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OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-03-31 | 1,662,172 | 1,111,357 | 1,341,817 | 1.04 | 8.26 | 3.83 |
| 2016-06-30 | 1,725,984 | 1,138,394 | 1,416,394 | 1.10 | 8.78 | 3.83 |
| 2016-09-30 | 1,932,000 | 1,298,041 | 1,586,132 | 1.35 | 11.14 | 3.86 |
| 2016-12-31 | 1,862,672 | 1,260,602 | 1,528,545 | 1.60 | 13.23 | 3.93 |
| 2017-03-31 | 1,899,758 | 1,262,909 | 1,553,762 | 1.08 | 9.06 | 3.97 |
| 2017-06-30 | 2,057,086 | 1,341,948 | 1,699,279 | 1.22 | 10.45 | 4.11 |
| 2017-09-30 | 2,045,542 | 1,316,400 | 1,711,842 | 1.30 | 11.16 | 4.08 |
| 2017-12-31 | 1,995,487 | 1,296,158 | 1,673,009 | 1.34 | 11.44 | 4.10 |
| 2018-03-31 | 1,897,519 | 1,464,548 | 1,671,703 | 1.35 | 11.20 | 4.02 |
| 2018-06-30 | 1,982,662 | 1,502,599 | 1,770,791 | 1.42 | 11.97 | 4.12 |
| 2018-09-30 | 2,047,222 | 1,561,214 | 1,836,657 | 1.52 | 12.88 | 4.21 |
| 2018-12-31 | 2,185,032 | 1,678,973 | 1,982,731 | 1.52 | 13.06 | 4.12 |
| 2019-03-31 | 2,275,568 | 1,792,575 | 2,069,105 | 1.42 | 13.09 | 3.79 |
| 2019-06-30 | 2,438,296 | 1,734,689 | 2,183,274 | 1.86 | 17.38 | 3.78 |
| 2019-09-30 | 2,592,378 | 1,858,921 | 2,324,999 | 2.00 | 18.85 | 3.77 |
| 2019-12-31 | 2,503,779 | 1,656,795 | 2,236,580 | 2.10 | 19.63 | 3.84 |
| 2020-03-31 | 2,619,188 | 1,747,861 | 2,222,868 | 1.45 | 13.32 | 3.70 |
| 2020-06-30 | 2,587,773 | 1,849,929 | 2,224,586 | 3.88 | 34.11 | 3.83 |
| 2020-09-30 | 2,539,747 | 1,780,476 | 2,168,746 | 4.64 | 38.57 | 3.92 |
| 2020-12-31 | 2,586,577 | 1,702,318 | 2,242,312 | 4.51 | 35.91 | 4.01 |
| 2021-03-31 | 2,470,938 | 1,587,687 | 2,139,323 | 4.12 | 26.86 | 4.16 |
| 2021-06-30 | 2,297,102 | 1,446,799 | 1,825,072 | 3.04 | 18.94 | 4.30 |
| 2021-09-30 | 2,347,185 | 1,375,631 | 1,988,718 | 2.64 | 16.20 | 4.22 |
| 2021-12-31 | 2,177,145 | 1,365,672 | 1,756,245 | 2.39 | 14.32 | 4.24 |
| 2022-03-31 | 2,196,893 | 1,374,555 | 1,704,744 | 1.64 | 8.95 | 4.14 |
| 2022-06-30 | 2,475,814 | 1,383,529 | 1,985,300 | 1.69 | 9.65 | 4.05 |
| 2022-09-30 | 2,641,449 | 1,528,957 | 2,102,992 | 1.35 | 8.08 | 3.99 |
| 2022-12-31 | 2,517,837 | 1,659,371 | 2,141,557 | 1.21 | 7.37 | 3.96 |
| 2023-03-31 | 2,759,494 | 1,755,300 | 2,088,938 | 0.34 | 2.30 | 3.49 |
| 2023-06-30 | 2,732,298 | 1,770,104 | 2,071,708 | 0.83 | 5.64 | 3.37 |
| 2023-09-30 | 2,811,573 | 1,825,531 | 2,069,134 | 0.89 | 6.13 | 3.24 |
| 2023-12-31 | 2,750,302 | 1,721,910 | 2,102,275 | 0.96 | 6.59 | 3.17 |
| 2024-03-31 | 2,861,093 | 1,817,180 | 2,111,242 | 1.15 | 8.04 | 2.97 |
| 2024-06-30 | 2,786,536 | 1,729,830 | 2,105,753 | 1.07 | 7.54 | 2.98 |
| 2024-09-30 | 2,859,268 | 1,759,781 | 2,111,222 | 1.00 | 7.08 | 2.97 |
| 2024-12-31 | 2,918,822 | 1,822,282 | 2,133,424 | 1.03 | 7.31 | 2.93 |
| 2025-03-31 | 3,033,522 | 1,940,859 | 2,104,835 | 0.78 | 5.76 | 2.75 |
| 2025-06-30 | 2,938,521 | 1,862,784 | 2,116,772 | 0.86 | 6.27 | 2.79 |
| 2025-09-30 | 2,932,535 | 1,853,668 | 2,126,682 | 0.94 | 6.77 | 2.86 |
| 2025-12-31 | 2,966,175 | 1,895,946 | 2,150,650 | 0.99 | 7.07 | 2.89 |
| 2026-03-31 | 3,155,799 | 1,895,482 | 2,150,456 | 1.24 | 8.83 | 2.97 |
| 2026-06-30 | 3,198,829 | 1,855,075 | 2,155,640 | 1.29 | 9.28 | 2.98 |
10 current branch locations across 1 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2016-07-13 | 1 | 204376 | 211271 |
| 2002-12-20 | 1 | 736475 | 211271 |
| 1994-06-11 | 50 | 37976 | 211271 |
| 1980-06-27 | 1 | 751777 | 211271 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.