OCEANFIRST BANK NA

FDIC #28359 · NJ · period 20260630

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Total assets2,590,499-50.30% YoY

Total deposits1,982,287-52.99% YoY

Net loans and leases2,000,378-47.71% YoY

Return on assets0.69%-29.27% YoY

Return on equity7.44%-11.00% YoY

Net interest margin3.41%-5.65% YoY

Peer position

Return on assets7thopportunity · n=112

Return on equity4thopportunity · n=108

Net interest margin20thopportunity · n=112

Equity to assets51stin line · n=108

Noncurrent loans52ndin line · n=106

Liquid assets50thin line · n=108

Brokered deposits36thin line · n=107

Loans to deposits33rdin line · n=107

Ten-year reported history

Period	Assets	Deposits	Loans	ROA	ROE	NIM
2016-03-31	2,590,499	1,982,287	2,000,378	0.69	7.44	3.41
2016-06-30	4,052,000	3,222,405	3,135,356	0.56	5.81	3.57
2016-09-30	4,156,113	3,339,353	3,050,374	0.71	7.24	3.68
2016-12-31	5,189,885	4,219,770	3,804,994	0.66	6.39	3.58
2017-03-31	5,212,022	4,216,437	3,825,883	0.97	8.36	3.62
2017-06-30	5,212,812	4,198,836	3,868,973	0.80	6.84	3.64
2017-09-30	5,391,184	4,376,317	3,870,447	0.86	7.38	3.63
2017-12-31	5,414,702	4,363,326	3,966,015	0.84	7.23	3.62
2018-03-31	7,494,320	5,929,451	5,413,946	0.37	2.87	3.99
2018-06-30	7,745,970	5,852,183	5,553,953	0.66	4.93	3.95
2018-09-30	7,565,269	5,883,475	5,544,691	0.90	6.64	3.93
2018-12-31	7,517,345	5,837,756	5,579,221	1.06	7.69	3.92
2019-03-31	8,092,941	6,318,292	5,968,831	1.14	7.72	3.85
2019-06-30	8,030,251	6,216,001	5,943,930	1.08	7.26	3.84
2019-09-30	8,133,860	6,245,737	6,082,048	1.15	7.71	3.78
2019-12-31	8,253,751	6,351,466	6,207,680	1.16	7.86	3.74
2020-03-31	10,491,688	7,927,457	7,931,323	0.75	5.24	3.98
2020-06-30	11,337,419	8,997,285	8,356,850	0.78	5.59	3.69
2020-09-30	11,597,587	9,319,884	8,329,697	0.50	3.68	3.52
2020-12-31	11,340,082	9,454,666	7,744,347	0.53	3.92	3.46
2021-03-31	11,544,995	9,543,790	7,867,429	0.98	7.43	2.97
2021-06-30	11,410,496	9,455,594	7,779,697	1.06	7.94	2.99
2021-09-30	11,738,701	9,805,114	8,153,389	1.00	7.52	3.01
2021-12-31	11,648,010	9,761,923	8,583,352	0.96	7.23	3.05
2022-03-31	12,075,729	10,090,435	9,065,678	0.99	7.45	3.25
2022-06-30	12,351,391	9,909,722	9,380,688	1.09	8.30	3.33
2022-09-30	12,555,762	10,026,963	9,676,037	1.15	8.83	3.40
2022-12-31	12,963,839	9,737,295	9,869,407	1.19	9.24	3.50
2023-03-31	13,447,967	10,062,472	9,988,834	1.06	8.59	3.41
2023-06-30	13,434,935	10,233,821	10,034,306	0.98	7.92	3.28
2023-09-30	13,391,518	10,600,330	10,068,156	0.87	7.04	3.22
2023-12-31	13,436,358	10,491,590	10,141,887	0.86	7.00	3.15
2024-03-31	13,309,822	10,300,518	10,072,911	0.85	6.86	2.90
2024-06-30	13,211,126	10,067,421	9,963,179	0.80	6.43	2.85
2024-09-30	13,386,197	10,182,500	9,986,634	0.79	6.30	2.83
2024-12-31	13,331,830	10,217,492	10,076,639	0.77	6.12	2.82
2025-03-31	13,218,348	10,309,166	10,067,770	0.69	5.38	2.95
2025-06-30	13,235,515	10,351,901	10,135,526	0.66	5.14	2.98
2025-09-30	14,230,921	10,560,343	10,507,619	0.63	4.99	2.98
2025-12-31	14,471,649	11,041,860	10,976,434	0.61	4.87	3.00
2026-03-31	14,471,195	11,249,753	11,059,275	0.72	5.96	3.03
2026-06-30	23,172,826	17,958,463	16,086,532	0.35	2.90	2.84

Structure and branch footprint

72 current branch locations across 3 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.

Date	Code	Predecessor RSSD	Successor RSSD
2026-06-02	1	959304	85472
2020-01-01	1	2888789	85472
2020-01-01	1	1191482	85472
2019-02-01	1	3595262	85472
2018-02-01	1	925710	85472
2016-12-01	1	3177	85472
2016-05-02	1	106377	85472
2015-08-01	1	3487509	85472

Reviewed intelligence

No reviewed or published intelligence is linked to this institution.

Scope and limitations

Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.