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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2019-09-30 | 1,013,202 | 890,803 | 839,100 | 0.87 | 7.89 | 3.79 |
| 2020-03-31 | 1,050,879 | 919,657 | 882,202 | 0.86 | 7.67 | 3.80 |
| 2020-06-30 | 1,193,830 | 1,033,796 | 1,017,149 | 0.81 | 7.51 | 3.88 |
| 2020-09-30 | 1,278,980 | 1,113,489 | 1,082,577 | 0.89 | 8.35 | 3.75 |
| 2020-12-31 | 1,442,501 | 1,290,028 | 1,164,314 | 1.01 | 9.69 | 3.74 |
| 2021-03-31 | 1,662,674 | 1,499,131 | 1,232,608 | 1.21 | 12.93 | 3.35 |
| 2021-06-30 | 1,686,947 | 1,514,243 | 1,236,400 | 1.38 | 14.81 | 3.47 |
| 2021-09-30 | 1,780,696 | 1,602,916 | 1,301,484 | 1.24 | 13.37 | 3.38 |
| 2021-12-31 | 1,855,749 | 1,674,681 | 1,323,706 | 1.22 | 13.19 | 3.29 |
| 2022-03-31 | 1,895,004 | 1,706,207 | 1,351,535 | 1.23 | 13.47 | 2.91 |
| 2022-06-30 | 1,910,130 | 1,708,140 | 1,424,072 | 1.19 | 12.83 | 3.16 |
| 2022-09-30 | 1,946,846 | 1,701,001 | 1,573,160 | 1.21 | 12.86 | 3.37 |
| 2022-12-31 | 2,022,239 | 1,740,131 | 1,654,359 | 1.20 | 12.67 | 3.45 |
| 2023-03-31 | 2,102,203 | 1,801,378 | 1,729,139 | 0.80 | 8.35 | 3.38 |
| 2023-06-30 | 2,164,609 | 1,865,489 | 1,764,399 | 0.76 | 8.01 | 3.22 |
| 2023-09-30 | 2,219,354 | 1,939,347 | 1,826,144 | 0.72 | 7.59 | 3.14 |
| 2023-12-31 | 2,291,282 | 1,985,056 | 1,908,000 | 0.63 | 6.73 | 3.11 |
| 2024-03-31 | 2,366,309 | 2,087,898 | 1,949,071 | 0.47 | 5.20 | 3.04 |
| 2024-06-30 | 2,722,951 | 2,397,019 | 2,359,577 | 0.62 | 6.35 | 3.29 |
| 2024-09-30 | 2,825,448 | 2,502,144 | 2,446,629 | 0.69 | 7.10 | 3.35 |
| 2024-12-31 | 2,828,640 | 2,512,248 | 2,476,687 | 0.75 | 7.66 | 3.48 |
| 2025-03-31 | 2,879,681 | 2,556,651 | 2,508,312 | 1.15 | 11.36 | 3.74 |
| 2025-06-30 | 2,976,580 | 2,651,859 | 2,590,710 | 1.04 | 10.29 | 3.85 |
| 2025-09-30 | 2,970,564 | 2,632,544 | 2,612,848 | 1.11 | 10.93 | 3.95 |
| 2025-12-31 | 3,039,440 | 2,684,428 | 2,678,642 | 1.18 | 11.57 | 4.03 |
| 2026-03-31 | 3,135,122 | 2,744,392 | 2,761,671 | 1.47 | 14.37 | 4.24 |
| 2026-06-30 | 3,287,696 | 2,849,812 | 2,862,897 | 1.48 | 14.62 | 4.32 |
27 current branch locations across 4 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2024-06-01 | 1 | 252658 | 3374412 |
| 2024-06-01 | 1 | 587752 | 3374412 |
| 2018-05-01 | 1 | 357049 | 3374412 |
| 2016-10-01 | 1 | 378950 | 3374412 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.