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OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-03-31 | 1,434,322 | 1,227,707 | 1,185,333 | 0.85 | 9.02 | 3.49 |
| 2016-06-30 | 1,413,002 | 1,195,576 | 1,158,759 | 1.10 | 11.54 | 3.46 |
| 2016-09-30 | 1,416,722 | 1,198,124 | 1,160,179 | 1.23 | 12.73 | 3.48 |
| 2016-12-31 | 1,451,607 | 1,216,177 | 1,184,617 | 1.33 | 13.80 | 3.47 |
| 2017-03-31 | 1,480,970 | 1,257,691 | 1,161,763 | 1.16 | 11.98 | 3.41 |
| 2017-06-30 | 1,488,656 | 1,263,419 | 1,171,450 | 1.53 | 15.78 | 3.46 |
| 2017-09-30 | 1,501,020 | 1,274,216 | 1,152,140 | 1.48 | 15.26 | 3.49 |
| 2017-12-31 | 1,541,610 | 1,291,684 | 1,218,472 | 1.46 | 15.14 | 3.50 |
| 2018-03-31 | 1,538,487 | 1,300,725 | 1,226,400 | 1.46 | 15.25 | 3.60 |
| 2018-06-30 | 1,568,552 | 1,303,387 | 1,255,944 | 1.47 | 15.44 | 3.67 |
| 2018-09-30 | 1,567,799 | 1,295,141 | 1,259,978 | 1.54 | 16.10 | 3.72 |
| 2018-12-31 | 1,606,623 | 1,318,129 | 1,299,518 | 1.47 | 15.43 | 3.74 |
| 2019-03-31 | 1,625,337 | 1,332,559 | 1,332,078 | 1.46 | 15.17 | 3.75 |
| 2019-06-30 | 1,650,403 | 1,375,749 | 1,368,724 | 1.44 | 14.89 | 3.74 |
| 2019-09-30 | 1,666,719 | 1,394,255 | 1,374,289 | 1.62 | 16.71 | 3.74 |
| 2019-12-31 | 1,688,814 | 1,417,261 | 1,378,901 | 1.48 | 15.17 | 3.70 |
| 2020-03-31 | 1,741,890 | 1,449,987 | 1,407,635 | 0.71 | 7.29 | 3.47 |
| 2020-06-30 | 1,970,384 | 1,642,087 | 1,668,361 | 0.90 | 9.64 | 3.30 |
| 2020-09-30 | 1,987,335 | 1,646,790 | 1,647,058 | 1.13 | 12.29 | 3.29 |
| 2020-12-31 | 2,012,120 | 1,684,361 | 1,575,764 | 1.25 | 13.78 | 3.36 |
| 2021-03-31 | 2,134,766 | 1,821,315 | 1,544,323 | 1.62 | 18.88 | 3.18 |
| 2021-06-30 | 2,131,300 | 1,809,522 | 1,534,511 | 1.29 | 15.10 | 3.10 |
| 2021-09-30 | 2,213,319 | 1,883,618 | 1,510,182 | 1.24 | 14.65 | 3.19 |
| 2021-12-31 | 2,278,779 | 1,959,074 | 1,551,486 | 1.15 | 13.70 | 3.13 |
| 2022-03-31 | 2,251,517 | 1,950,711 | 1,525,108 | 1.00 | 12.51 | 2.82 |
| 2022-06-30 | 2,245,127 | 1,948,259 | 1,583,633 | 0.96 | 12.31 | 2.99 |
| 2022-09-30 | 2,321,770 | 1,993,459 | 1,679,821 | 1.02 | 13.30 | 3.13 |
| 2022-12-31 | 2,471,026 | 2,043,907 | 1,824,794 | 0.94 | 12.53 | 3.16 |
| 2023-03-31 | 2,460,801 | 2,003,640 | 1,820,327 | 0.66 | 9.21 | 3.01 |
| 2023-06-30 | 2,518,014 | 1,946,423 | 1,888,037 | 0.69 | 9.51 | 2.91 |
| 2023-09-30 | 2,559,457 | 1,955,439 | 1,928,503 | 0.68 | 9.35 | 2.83 |
| 2023-12-31 | 2,609,983 | 2,009,656 | 1,963,551 | 0.60 | 8.17 | 2.73 |
| 2024-03-31 | 2,550,278 | 2,072,671 | 1,961,500 | 0.41 | 5.39 | 2.45 |
| 2024-06-30 | 2,941,264 | 2,471,071 | 2,254,456 | 0.48 | 6.07 | 2.47 |
| 2024-09-30 | 2,917,578 | 2,499,704 | 2,244,610 | 0.50 | 6.20 | 2.54 |
| 2024-12-31 | 2,902,292 | 2,492,223 | 2,261,290 | 0.59 | 7.19 | 2.62 |
| 2025-03-31 | 2,909,774 | 2,536,769 | 2,258,908 | 0.73 | 8.01 | 2.91 |
| 2025-06-30 | 2,953,140 | 2,485,932 | 2,346,393 | 0.85 | 9.27 | 3.06 |
| 2025-09-30 | 2,971,955 | 2,513,870 | 2,386,868 | 0.95 | 10.26 | 3.18 |
| 2025-12-31 | 2,952,557 | 2,594,701 | 2,390,976 | 1.03 | 10.98 | 3.29 |
| 2026-03-31 | 2,965,709 | 2,611,306 | 2,397,721 | 1.26 | 12.70 | 3.59 |
| 2026-06-30 | 2,999,288 | 2,622,932 | 2,462,651 | 1.35 | 13.67 | 3.66 |
22 current branch locations across 2 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2024-05-11 | 1 | 214843 | 1387605 |
| 2013-10-12 | 1 | 307745 | 1387605 |
| 2006-08-26 | 1 | 2814096 | 1387605 |
| 1992-02-01 | 50 | 393672 | 1387605 |
| 1988-12-31 | 50 | 475877 | 1387605 |
| 1988-12-31 | 50 | 579177 | 1387605 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.