Loading bank profile
Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026 · database outage
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-03-31 | 3,292,375 | 2,819,661 | 2,514,496 | 0.52 | 4.11 | 4.01 |
| 2016-06-30 | 3,458,938 | 2,892,714 | 2,653,856 | 0.60 | 4.77 | 3.99 |
| 2016-09-30 | 3,417,535 | 2,928,773 | 2,679,460 | 0.73 | 5.81 | 4.00 |
| 2016-12-31 | 3,393,766 | 2,883,806 | 2,769,345 | 0.75 | 6.00 | 4.02 |
| 2017-03-31 | 3,566,673 | 3,045,479 | 2,849,105 | 0.85 | 6.93 | 4.12 |
| 2017-06-30 | 3,713,032 | 3,086,689 | 2,931,118 | 0.89 | 7.34 | 4.15 |
| 2017-09-30 | 3,829,373 | 3,273,486 | 3,011,490 | 0.89 | 7.39 | 4.09 |
| 2017-12-31 | 3,710,187 | 3,192,691 | 2,970,870 | 0.36 | 2.98 | 4.11 |
| 2018-03-31 | 3,753,128 | 3,220,556 | 3,022,392 | 1.43 | 12.33 | 4.07 |
| 2018-06-30 | 3,767,715 | 3,243,020 | 2,941,369 | 1.25 | 10.71 | 4.23 |
| 2018-09-30 | 3,826,041 | 3,297,651 | 3,000,169 | 1.13 | 9.62 | 4.19 |
| 2018-12-31 | 3,875,427 | 3,326,841 | 3,121,935 | 1.00 | 8.50 | 4.18 |
| 2019-03-31 | 4,134,941 | 3,537,685 | 3,122,919 | 1.00 | 8.77 | 3.99 |
| 2019-06-30 | 4,309,027 | 3,693,813 | 3,146,591 | 0.88 | 7.79 | 3.88 |
| 2019-09-30 | 4,306,068 | 3,676,040 | 3,224,586 | 0.81 | 7.21 | 3.81 |
| 2019-12-31 | 4,314,163 | 3,677,983 | 3,267,700 | 0.83 | 7.40 | 3.75 |
| 2020-03-31 | 4,080,681 | 3,415,826 | 3,285,831 | 0.58 | 5.06 | 3.67 |
| 2020-06-30 | 4,572,255 | 3,819,149 | 3,631,373 | 0.43 | 3.81 | 3.54 |
| 2020-09-30 | 4,594,514 | 3,904,112 | 3,686,243 | 0.61 | 5.46 | 3.54 |
| 2020-12-31 | 4,532,395 | 3,927,063 | 3,705,995 | 0.72 | 6.44 | 3.56 |
| 2021-03-31 | 4,704,177 | 4,121,717 | 3,674,534 | 1.00 | 8.89 | 3.61 |
| 2021-06-30 | 4,806,671 | 4,235,704 | 3,764,550 | 1.09 | 9.69 | 3.64 |
| 2021-09-30 | 5,025,113 | 4,440,993 | 3,746,082 | 1.01 | 9.06 | 3.58 |
| 2021-12-31 | 5,325,419 | 4,736,143 | 3,911,724 | 0.95 | 8.69 | 3.54 |
| 2022-03-31 | 5,367,008 | 4,799,143 | 3,871,990 | 0.87 | 8.63 | 3.20 |
| 2022-06-30 | 5,402,416 | 4,832,244 | 4,089,630 | 0.93 | 9.37 | 3.41 |
| 2022-09-30 | 5,570,096 | 4,720,147 | 4,374,693 | 1.04 | 10.55 | 3.68 |
| 2022-12-31 | 5,916,905 | 4,791,325 | 4,722,361 | 1.01 | 10.46 | 3.82 |
| 2023-03-31 | 5,986,172 | 5,026,642 | 4,711,915 | 1.22 | 13.36 | 3.97 |
| 2023-06-30 | 6,067,664 | 5,126,123 | 4,851,614 | 1.09 | 11.87 | 3.93 |
| 2023-09-30 | 6,116,050 | 5,325,968 | 4,889,046 | 1.10 | 11.83 | 3.87 |
| 2023-12-31 | 6,443,509 | 5,401,701 | 4,963,836 | 1.01 | 10.96 | 3.77 |
| 2024-03-31 | 6,340,942 | 5,547,231 | 4,969,801 | 0.79 | 8.51 | 3.40 |
| 2024-06-30 | 6,367,450 | 5,561,808 | 5,208,457 | 0.94 | 9.89 | 3.53 |
| 2024-09-30 | 6,650,159 | 5,563,929 | 5,305,692 | 0.94 | 9.89 | 3.53 |
| 2024-12-31 | 6,719,648 | 5,614,703 | 5,457,054 | 0.92 | 9.71 | 3.54 |
| 2025-03-31 | 6,926,798 | 5,829,220 | 5,366,274 | 0.89 | 9.49 | 3.38 |
| 2025-06-30 | 7,249,115 | 6,127,945 | 5,614,521 | 0.87 | 9.34 | 3.39 |
| 2025-09-30 | 7,395,959 | 6,294,783 | 5,774,861 | 0.90 | 9.63 | 3.43 |
| 2025-12-31 | 7,436,315 | 6,271,808 | 5,892,502 | 0.92 | 9.79 | 3.45 |
| 2026-03-31 | 7,534,738 | 6,381,162 | 5,892,266 | 1.06 | 11.23 | 3.43 |
| 2026-06-30 | 7,625,472 | 6,205,398 | 6,128,054 | 1.08 | 11.41 | 3.47 |
25 current branch locations across 1 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 1988-02-13 | 50 | 163437 | 663834 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.