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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026 · catalog mismatch
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2020-06-30 | 1,050,490 | 895,479 | 795,586 | 0.59 | 5.78 | 3.99 |
| 2020-09-30 | 1,052,133 | 896,502 | 794,364 | 0.84 | 8.43 | 3.92 |
| 2021-03-31 | 1,032,099 | 868,121 | 710,331 | 1.65 | 15.52 | 3.89 |
| 2021-09-30 | 1,109,949 | 950,472 | 593,461 | 1.46 | 13.66 | 3.72 |
| 2021-12-31 | 1,094,881 | 933,769 | 612,082 | 1.38 | 12.81 | 3.54 |
| 2022-03-31 | 1,091,862 | 934,639 | 602,301 | 1.00 | 9.46 | 3.34 |
| 2022-09-30 | 1,158,004 | 987,568 | 684,456 | 1.29 | 11.73 | 3.88 |
| 2022-12-31 | 1,138,686 | 955,046 | 683,080 | 1.39 | 12.65 | 4.24 |
| 2023-03-31 | 1,206,493 | 1,010,292 | 667,000 | 1.40 | 13.04 | 4.54 |
| 2023-06-30 | 1,330,760 | 1,088,749 | 728,272 | 1.25 | 11.34 | 4.52 |
| 2023-09-30 | 1,432,169 | 1,148,808 | 740,453 | 1.39 | 12.58 | 4.51 |
| 2023-12-31 | 1,319,832 | 996,207 | 719,472 | 1.51 | 13.26 | 4.60 |
| 2024-03-31 | 1,390,699 | 1,103,560 | 755,550 | 1.71 | 13.50 | 4.62 |
| 2024-06-30 | 1,348,467 | 1,063,037 | 797,444 | 1.66 | 12.89 | 4.78 |
| 2024-09-30 | 1,432,476 | 1,096,960 | 841,717 | 1.76 | 13.57 | 4.81 |
| 2024-12-31 | 1,438,137 | 1,096,303 | 825,167 | 1.76 | 13.42 | 4.76 |
| 2025-03-31 | 1,495,006 | 1,158,124 | 910,600 | 1.55 | 11.40 | 4.50 |
| 2025-06-30 | 1,470,842 | 1,127,705 | 904,943 | 1.70 | 12.33 | 4.64 |
| 2025-09-30 | 1,403,045 | 1,069,587 | 898,106 | 1.76 | 12.39 | 4.70 |
| 2025-12-31 | 1,475,425 | 1,136,528 | 863,697 | 1.68 | 11.65 | 4.62 |
| 2026-03-31 | 1,461,121 | 1,120,397 | 889,539 | 1.37 | 8.92 | 4.48 |
| 2026-06-30 | 1,453,753 | 1,100,665 | 850,315 | 1.43 | 9.12 | 4.48 |
6 current branch locations across 4 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2015-01-01 | 1 | 3109584 | 3678857 |
| 2012-08-16 | 1 | 3368831 | 3678857 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.