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OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-03-31 | 1,491,424 | 1,256,367 | 1,002,948 | 0.98 | 8.11 | 4.40 |
| 2016-06-30 | 1,509,419 | 1,266,106 | 1,022,917 | 1.11 | 9.15 | 4.37 |
| 2016-09-30 | 1,531,081 | 1,289,812 | 1,069,549 | 1.02 | 8.49 | 4.37 |
| 2016-12-31 | 1,516,607 | 1,279,211 | 1,019,405 | 1.02 | 8.47 | 4.35 |
| 2017-03-31 | 1,502,977 | 1,258,548 | 983,452 | 1.08 | 8.81 | 4.30 |
| 2017-06-30 | 1,482,717 | 1,252,795 | 1,044,845 | 1.06 | 8.61 | 4.39 |
| 2017-09-30 | 1,515,574 | 1,272,594 | 1,039,933 | 1.22 | 9.96 | 4.45 |
| 2017-12-31 | 1,509,757 | 1,273,291 | 1,000,215 | 0.93 | 7.69 | 4.48 |
| 2018-03-31 | 1,514,091 | 1,274,703 | 1,007,754 | 1.18 | 9.94 | 4.42 |
| 2018-06-30 | 1,459,655 | 1,222,336 | 1,022,223 | 1.43 | 11.81 | 4.61 |
| 2018-09-30 | 1,492,049 | 1,254,793 | 1,031,190 | 1.44 | 11.91 | 4.73 |
| 2018-12-31 | 1,485,479 | 1,245,856 | 1,013,942 | 1.40 | 11.54 | 4.81 |
| 2019-03-31 | 1,502,240 | 1,247,730 | 1,013,630 | 1.14 | 9.33 | 4.95 |
| 2019-06-30 | 1,536,079 | 1,305,714 | 1,069,831 | 1.17 | 9.66 | 4.94 |
| 2019-09-30 | 1,603,774 | 1,367,546 | 1,113,026 | 1.45 | 12.10 | 4.91 |
| 2019-12-31 | 1,631,801 | 1,395,486 | 1,116,491 | 1.33 | 11.30 | 4.88 |
| 2020-03-31 | 1,677,785 | 1,411,439 | 1,170,785 | 0.56 | 5.12 | 4.48 |
| 2020-06-30 | 2,002,728 | 1,752,109 | 1,558,074 | 1.44 | 13.76 | 4.36 |
| 2020-09-30 | 2,082,968 | 1,823,983 | 1,612,663 | 1.77 | 17.46 | 4.27 |
| 2020-12-31 | 2,105,177 | 1,846,675 | 1,583,015 | 1.78 | 17.91 | 4.25 |
| 2021-03-31 | 2,335,350 | 2,074,931 | 1,662,105 | 2.32 | 25.89 | 3.91 |
| 2021-06-30 | 2,438,065 | 2,178,080 | 1,591,748 | 1.87 | 21.44 | 3.74 |
| 2021-09-30 | 2,594,527 | 2,330,897 | 1,563,183 | 1.74 | 20.43 | 3.68 |
| 2021-12-31 | 2,710,167 | 2,453,836 | 1,482,784 | 1.58 | 19.15 | 3.66 |
| 2022-03-31 | 2,612,108 | 2,372,097 | 1,424,609 | 1.23 | 16.52 | 3.15 |
| 2022-06-30 | 2,598,344 | 2,361,054 | 1,472,529 | 1.07 | 14.56 | 3.42 |
| 2022-09-30 | 2,702,065 | 2,465,672 | 1,449,425 | 1.24 | 17.23 | 3.71 |
| 2022-12-31 | 2,656,653 | 2,417,246 | 1,533,202 | 1.24 | 17.35 | 3.89 |
| 2023-03-31 | 2,564,795 | 2,325,045 | 1,566,205 | 0.83 | 11.63 | 4.24 |
| 2023-06-30 | 2,624,164 | 2,328,743 | 1,726,219 | 0.90 | 12.52 | 4.25 |
| 2023-09-30 | 2,775,535 | 2,451,017 | 1,801,329 | 1.05 | 14.54 | 4.27 |
| 2023-12-31 | 2,788,920 | 2,503,325 | 1,841,043 | 0.99 | 13.70 | 4.28 |
| 2024-03-31 | 2,741,178 | 2,449,910 | 1,875,118 | 1.23 | 16.01 | 4.27 |
| 2024-06-30 | 2,804,077 | 2,480,330 | 1,969,861 | 1.31 | 16.83 | 4.30 |
| 2024-09-30 | 2,946,741 | 2,642,617 | 2,109,538 | 1.29 | 16.44 | 4.32 |
| 2024-12-31 | 3,029,564 | 2,684,293 | 2,241,278 | 1.31 | 16.30 | 4.49 |
| 2025-03-31 | 3,128,582 | 2,781,277 | 2,358,500 | 1.82 | 20.96 | 5.20 |
| 2025-06-30 | 3,232,079 | 2,812,725 | 2,415,744 | 1.71 | 19.49 | 5.33 |
| 2025-09-30 | 3,289,121 | 2,910,094 | 2,414,983 | 1.84 | 20.74 | 5.45 |
| 2025-12-31 | 3,270,854 | 2,827,532 | 2,473,727 | 1.80 | 19.37 | 5.49 |
| 2026-03-31 | 3,336,853 | 2,885,093 | 2,520,098 | 1.91 | 17.15 | 5.46 |
| 2026-06-30 | 3,395,565 | 2,930,711 | 2,566,931 | 1.98 | 17.64 | 5.59 |
21 current branch locations across 1 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2014-04-01 | 1 | 983372 | 1718188 |
| 2007-10-20 | 1 | 1213768 | 1718188 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.