Loading bank profile
Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026 · catalog mismatch
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-03-31 | 1,047,367 | 865,412 | 823,830 | 0.72 | 5.23 | 4.07 |
| 2016-06-30 | 1,060,735 | 875,501 | 844,627 | 0.73 | 5.34 | 4.08 |
| 2016-09-30 | 1,095,908 | 906,420 | 865,877 | 0.89 | 6.47 | 4.08 |
| 2016-12-31 | 1,092,604 | 900,144 | 873,875 | 0.97 | 7.02 | 4.09 |
| 2017-03-31 | 1,092,763 | 896,975 | 875,907 | 1.37 | 9.65 | 4.13 |
| 2017-06-30 | 1,109,776 | 896,459 | 900,417 | 1.08 | 7.61 | 4.14 |
| 2017-09-30 | 1,131,897 | 923,709 | 902,103 | 0.99 | 6.97 | 4.17 |
| 2017-12-31 | 1,134,345 | 923,157 | 918,745 | 0.78 | 5.46 | 4.19 |
| 2018-03-31 | 1,179,541 | 971,542 | 934,489 | 1.04 | 7.29 | 4.17 |
| 2018-06-30 | 1,175,003 | 969,036 | 956,636 | 1.23 | 8.56 | 4.23 |
| 2018-09-30 | 1,192,046 | 979,480 | 980,161 | 1.28 | 8.86 | 4.29 |
| 2018-12-31 | 1,207,277 | 965,956 | 988,986 | 1.18 | 8.21 | 4.31 |
| 2019-03-31 | 1,207,870 | 966,715 | 988,099 | 2.13 | 14.51 | 4.25 |
| 2019-06-30 | 1,216,129 | 979,315 | 990,362 | 1.76 | 11.82 | 4.28 |
| 2019-09-30 | 1,240,612 | 1,016,669 | 1,007,586 | 1.64 | 10.96 | 4.30 |
| 2019-12-31 | 1,237,204 | 1,010,787 | 1,018,989 | 1.68 | 11.11 | 4.30 |
| 2020-03-31 | 1,248,814 | 1,036,916 | 1,032,768 | -2.15 | -13.91 | 4.20 |
| 2020-06-30 | 1,418,003 | 1,195,519 | 1,135,661 | 0.25 | 1.65 | 4.06 |
| 2020-09-30 | 1,458,692 | 1,231,778 | 1,136,396 | 0.68 | 4.64 | 3.98 |
| 2020-12-31 | 1,524,188 | 1,284,552 | 1,114,755 | 1.18 | 8.16 | 3.96 |
| 2021-03-31 | 1,596,569 | 1,354,648 | 1,109,759 | 1.88 | 13.76 | 3.70 |
| 2021-06-30 | 1,654,388 | 1,404,503 | 1,075,318 | 1.86 | 13.67 | 3.64 |
| 2021-09-30 | 1,711,582 | 1,461,433 | 1,070,642 | 1.39 | 10.34 | 3.56 |
| 2021-12-31 | 1,757,254 | 1,495,407 | 1,078,768 | 1.54 | 11.45 | 3.51 |
| 2022-03-31 | 1,753,308 | 1,508,978 | 1,066,725 | 0.86 | 6.72 | 3.36 |
| 2022-06-30 | 1,739,201 | 1,514,378 | 1,131,615 | -0.13 | -1.03 | 3.44 |
| 2022-09-30 | 1,739,896 | 1,532,921 | 1,161,324 | -0.02 | -0.17 | 3.57 |
| 2022-12-31 | 1,795,136 | 1,531,543 | 1,206,667 | 0.53 | 4.61 | 3.64 |
| 2023-03-31 | 1,830,565 | 1,563,995 | 1,226,295 | 1.08 | 10.15 | 3.50 |
| 2023-06-30 | 1,826,350 | 1,452,649 | 1,262,268 | 0.93 | 8.66 | 3.43 |
| 2023-09-30 | 1,854,542 | 1,539,926 | 1,284,040 | 0.66 | 6.22 | 3.39 |
| 2023-12-31 | 1,865,564 | 1,489,308 | 1,295,980 | 0.77 | 7.19 | 3.36 |
| 2024-03-31 | 1,866,220 | 1,503,369 | 1,304,914 | 0.96 | 8.58 | 3.04 |
| 2024-06-30 | 1,912,692 | 1,503,955 | 1,351,693 | 0.78 | 6.99 | 3.04 |
| 2024-09-30 | 1,980,951 | 1,559,068 | 1,387,972 | 0.96 | 8.53 | 3.07 |
| 2024-12-31 | 1,989,287 | 1,532,228 | 1,423,547 | 0.90 | 7.97 | 3.11 |
| 2025-03-31 | 2,028,519 | 1,589,312 | 1,440,031 | 0.34 | 3.00 | 3.17 |
| 2025-06-30 | 2,059,300 | 1,592,193 | 1,462,787 | 0.86 | 7.57 | 3.24 |
| 2025-09-30 | 2,095,647 | 1,619,961 | 1,500,016 | 1.08 | 9.35 | 3.31 |
| 2025-12-31 | 2,082,168 | 1,594,662 | 1,535,436 | 1.00 | 8.53 | 3.37 |
| 2026-03-31 | 2,080,808 | 1,613,762 | 1,548,894 | 0.87 | 6.99 | 3.59 |
| 2026-06-30 | 2,155,525 | 1,573,957 | 1,622,223 | 1.28 | 10.24 | 3.72 |
25 current branch locations across 2 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2001-09-01 | 1 | 362708 | 289702 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.