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OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2021-12-31 | 1,029,233 | 929,857 | 669,483 | 0.61 | 6.72 | 3.01 |
| 2022-03-31 | 1,019,638 | 932,595 | 694,995 | 0.59 | 7.13 | 2.97 |
| 2022-06-30 | 1,043,518 | 922,807 | 762,632 | 0.40 | 5.11 | 3.04 |
| 2022-09-30 | 1,091,476 | 933,790 | 825,672 | 0.35 | 4.90 | 3.09 |
| 2022-12-31 | 1,094,062 | 1,016,491 | 830,153 | 0.46 | 6.70 | 3.12 |
| 2023-03-31 | 1,149,990 | 984,835 | 834,859 | 0.41 | 6.97 | 2.92 |
| 2023-06-30 | 1,088,172 | 956,207 | 838,582 | 0.27 | 4.47 | 2.85 |
| 2023-09-30 | 1,074,449 | 969,335 | 838,152 | 0.24 | 4.00 | 2.78 |
| 2023-12-31 | 1,097,028 | 956,611 | 850,629 | 0.23 | 3.90 | 2.74 |
| 2024-03-31 | 1,136,711 | 1,001,413 | 862,831 | 0.18 | 2.82 | 2.41 |
| 2024-06-30 | 1,121,543 | 985,789 | 879,243 | 0.10 | 1.66 | 2.43 |
| 2024-09-30 | 1,151,015 | 1,008,941 | 885,796 | 0.15 | 2.43 | 2.41 |
| 2024-12-31 | 1,154,883 | 1,017,926 | 912,209 | 0.18 | 2.94 | 2.46 |
| 2025-03-31 | 1,176,059 | 1,036,459 | 923,448 | 0.25 | 3.93 | 2.69 |
| 2025-06-30 | 1,163,333 | 1,016,060 | 928,805 | 0.37 | 5.85 | 2.79 |
| 2025-09-30 | 1,179,267 | 1,034,925 | 953,682 | 0.41 | 6.26 | 2.86 |
| 2025-12-31 | 1,204,298 | 1,002,966 | 976,505 | 0.45 | 6.82 | 2.92 |
| 2026-03-31 | 1,234,701 | 1,064,485 | 996,218 | 0.49 | 7.05 | 3.05 |
| 2026-06-30 | 1,255,449 | 1,058,235 | 1,024,847 | 0.53 | 7.72 | 3.13 |
15 current branch locations across 1 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2021-01-05 | 1 | 822408 | 545604 |
| 2021-01-05 | 1 | 890603 | 545604 |
| 1996-01-01 | 1 | 485504 | 545604 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.