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OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-03-31 | 1,659,325 | 1,447,516 | 1,185,019 | 0.79 | 8.94 | 3.03 |
| 2016-06-30 | 1,792,582 | 1,569,865 | 1,210,739 | 0.80 | 9.09 | 2.96 |
| 2016-09-30 | 1,907,662 | 1,665,911 | 1,371,538 | 0.84 | 9.42 | 2.93 |
| 2016-12-31 | 1,966,760 | 1,735,244 | 1,460,422 | 0.91 | 10.21 | 2.97 |
| 2017-03-31 | 2,079,851 | 1,847,991 | 1,504,738 | 1.26 | 13.96 | 3.25 |
| 2017-06-30 | 2,190,020 | 1,945,640 | 1,583,182 | 1.40 | 15.44 | 3.21 |
| 2017-09-30 | 2,173,249 | 1,922,726 | 1,606,282 | 1.37 | 14.93 | 3.27 |
| 2017-12-31 | 2,265,928 | 2,020,153 | 1,686,732 | 1.16 | 12.60 | 3.22 |
| 2018-03-31 | 2,319,897 | 1,992,339 | 1,794,536 | 1.64 | 17.41 | 3.39 |
| 2018-06-30 | 2,171,553 | 1,918,326 | 1,702,042 | 1.68 | 17.17 | 3.45 |
| 2018-09-30 | 2,289,459 | 2,031,530 | 1,559,697 | 1.65 | 16.68 | 3.43 |
| 2018-12-31 | 2,543,864 | 2,254,188 | 1,796,615 | 1.63 | 16.57 | 3.43 |
| 2019-03-31 | 2,660,962 | 2,341,982 | 1,819,222 | 1.72 | 17.89 | 3.53 |
| 2019-06-30 | 2,745,850 | 2,422,182 | 1,912,296 | 1.57 | 16.33 | 3.51 |
| 2019-09-30 | 2,872,636 | 2,532,026 | 1,883,740 | 1.57 | 16.35 | 3.38 |
| 2019-12-31 | 2,863,088 | 2,489,627 | 1,830,088 | 1.49 | 15.43 | 3.26 |
| 2020-03-31 | 3,065,427 | 2,638,049 | 2,020,334 | 0.92 | 9.63 | 2.99 |
| 2020-06-30 | 3,192,341 | 2,764,256 | 2,144,067 | 0.54 | 5.84 | 2.80 |
| 2020-09-30 | 3,377,313 | 2,946,184 | 2,244,560 | 0.87 | 9.58 | 2.66 |
| 2020-12-31 | 3,851,734 | 3,386,732 | 2,318,817 | 0.98 | 11.08 | 2.53 |
| 2021-03-31 | 3,818,882 | 3,375,900 | 2,461,008 | 0.92 | 11.54 | 2.15 |
| 2021-06-30 | 4,035,876 | 3,575,579 | 2,483,892 | 0.94 | 11.87 | 2.19 |
| 2021-09-30 | 4,137,711 | 3,669,154 | 2,539,960 | 0.97 | 12.27 | 2.20 |
| 2021-12-31 | 4,127,534 | 3,654,019 | 2,595,199 | 0.96 | 12.03 | 2.22 |
| 2022-03-31 | 4,117,976 | 3,644,736 | 2,607,942 | 1.22 | 15.02 | 2.28 |
| 2022-06-30 | 4,280,644 | 3,806,437 | 2,830,399 | 1.17 | 14.51 | 2.43 |
| 2022-09-30 | 4,077,165 | 3,466,755 | 2,971,579 | 1.30 | 16.09 | 2.69 |
| 2022-12-31 | 4,316,352 | 3,693,195 | 3,028,532 | 1.36 | 16.80 | 2.85 |
| 2023-03-31 | 4,516,111 | 3,727,841 | 3,137,187 | 1.48 | 17.80 | 3.22 |
| 2023-06-30 | 4,512,686 | 3,875,753 | 3,236,533 | 1.52 | 18.11 | 3.14 |
| 2023-09-30 | 4,546,964 | 3,850,032 | 3,319,045 | 1.53 | 18.22 | 3.14 |
| 2023-12-31 | 4,724,876 | 4,003,773 | 3,229,135 | 1.39 | 16.34 | 3.08 |
| 2024-03-31 | 5,033,725 | 4,258,409 | 3,387,241 | 1.25 | 14.58 | 2.82 |
| 2024-06-30 | 4,993,485 | 4,140,279 | 3,556,433 | 1.20 | 14.22 | 2.81 |
| 2024-09-30 | 5,194,066 | 4,309,789 | 3,511,678 | 1.28 | 14.98 | 2.79 |
| 2024-12-31 | 6,032,989 | 5,161,984 | 3,829,795 | 1.28 | 15.45 | 2.74 |
| 2025-03-31 | 5,410,763 | 4,509,737 | 3,822,079 | 1.51 | 18.89 | 2.70 |
| 2025-06-30 | 5,710,461 | 4,801,726 | 4,065,866 | 1.43 | 17.53 | 2.72 |
| 2025-09-30 | 5,678,884 | 4,754,040 | 4,094,172 | 1.40 | 16.85 | 2.77 |
| 2025-12-31 | 5,850,740 | 4,874,811 | 4,183,407 | 1.50 | 17.75 | 2.80 |
| 2026-03-31 | 6,810,323 | 5,830,953 | 4,360,594 | 1.32 | 16.31 | 2.73 |
| 2026-06-30 | 6,366,430 | 5,359,106 | 4,433,160 | 1.42 | 17.31 | 2.78 |
7 current branch locations across 1 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2018-12-08 | 1 | 2339535 | 2938198 |
| 2011-07-09 | 50 | 686271 | 2938198 |
| 2011-02-05 | 50 | 3348057 | 2938198 |
| 2010-08-07 | 50 | 2435615 | 2938198 |
| 2010-04-24 | 50 | 536479 | 2938198 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.