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OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-03-31 | 8,953,638 | 6,810,756 | 7,240,551 | 0.84 | 6.30 | 3.69 |
| 2016-06-30 | 9,001,037 | 6,771,610 | 7,244,095 | 0.28 | 2.09 | 3.80 |
| 2016-09-30 | 9,758,868 | 8,303,509 | 7,747,811 | 0.40 | 3.04 | 3.78 |
| 2016-12-31 | 9,685,479 | 8,219,246 | 7,657,358 | 0.57 | 4.41 | 3.84 |
| 2017-03-31 | 9,802,542 | 8,362,294 | 7,661,796 | 0.77 | 6.22 | 3.81 |
| 2017-06-30 | 9,590,637 | 8,122,268 | 7,635,584 | 1.04 | 8.33 | 3.91 |
| 2017-09-30 | 9,535,352 | 8,041,315 | 7,680,295 | 1.02 | 8.04 | 3.95 |
| 2017-12-31 | 9,431,473 | 7,940,590 | 7,748,396 | 1.01 | 7.96 | 3.99 |
| 2018-03-31 | 9,594,916 | 8,177,327 | 7,839,702 | 1.10 | 8.62 | 3.95 |
| 2018-06-30 | 9,641,093 | 8,198,018 | 7,898,111 | 1.12 | 8.76 | 4.00 |
| 2018-09-30 | 9,651,374 | 8,087,415 | 7,957,028 | 1.15 | 8.90 | 4.04 |
| 2018-12-31 | 9,701,569 | 8,135,478 | 8,020,769 | 1.15 | 8.95 | 4.06 |
| 2019-03-31 | 10,406,158 | 8,772,111 | 8,527,786 | 1.04 | 8.27 | 4.03 |
| 2019-06-30 | 10,623,351 | 8,887,987 | 8,698,172 | 1.05 | 8.28 | 4.08 |
| 2019-09-30 | 10,724,895 | 8,809,274 | 8,828,884 | 1.14 | 8.89 | 4.06 |
| 2019-12-31 | 10,624,748 | 8,835,758 | 8,769,233 | 1.11 | 8.70 | 4.02 |
| 2020-03-31 | 10,784,757 | 9,012,927 | 8,754,893 | 0.33 | 2.72 | 3.79 |
| 2020-06-30 | 14,001,795 | 11,701,944 | 10,734,267 | 0.08 | 0.70 | 3.76 |
| 2020-09-30 | 13,927,312 | 11,770,519 | 10,658,532 | 0.48 | 4.09 | 3.74 |
| 2020-12-31 | 13,958,775 | 11,867,929 | 10,464,695 | 0.64 | 5.50 | 3.71 |
| 2021-03-31 | 14,402,674 | 12,435,962 | 10,246,073 | 1.19 | 10.64 | 3.40 |
| 2021-06-30 | 14,401,174 | 12,414,489 | 10,195,178 | 1.31 | 11.68 | 3.30 |
| 2021-09-30 | 14,476,737 | 12,462,574 | 10,092,044 | 1.21 | 10.78 | 3.27 |
| 2021-12-31 | 14,606,175 | 12,558,972 | 9,916,620 | 1.13 | 9.96 | 3.22 |
| 2022-03-31 | 14,474,427 | 12,686,786 | 10,042,189 | 0.83 | 7.58 | 2.90 |
| 2022-06-30 | 14,248,676 | 12,413,115 | 10,337,319 | 0.91 | 8.39 | 3.08 |
| 2022-09-30 | 14,036,113 | 12,163,244 | 10,634,487 | 0.98 | 9.08 | 3.29 |
| 2022-12-31 | 14,213,677 | 11,750,592 | 10,804,922 | 1.00 | 9.23 | 3.43 |
| 2023-03-31 | 14,270,252 | 11,930,850 | 10,973,232 | 1.03 | 9.77 | 3.69 |
| 2023-06-30 | 14,375,060 | 12,043,614 | 11,152,962 | 1.02 | 9.75 | 3.64 |
| 2023-09-30 | 14,416,570 | 12,125,629 | 11,187,664 | 1.08 | 10.36 | 3.61 |
| 2023-12-31 | 14,473,118 | 12,337,380 | 11,291,910 | 1.03 | 9.92 | 3.58 |
| 2024-03-31 | 14,561,129 | 12,425,426 | 11,378,548 | 0.90 | 8.61 | 3.39 |
| 2024-06-30 | 14,426,803 | 12,411,989 | 11,232,176 | 0.56 | 5.35 | 3.44 |
| 2024-09-30 | 14,410,190 | 12,366,068 | 11,181,276 | 0.72 | 6.74 | 3.51 |
| 2024-12-31 | 14,463,103 | 12,450,294 | 11,142,270 | 0.79 | 7.34 | 3.56 |
| 2025-03-31 | 14,475,487 | 12,506,747 | 11,167,471 | 1.30 | 11.66 | 3.98 |
| 2025-06-30 | 14,493,942 | 12,505,459 | 11,225,769 | 1.16 | 10.34 | 3.86 |
| 2025-09-30 | 16,387,253 | 13,933,661 | 12,805,834 | 0.82 | 7.25 | 3.86 |
| 2025-12-31 | 16,771,847 | 14,162,843 | 12,879,541 | 0.92 | 8.11 | 3.88 |
| 2026-03-31 | 16,911,880 | 14,434,616 | 12,922,750 | 1.30 | 11.11 | 3.86 |
| 2026-06-30 | 17,206,047 | 14,386,113 | 13,095,297 | 1.32 | 11.35 | 3.88 |
164 current branch locations across 4 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2025-07-26 | 1 | 501815 | 1002878 |
| 2025-07-26 | 1 | 732918 | 1002878 |
| 2020-04-25 | 1 | 810777 | 1002878 |
| 2019-03-09 | 1 | 2939663 | 1002878 |
| 2015-08-15 | 1 | 39420 | 1002878 |
| 2009-10-24 | 1 | 404774 | 1002878 |
| 2007-06-23 | 1 | 994716 | 1002878 |
| 2006-05-20 | 1 | 636575 | 1002878 |
| 2005-10-22 | 1 | 2826334 | 1002878 |
| 2005-05-21 | 1 | 2362168 | 1002878 |
| 2004-11-13 | 1 | 869579 | 1002878 |
| 2004-09-11 | 1 | 704175 | 1002878 |
| 2003-10-18 | 1 | 466978 | 1002878 |
| 2002-09-13 | 1 | 560072 | 1002878 |
| 2001-04-27 | 1 | 2004002 | 1002878 |
| 1998-10-22 | 1 | 739074 | 1002878 |
| 1997-02-22 | 1 | 389077 | 1002878 |
| 1996-04-13 | 1 | 779418 | 1002878 |
| 1996-03-30 | 1 | 994079 | 1002878 |
| 1992-03-09 | 1 | 243571 | 1002878 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.