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OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2020-06-30 | 1,081,141 | 900,199 | 699,741 | 2.20 | 16.11 | 4.23 |
| 2020-09-30 | 1,118,708 | 942,445 | 719,543 | 1.98 | 14.75 | 3.97 |
| 2020-12-31 | 1,169,167 | 993,641 | 703,649 | 1.59 | 12.15 | 3.65 |
| 2021-03-31 | 1,257,179 | 1,086,192 | 694,573 | 1.44 | 13.17 | 3.31 |
| 2021-06-30 | 1,275,753 | 1,093,727 | 701,336 | 1.40 | 13.07 | 3.24 |
| 2021-09-30 | 1,308,167 | 1,122,247 | 692,469 | 1.62 | 15.28 | 3.42 |
| 2021-12-31 | 1,349,185 | 1,161,025 | 723,956 | 1.40 | 13.40 | 3.33 |
| 2022-03-31 | 1,378,485 | 1,215,218 | 722,974 | 1.38 | 15.74 | 3.02 |
| 2022-06-30 | 1,378,252 | 1,241,680 | 740,775 | 1.30 | 16.47 | 3.14 |
| 2022-09-30 | 1,354,664 | 1,229,654 | 778,246 | 1.55 | 21.94 | 3.32 |
| 2022-12-31 | 1,332,650 | 1,197,633 | 798,105 | 1.72 | 25.43 | 3.50 |
| 2023-03-31 | 1,325,164 | 1,186,281 | 789,500 | 2.09 | 36.36 | 4.06 |
| 2023-06-30 | 1,346,864 | 1,163,655 | 837,900 | 2.26 | 38.98 | 4.07 |
| 2023-09-30 | 1,336,090 | 1,182,153 | 837,715 | 2.24 | 40.24 | 4.11 |
| 2023-12-31 | 1,399,000 | 1,191,422 | 885,334 | 2.19 | 37.60 | 4.13 |
| 2024-03-31 | 1,405,229 | 1,221,454 | 895,829 | 2.01 | 30.36 | 4.06 |
| 2024-06-30 | 1,420,815 | 1,235,279 | 918,920 | 2.11 | 31.85 | 4.13 |
| 2024-09-30 | 1,448,271 | 1,231,886 | 939,176 | 2.19 | 31.35 | 4.14 |
| 2024-12-31 | 1,422,024 | 1,226,544 | 936,445 | 2.14 | 30.30 | 4.20 |
| 2025-03-31 | 1,478,208 | 1,279,908 | 946,786 | 2.01 | 26.59 | 4.17 |
| 2025-06-30 | 1,499,730 | 1,277,993 | 973,790 | 2.24 | 28.67 | 4.25 |
| 2025-09-30 | 1,498,189 | 1,278,791 | 999,779 | 2.28 | 28.00 | 4.31 |
| 2025-12-31 | 1,538,518 | 1,306,020 | 1,020,132 | 2.23 | 26.58 | 4.34 |
| 2026-03-31 | 1,651,548 | 1,416,910 | 1,016,584 | 2.12 | 23.57 | 4.16 |
| 2026-06-30 | 1,616,201 | 1,397,480 | 1,024,119 | 2.23 | 24.53 | 4.24 |
10 current branch locations across 1 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2007-05-25 | 1 | 895550 | 770657 |
| 2003-01-22 | 1 | 293558 | 770657 |
| 1990-06-16 | 50 | 719076 | 770657 |
| 1989-07-06 | 50 | 718257 | 770657 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.