Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026 · catalog mismatch

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Q2 2026 · 4,313 institutions · refreshed 8/27/2026

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OptimaYield board tearsheet · reported facts

NORTHERN BANK&TRUST CO

FDIC #18266 · MA · period 20260630

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Total assets1,461,327-20.90% YoY

Total deposits1,240,151-17.03% YoY

Net loans and leases1,260,546-21.42% YoY

Return on assets1.12%-21.27% YoY

Return on equity11.50%-17.03% YoY

Net interest margin4.17%-1.50% YoY

Peer position

Return on assets85thstrength · n=902

Return on equity59thin line · n=894

Net interest margin95thstrength · n=902

Equity to assets90thstrength · n=894

Noncurrent loans8thopportunity · n=887

Liquid assets7thopportunity · n=895

Brokered deposits19thopportunity · n=890

Loans to deposits11thopportunity · n=890

Ten-year reported history

Period	Assets	Deposits	Loans	ROA	ROE	NIM
2016-03-31	1,461,327	1,240,151	1,260,546	1.12	11.50	4.17
2016-06-30	1,516,716	1,251,370	1,319,863	1.34	13.38	4.37
2016-09-30	1,654,311	1,316,062	1,426,796	1.33	13.07	4.37
2016-12-31	1,693,236	1,341,111	1,478,974	1.41	13.77	4.44
2017-03-31	1,847,547	1,494,617	1,604,146	1.43	13.86	4.23
2017-06-30	1,943,988	1,559,626	1,691,552	1.44	14.13	4.25
2017-09-30	2,062,851	1,671,616	1,796,775	1.46	14.56	4.26
2017-12-31	2,068,601	1,672,171	1,809,797	1.26	12.64	4.33
2018-03-31	2,081,357	1,686,515	1,813,569	1.82	18.39	4.33
2018-06-30	2,106,012	1,783,549	1,845,126	1.41	14.13	4.24
2018-09-30	2,142,433	1,862,271	1,863,131	1.42	14.20	4.25
2018-12-31	2,162,309	1,792,253	1,889,451	1.47	14.62	4.29
2019-03-31	2,259,610	1,869,062	1,935,623	1.29	12.40	4.19
2019-06-30	2,150,495	1,828,247	1,891,386	1.68	15.64	4.48
2019-09-30	2,148,380	1,796,878	1,888,121	1.72	15.65	4.42
2019-12-31	2,234,025	1,912,420	1,888,241	1.69	15.15	4.43
2020-03-31	2,286,522	1,850,813	1,968,125	1.87	15.81	4.64
2020-06-30	2,689,968	2,174,713	2,116,172	1.71	15.06	4.33
2020-09-30	2,677,239	2,150,836	2,179,191	1.86	16.46	4.27
2020-12-31	2,581,305	2,238,363	2,162,463	1.75	15.29	4.41
2021-03-31	2,585,417	2,157,957	2,263,712	2.45	20.21	4.88
2021-06-30	2,556,584	2,167,783	2,197,006	2.38	19.06	4.86
2021-09-30	2,654,610	2,269,741	2,127,962	2.30	18.16	4.91
2021-12-31	2,869,907	2,469,532	2,255,240	2.19	17.29	4.84
2022-03-31	2,768,135	2,360,418	2,292,899	2.40	18.19	4.86
2022-06-30	2,787,410	2,320,541	2,354,752	2.43	18.11	5.01
2022-09-30	2,755,048	2,189,665	2,374,654	2.44	17.88	5.28
2022-12-31	2,834,447	2,262,477	2,485,003	2.33	16.88	5.35
2023-03-31	2,828,928	2,262,021	2,509,779	2.57	17.61	5.08
2023-06-30	2,986,210	2,426,073	2,539,381	2.28	15.77	4.87
2023-09-30	2,943,673	2,437,984	2,584,277	2.21	15.28	4.92
2023-12-31	3,114,603	2,553,470	2,687,271	2.04	14.22	5.02
2024-03-31	3,227,695	2,690,228	2,753,363	1.64	11.84	4.41
2024-06-30	3,311,480	2,788,068	2,784,895	1.72	12.50	4.50
2024-09-30	3,197,155	2,624,991	2,768,703	1.60	11.57	4.59
2024-12-31	3,226,777	2,688,621	2,779,879	1.56	11.21	4.53
2025-03-31	3,130,693	2,595,215	2,667,154	1.63	11.20	5.61
2025-06-30	3,224,447	2,669,442	2,733,734	1.80	12.32	5.20
2025-09-30	3,229,640	2,657,224	2,758,742	1.75	11.97	5.12
2025-12-31	3,167,025	2,589,138	2,756,335	1.64	11.23	5.14
2026-03-31	3,267,182	2,721,960	2,841,853	1.78	12.30	5.05
2026-06-30	3,384,849	2,823,074	2,841,642	1.90	13.22	5.02

Structure and branch footprint

14 current branch locations across 1 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.

Date	Code	Predecessor RSSD	Successor RSSD
1991-09-14	50	315272	900306

Reviewed intelligence

No reviewed or published intelligence is linked to this institution.

Scope and limitations

Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.