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OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-03-31 | 117,434,106 | 98,295,346 | 33,949,316 | 0.82 | 11.94 | 1.18 |
| 2016-06-30 | 121,145,012 | 99,621,634 | 34,365,067 | 0.84 | 12.13 | 1.16 |
| 2016-09-30 | 119,702,457 | 99,972,538 | 33,231,993 | 0.83 | 11.97 | 1.14 |
| 2016-12-31 | 123,547,932 | 102,444,483 | 33,661,062 | 0.84 | 12.09 | 1.15 |
| 2017-03-31 | 121,086,840 | 101,247,745 | 33,309,856 | 0.85 | 11.94 | 1.26 |
| 2017-06-30 | 125,198,210 | 105,207,328 | 33,345,216 | 0.84 | 11.76 | 1.23 |
| 2017-09-30 | 130,997,082 | 106,371,874 | 33,185,860 | 0.86 | 12.15 | 1.22 |
| 2017-12-31 | 138,163,151 | 113,426,729 | 32,460,998 | 0.91 | 12.94 | 1.22 |
| 2018-03-31 | 129,222,706 | 105,957,843 | 31,983,444 | 1.11 | 15.97 | 1.25 |
| 2018-06-30 | 134,656,952 | 107,418,492 | 32,346,007 | 1.14 | 16.25 | 1.30 |
| 2018-09-30 | 131,899,678 | 105,765,947 | 31,234,458 | 1.14 | 16.09 | 1.31 |
| 2018-12-31 | 131,695,551 | 105,413,841 | 32,377,459 | 1.15 | 16.26 | 1.33 |
| 2019-03-31 | 121,426,584 | 97,387,746 | 30,506,102 | 1.06 | 14.00 | 1.46 |
| 2019-06-30 | 126,102,570 | 102,480,345 | 30,871,569 | 1.14 | 14.83 | 1.46 |
| 2019-09-30 | 123,824,257 | 99,393,651 | 30,738,598 | 1.17 | 15.01 | 1.47 |
| 2019-12-31 | 135,885,433 | 111,739,078 | 31,305,059 | 1.15 | 15.11 | 1.45 |
| 2020-03-31 | 161,163,529 | 133,538,833 | 37,690,523 | 0.97 | 14.84 | 1.24 |
| 2020-06-30 | 150,924,043 | 125,135,472 | 33,547,131 | 0.90 | 13.38 | 1.19 |
| 2020-09-30 | 151,628,924 | 125,681,969 | 32,550,919 | 0.87 | 12.68 | 1.13 |
| 2020-12-31 | 169,571,085 | 146,461,603 | 33,568,996 | 0.80 | 11.82 | 1.07 |
| 2021-03-31 | 163,541,275 | 139,772,389 | 34,178,896 | 0.92 | 14.39 | 0.93 |
| 2021-06-30 | 171,869,980 | 148,018,568 | 37,257,718 | 0.90 | 14.00 | 0.91 |
| 2021-09-30 | 168,651,038 | 142,974,592 | 39,312,750 | 0.91 | 14.05 | 0.92 |
| 2021-12-31 | 183,743,482 | 161,727,482 | 40,342,148 | 0.91 | 14.16 | 0.91 |
| 2022-03-31 | 172,118,401 | 151,075,755 | 39,102,725 | 0.88 | 14.35 | 0.94 |
| 2022-06-30 | 157,289,965 | 135,430,686 | 41,069,633 | 0.92 | 14.65 | 1.09 |
| 2022-09-30 | 159,356,752 | 129,444,337 | 43,853,213 | 0.94 | 14.76 | 1.20 |
| 2022-12-31 | 154,522,864 | 124,597,802 | 42,748,996 | 0.81 | 12.48 | 1.27 |
| 2023-03-31 | 150,573,124 | 114,487,665 | 42,209,623 | 0.89 | 12.10 | 1.55 |
| 2023-06-30 | 157,816,397 | 113,694,402 | 44,975,845 | 0.87 | 11.94 | 1.51 |
| 2023-09-30 | 145,817,444 | 110,820,365 | 43,410,264 | 0.88 | 11.84 | 1.47 |
| 2023-12-31 | 150,251,927 | 117,020,722 | 47,438,300 | 0.74 | 9.82 | 1.45 |
| 2024-03-31 | 155,572,769 | 125,151,536 | 47,180,166 | 0.59 | 7.82 | 1.53 |
| 2024-06-30 | 156,265,261 | 124,253,628 | 41,967,465 | 1.47 | 19.38 | 1.50 |
| 2024-09-30 | 155,218,813 | 123,118,283 | 41,765,466 | 1.34 | 17.85 | 1.55 |
| 2024-12-31 | 154,947,706 | 124,949,239 | 43,222,566 | 1.29 | 17.46 | 1.56 |
| 2025-03-31 | 164,498,167 | 133,476,663 | 40,666,183 | 0.92 | 13.49 | 1.50 |
| 2025-06-30 | 171,309,876 | 139,326,701 | 43,142,882 | 0.97 | 14.49 | 1.57 |
| 2025-09-30 | 169,571,105 | 137,905,845 | 42,785,012 | 1.00 | 14.99 | 1.55 |
| 2025-12-31 | 176,396,321 | 145,215,355 | 41,783,958 | 1.02 | 15.34 | 1.56 |
| 2026-03-31 | 173,842,608 | 142,285,087 | 42,344,342 | 1.16 | 17.76 | 1.67 |
| 2026-06-30 | 178,566,494 | 148,110,314 | 43,661,191 | 1.47 | 22.34 | 1.67 |
67 current branch locations across 19 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2011-10-01 | 1 | 665931 | 210434 |
| 2011-10-01 | 1 | 2711944 | 210434 |
| 1996-03-01 | 1 | 726944 | 210434 |
| 1996-03-01 | 1 | 800040 | 210434 |
| 1996-03-01 | 1 | 826835 | 210434 |
| 1989-05-01 | 1 | 1147519 | 210434 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.