732 | 1.21 | 9.32 | 4.39 |
| 2018-03-31 | 3,223,933 | 2,786,594 | 2,103,373 | 1.27 | 10.27 | 4.05 |
| 2018-06-30 | 2,921,992 | 2,482,988 | 2,129,314 | 1.29 | 10.24 | 4.05 |
| 2018-09-30 | 3,001,488 | 2,555,381 | 2,140,453 | 1.35 | 10.69 | 4.09 |
| 2018-12-31 | 3,095,694 | 2,662,067 | 2,161,924 | 1.38 | 10.97 | 4.09 |
| 2019-03-31 | 3,037,536 | 2,581,022 | 2,185,267 | 1.35 | 10.71 | 4.17 |
| 2019-06-30 | 3,048,098 | 2,582,354 | 2,201,381 | 1.89 | 14.70 | 4.29 |
| 2019-09-30 | 3,098,726 | 2,650,337 | 2,246,714 | 1.83 | 14.23 | 4.33 |
| 2019-12-31 | 3,570,443 | 3,029,296 | 2,569,181 | 1.73 | 13.28 | 4.26 |
| 2020-03-31 | 3,722,804 | 3,081,717 | 2,591,703 | 1.18 | 8.89 | 3.96 |
| 2020-06-30 | 4,530,161 | 3,606,455 | 2,820,611 | 1.28 | 10.24 | 3.64 |
| 2020-09-30 | 4,694,782 | 3,766,272 | 2,892,050 | 1.39 | 11.49 | 3.50 |
| 2020-12-31 | 4,542,731 | 3,960,427 | 2,778,378 | 1.43 | 12.00 | 3.49 |
| 2021-03-31 | 4,536,597 | 3,957,923 | 2,830,608 | 1.50 | 13.30 | 3.32 |
| 2021-06-30 | 4,573,616 | 3,991,899 | 2,799,005 | 1.40 | 12.36 | 3.41 |
| 2021-09-30 | 6,393,522 | 5,562,313 | 3,688,448 | 1.07 | 9.31 | 3.16 |
| 2021-12-31 | 7,686,307 | 6,605,430 | 4,777,749 | 1.03 | 8.69 | 3.26 |
| 2022-03-31 | 7,317,097 | 6,261,296 | 4,643,173 | 1.29 | 9.76 | 3.38 |
| 2022-06-30 | 7,360,489 | 6,334,088 | 4,933,083 | 1.31 | 9.88 | 3.43 |
| 2022-09-30 | 8,879,312 | 7,436,263 | 5,927,798 | 1.16 | 8.99 | 3.44 |
| 2022-12-31 | 8,748,360 | 7,239,847 | 6,120,152 | 1.20 | 9.36 | 3.51 |
| 2023-03-31 | 8,176,589 | 6,988,762 | 6,166,282 | -0.36 | -2.85 | 3.16 |
| 2023-06-30 | 8,468,829 | 7,254,555 | 6,163,814 | 0.37 | 2.89 | 3.22 |
| 2023-09-30 | 8,400,621 | 7,233,810 | 6,182,597 | 0.53 | 4.10 | 3.30 |
| 2023-12-31 | 8,453,024 | 7,289,083 | 6,294,492 | 0.76 | 5.91 | 3.37 |
| 2024-03-31 | 8,431,396 | 7,250,479 | 6,338,292 | 1.32 | 10.05 | 3.47 |
| 2024-06-30 | 8,544,261 | 7,365,685 | 6,473,170 | 1.34 | 10.24 | 3.52 |
| 2024-09-30 | 8,625,249 | 7,417,456 | 6,502,176 | 1.38 | 10.54 | 3.58 |
| 2024-12-31 | 8,784,372 | 7,593,028 | 6,567,899 | 1.43 | 10.91 | 3.64 |
| 2025-03-31 | 8,961,944 | 7,729,854 | 6,686,210 | 1.46 | 11.26 | 3.71 |
| 2025-06-30 | 8,916,994 | 7,681,464 | 6,780,688 | 1.54 | 11.79 | 3.80 |
| 2025-09-30 | 9,015,325 | 7,765,440 | 6,817,234 | 1.63 | 12.46 | 3.88 |
| 2025-12-31 | 9,170,369 | 7,919,883 | 6,781,159 | 1.66 | 12.75 | 3.93 |
| 2026-03-31 | 15,548,303 | 13,114,848 | 11,153,404 | 0.61 | 4.33 | 4.08 |
| 2026-06-30 | 15,390,715 | 12,950,153 | 11,135,867 | 1.17 | 8.08 | 4.33 |
117 current branch locations across 6 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2026-02-14 | 1 | 836843 | 2941068 |
| 2022-08-27 | 1 | 160650 | 2941068 |
| 2021-12-04 | 1 | 2524797 | 2941068 |
| 2021-09-04 | 1 | 132554 | 2941068 |
| 2020-08-22 | 1 | 189549 | 2941068 |
| 2019-11-09 | 1 | 3455236 | 2941068 |
| 2017-04-29 | 1 | 675949 | 2941068 |
| 2016-04-30 | 1 | 280044 | 2941068 |
| 2013-08-10 | 50 | 2797171 | 2941068 |
| 2013-04-27 | 1 | 645054 | 2941068 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.