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OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-03-31 | 1,811,131 | 1,458,047 | 1,335,881 | 0.19 | 1.56 | 2.95 |
| 2016-06-30 | 1,721,528 | 1,465,335 | 1,352,059 | 0.28 | 2.27 | 3.06 |
| 2016-09-30 | 1,757,303 | 1,498,043 | 1,354,642 | 0.30 | 2.42 | 3.21 |
| 2016-12-31 | 1,876,569 | 1,615,960 | 1,442,779 | 0.27 | 2.14 | 3.28 |
| 2017-03-31 | 1,880,604 | 1,618,555 | 1,454,011 | 0.35 | 2.89 | 3.42 |
| 2017-06-30 | 1,897,760 | 1,632,757 | 1,498,943 | 0.42 | 3.48 | 3.42 |
| 2017-09-30 | 1,895,988 | 1,630,878 | 1,487,561 | 0.47 | 3.87 | 3.47 |
| 2017-12-31 | 2,040,344 | 1,700,785 | 1,484,028 | 0.34 | 2.83 | 3.45 |
| 2018-03-31 | 1,949,078 | 1,681,161 | 1,486,501 | 0.54 | 4.52 | 3.36 |
| 2018-06-30 | 1,959,042 | 1,683,845 | 1,527,281 | 0.55 | 4.58 | 3.42 |
| 2018-09-30 | 1,953,139 | 1,676,018 | 1,575,292 | 0.64 | 5.25 | 3.52 |
| 2018-12-31 | 2,031,675 | 1,750,680 | 1,598,617 | 0.66 | 5.43 | 3.57 |
| 2019-03-31 | 1,997,947 | 1,716,110 | 1,614,049 | 0.59 | 4.72 | 3.68 |
| 2019-06-30 | 2,047,042 | 1,756,222 | 1,637,585 | 0.66 | 5.29 | 3.66 |
| 2019-09-30 | 2,048,743 | 1,759,949 | 1,658,099 | 0.60 | 4.79 | 3.67 |
| 2019-12-31 | 2,048,238 | 1,756,213 | 1,635,556 | 0.61 | 4.88 | 3.65 |
| 2020-03-31 | 2,214,151 | 1,768,786 | 1,625,789 | 0.49 | 4.05 | 3.30 |
| 2020-06-30 | 2,375,036 | 1,920,989 | 1,732,578 | 0.55 | 4.67 | 3.14 |
| 2020-09-30 | 2,430,612 | 1,973,602 | 1,734,690 | 0.57 | 4.96 | 3.07 |
| 2020-12-31 | 2,449,855 | 1,987,366 | 1,712,091 | 0.61 | 5.30 | 3.05 |
| 2021-03-31 | 2,510,909 | 2,044,052 | 1,687,233 | 0.58 | 5.27 | 2.87 |
| 2021-06-30 | 2,539,456 | 2,068,293 | 1,682,097 | 0.56 | 5.14 | 2.84 |
| 2021-09-30 | 2,591,161 | 2,116,959 | 1,673,680 | 0.52 | 4.75 | 2.79 |
| 2021-12-31 | 2,587,926 | 2,108,039 | 1,659,355 | 0.58 | 5.23 | 2.78 |
| 2022-03-31 | 2,631,064 | 2,150,308 | 1,640,678 | 0.32 | 2.84 | 2.61 |
| 2022-06-30 | 2,617,053 | 2,130,363 | 1,678,446 | 0.45 | 4.00 | 2.74 |
| 2022-09-30 | 2,630,480 | 2,137,697 | 1,687,987 | 0.54 | 4.74 | 2.96 |
| 2022-12-31 | 2,582,111 | 2,076,589 | 1,712,694 | 0.65 | 5.63 | 3.17 |
| 2023-03-31 | 2,558,241 | 2,064,783 | 1,776,393 | 0.91 | 7.41 | 3.69 |
| 2023-06-30 | 2,562,571 | 2,059,096 | 1,861,631 | 0.95 | 7.67 | 3.71 |
| 2023-09-30 | 2,580,764 | 2,069,360 | 1,883,682 | 1.00 | 7.99 | 3.76 |
| 2023-12-31 | 2,576,967 | 2,059,447 | 1,874,549 | 1.01 | 8.02 | 3.77 |
| 2024-03-31 | 2,569,494 | 2,049,848 | 1,882,754 | 0.80 | 6.05 | 3.69 |
| 2024-06-30 | 2,585,963 | 2,059,093 | 1,911,279 | 0.86 | 6.39 | 3.64 |
| 2024-09-30 | 2,619,030 | 2,083,804 | 1,925,881 | 0.86 | 6.38 | 3.63 |
| 2024-12-31 | 2,635,737 | 2,092,916 | 1,902,038 | 0.87 | 6.40 | 3.65 |
| 2025-03-31 | 2,485,859 | 2,088,988 | 1,922,629 | 0.90 | 6.28 | 3.67 |
| 2025-06-30 | 2,502,773 | 2,094,477 | 1,915,146 | 0.92 | 6.30 | 3.72 |
| 2025-09-30 | 2,548,932 | 2,136,118 | 1,921,022 | 0.80 | 5.43 | 3.77 |
| 2025-12-31 | 2,566,563 | 2,142,979 | 1,949,858 | 0.87 | 5.88 | 3.83 |
| 2026-03-31 | 2,590,607 | 2,163,064 | 2,001,473 | 0.98 | 6.52 | 3.88 |
| 2026-06-30 | 2,608,511 | 2,172,387 | 2,052,029 | 1.02 | 6.72 | 3.94 |
44 current branch locations across 2 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2016-10-29 | 1 | 964643 | 376273 |
| 2013-06-01 | 50 | 2886187 | 376273 |
| 2010-09-18 | 50 | 367673 | 376273 |
| 2005-11-30 | 1 | 2500773 | 376273 |
| 2000-07-31 | 1 | 579878 | 376273 |
| 1996-01-01 | 1 | 649472 | 376273 |
| 1988-01-01 | 1 | 153979 | 376273 |
| 1984-01-01 | 1 | 510170 | 376273 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.