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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026 · catalog mismatch
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-12-31 | 1,012,347 | 855,387 | 772,707 | 1.12 | 9.12 | 4.65 |
| 2017-03-31 | 1,026,906 | 865,727 | 742,957 | 1.55 | 11.97 | 5.28 |
| 2017-06-30 | 1,076,374 | 907,852 | 780,122 | 1.51 | 11.76 | 5.43 |
| 2017-09-30 | 1,049,295 | 879,900 | 764,976 | 1.66 | 12.69 | 5.46 |
| 2017-12-31 | 1,035,689 | 868,081 | 776,006 | 1.54 | 11.60 | 5.40 |
| 2018-03-31 | 1,165,079 | 992,591 | 816,132 | 1.60 | 11.86 | 5.18 |
| 2018-06-30 | 1,156,817 | 972,098 | 874,000 | 1.74 | 12.94 | 5.33 |
| 2018-09-30 | 1,212,605 | 1,031,384 | 885,059 | 1.75 | 13.07 | 5.29 |
| 2018-12-31 | 1,193,608 | 1,003,873 | 934,637 | 1.79 | 13.27 | 5.39 |
| 2019-03-31 | 1,229,998 | 1,034,826 | 957,136 | 1.80 | 12.86 | 5.55 |
| 2019-06-30 | 1,153,858 | 959,956 | 973,268 | 1.89 | 13.73 | 5.79 |
| 2019-09-30 | 1,123,053 | 922,893 | 930,466 | 1.82 | 13.15 | 5.78 |
| 2019-12-31 | 1,208,005 | 956,407 | 997,704 | 1.77 | 12.85 | 5.69 |
| 2020-03-31 | 1,231,458 | 1,026,887 | 1,025,481 | 0.61 | 4.65 | 5.58 |
| 2020-06-30 | 1,257,635 | 1,027,015 | 991,877 | 2.13 | 16.11 | 5.71 |
| 2020-09-30 | 1,256,780 | 1,030,131 | 923,910 | 2.25 | 16.87 | 5.48 |
| 2020-12-31 | 1,234,092 | 999,126 | 991,812 | 2.35 | 17.26 | 5.43 |
| 2021-03-31 | 1,714,719 | 1,314,668 | 1,100,291 | 9.27 | 68.53 | 5.33 |
| 2021-06-30 | 2,174,402 | 1,879,541 | 1,033,311 | 6.50 | 52.79 | 4.50 |
| 2021-09-30 | 1,382,547 | 1,104,096 | 1,067,181 | 5.36 | 40.06 | 4.76 |
| 2021-12-31 | 1,459,955 | 1,185,737 | 1,175,144 | 4.82 | 34.60 | 4.96 |
| 2022-03-31 | 1,566,116 | 1,284,535 | 1,226,509 | 2.80 | 17.40 | 5.76 |
| 2022-06-30 | 1,582,759 | 1,302,616 | 1,299,838 | 2.72 | 17.05 | 6.03 |
| 2022-09-30 | 1,742,943 | 1,344,811 | 1,458,322 | 2.45 | 15.76 | 5.95 |
| 2022-12-31 | 2,809,418 | 2,251,472 | 2,498,346 | 2.21 | 16.18 | 5.49 |
| 2023-03-31 | 2,866,479 | 2,150,204 | 2,502,703 | 1.76 | 18.30 | 4.70 |
| 2023-06-30 | 2,869,938 | 1,960,331 | 2,513,056 | 1.73 | 17.49 | 4.83 |
| 2023-09-30 | 2,876,461 | 1,996,495 | 2,502,907 | 1.86 | 18.36 | 5.01 |
| 2023-12-31 | 2,968,976 | 2,150,988 | 2,583,464 | 1.87 | 18.15 | 5.06 |
| 2024-03-31 | 3,001,015 | 2,249,394 | 2,630,839 | 1.86 | 16.32 | 5.08 |
| 2024-06-30 | 3,132,203 | 2,362,286 | 2,734,448 | 1.91 | 16.48 | 5.09 |
| 2024-09-30 | 3,939,898 | 3,161,567 | 3,476,962 | 1.89 | 16.98 | 4.80 |
| 2024-12-31 | 4,083,054 | 3,178,140 | 3,581,247 | 2.00 | 18.11 | 4.88 |
| 2025-03-31 | 4,228,502 | 3,328,164 | 3,754,765 | 1.80 | 16.39 | 4.54 |
| 2025-06-30 | 4,279,069 | 3,405,883 | 3,742,227 | 2.09 | 18.73 | 4.89 |
| 2025-09-30 | 4,171,439 | 3,295,158 | 3,718,903 | 2.11 | 18.46 | 4.84 |
| 2025-12-31 | 4,947,308 | 3,861,110 | 4,374,423 | 2.01 | 17.75 | 4.65 |
| 2026-03-31 | 5,034,096 | 3,695,176 | 4,499,376 | 2.39 | 21.64 | 5.18 |
| 2026-06-30 | 5,227,725 | 3,732,180 | 4,533,573 | 2.53 | 22.56 | 5.01 |
9 current branch locations across 1 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 1997-10-25 | 1 | 1398049 | 468806 |
| 1996-07-01 | 1 | 609775 | 468806 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.