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OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2019-06-30 | 1,117,933 | 951,990 | 825,400 | 0.26 | 2.83 | 3.31 |
| 2019-09-30 | 1,135,321 | 967,567 | 833,003 | 0.45 | 4.70 | 3.59 |
| 2019-12-31 | 1,135,696 | 971,837 | 835,133 | 0.47 | 4.89 | 3.64 |
| 2020-03-31 | 1,137,348 | 968,661 | 831,166 | 0.06 | 0.62 | 3.40 |
| 2020-06-30 | 1,244,815 | 1,066,688 | 854,461 | 0.33 | 3.36 | 3.29 |
| 2020-09-30 | 1,251,586 | 1,091,234 | 843,889 | 0.47 | 4.89 | 3.23 |
| 2020-12-31 | 1,261,339 | 1,113,295 | 831,340 | 0.60 | 6.19 | 3.15 |
| 2021-03-31 | 1,331,098 | 1,186,902 | 855,914 | 0.91 | 9.47 | 3.10 |
| 2021-06-30 | 1,323,657 | 1,174,615 | 891,090 | 0.68 | 7.06 | 3.00 |
| 2021-09-30 | 1,370,255 | 1,221,879 | 951,709 | 0.63 | 6.57 | 2.99 |
| 2021-12-31 | 1,397,507 | 1,246,503 | 997,853 | 0.61 | 6.45 | 3.00 |
| 2022-03-31 | 1,410,022 | 1,266,991 | 1,013,535 | 0.69 | 7.46 | 2.97 |
| 2022-06-30 | 1,407,985 | 1,261,442 | 1,034,153 | 0.60 | 6.70 | 3.05 |
| 2022-09-30 | 1,402,422 | 1,250,919 | 1,037,636 | 0.90 | 10.01 | 3.11 |
| 2022-12-31 | 1,458,969 | 1,308,996 | 1,057,165 | 0.80 | 8.87 | 3.12 |
| 2023-03-31 | 1,525,430 | 1,338,414 | 1,063,519 | 0.41 | 4.66 | 2.96 |
| 2023-06-30 | 1,535,995 | 1,351,714 | 1,098,172 | 0.43 | 4.88 | 2.87 |
| 2023-09-30 | 1,584,684 | 1,395,865 | 1,167,930 | 0.48 | 5.46 | 2.85 |
| 2023-12-31 | 1,566,165 | 1,356,257 | 1,177,740 | 0.47 | 5.40 | 2.84 |
| 2024-03-31 | 1,612,416 | 1,411,263 | 1,213,033 | 0.54 | 6.12 | 2.88 |
| 2024-06-30 | 1,649,488 | 1,431,565 | 1,236,131 | 0.58 | 6.54 | 2.85 |
| 2024-09-30 | 1,658,421 | 1,436,058 | 1,249,458 | 0.56 | 6.31 | 2.82 |
| 2024-12-31 | 1,699,747 | 1,515,205 | 1,268,727 | 0.61 | 6.90 | 2.80 |
| 2025-03-31 | 1,730,065 | 1,552,751 | 1,279,185 | 0.61 | 6.79 | 2.83 |
| 2025-06-30 | 1,723,716 | 1,538,688 | 1,293,642 | 0.68 | 7.54 | 2.87 |
| 2025-09-30 | 1,757,271 | 1,523,118 | 1,297,969 | 0.70 | 7.66 | 2.92 |
| 2025-12-31 | 1,758,578 | 1,539,744 | 1,325,110 | 0.68 | 7.37 | 2.95 |
| 2026-03-31 | 1,834,444 | 1,607,067 | 1,338,650 | 0.71 | 6.79 | 3.00 |
| 2026-06-30 | 1,844,765 | 1,609,119 | 1,317,959 | 0.76 | 7.07 | 3.10 |
14 current branch locations across 1 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2019-04-30 | 1 | 121679 | 527600 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.