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OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-03-31 | 11,791,281 | 8,621,926 | 6,979,761 | 0.92 | 6.94 | 3.42 |
| 2016-06-30 | 14,338,577 | 10,582,231 | 8,823,113 | 0.93 | 7.09 | 3.45 |
| 2016-09-30 | 14,610,638 | 10,737,723 | 8,913,950 | 0.92 | 7.04 | 3.51 |
| 2016-12-31 | 14,759,060 | 10,842,160 | 9,051,508 | 0.96 | 7.42 | 3.54 |
| 2017-03-31 | 14,772,851 | 10,898,137 | 9,099,399 | 1.03 | 8.04 | 3.41 |
| 2017-06-30 | 14,863,415 | 10,797,561 | 9,209,510 | 1.08 | 8.40 | 3.38 |
| 2017-09-30 | 14,968,072 | 10,721,239 | 9,378,221 | 1.09 | 8.48 | 3.40 |
| 2017-12-31 | 17,422,977 | 12,653,586 | 11,085,729 | 0.73 | 5.71 | 3.38 |
| 2018-03-31 | 17,392,739 | 12,843,684 | 11,205,986 | 1.18 | 9.09 | 3.48 |
| 2018-06-30 | 17,383,725 | 12,668,679 | 11,268,204 | 1.18 | 9.07 | 3.53 |
| 2018-09-30 | 17,469,320 | 12,677,236 | 11,261,448 | 1.21 | 9.24 | 3.53 |
| 2018-12-31 | 19,633,838 | 14,444,715 | 12,203,353 | 1.21 | 9.05 | 3.55 |
| 2019-03-31 | 19,980,586 | 14,493,090 | 12,027,528 | 1.18 | 8.29 | 3.52 |
| 2019-06-30 | 20,038,736 | 14,411,560 | 12,028,218 | 1.27 | 8.88 | 3.60 |
| 2019-09-30 | 20,333,014 | 14,480,035 | 12,019,047 | 1.32 | 9.21 | 3.59 |
| 2019-12-31 | 20,311,535 | 14,599,272 | 12,109,834 | 1.27 | 8.82 | 3.56 |
| 2020-03-31 | 20,647,430 | 14,329,353 | 12,332,560 | 0.54 | 3.74 | 3.30 |
| 2020-06-30 | 22,000,749 | 16,371,937 | 13,609,829 | 0.80 | 5.65 | 3.23 |
| 2020-09-30 | 22,360,710 | 16,574,962 | 13,846,229 | 1.01 | 7.27 | 3.18 |
| 2020-12-31 | 22,855,667 | 17,117,211 | 13,718,367 | 1.12 | 8.11 | 3.21 |
| 2021-03-31 | 23,640,492 | 17,924,951 | 13,861,528 | 1.49 | 11.45 | 2.94 |
| 2021-06-30 | 23,577,324 | 17,968,495 | 13,725,378 | 1.31 | 10.10 | 2.94 |
| 2021-09-30 | 23,922,632 | 18,310,844 | 13,528,382 | 1.30 | 10.02 | 2.93 |
| 2021-12-31 | 24,354,109 | 18,678,315 | 13,529,963 | 1.23 | 9.56 | 2.89 |
| 2022-03-31 | 45,587,856 | 36,175,107 | 28,095,113 | -0.13 | -1.12 | 2.91 |
| 2022-06-30 | 45,500,554 | 36,067,333 | 29,291,862 | 0.58 | 5.16 | 3.32 |
| 2022-09-30 | 45,953,992 | 36,539,250 | 30,246,427 | 0.85 | 7.82 | 3.54 |
| 2022-12-31 | 46,490,438 | 35,436,005 | 30,831,896 | 1.13 | 10.37 | 3.65 |
| 2023-03-31 | 47,554,040 | 35,207,831 | 31,534,247 | 1.34 | 12.34 | 3.72 |
| 2023-06-30 | 48,206,730 | 36,547,037 | 32,246,287 | 1.37 | 12.56 | 3.69 |
| 2023-09-30 | 48,759,376 | 37,506,293 | 32,395,885 | 1.35 | 12.45 | 3.64 |
| 2023-12-31 | 48,802,528 | 37,532,025 | 32,716,323 | 1.32 | 12.05 | 3.59 |
| 2024-03-31 | 49,245,372 | 38,020,718 | 33,323,024 | 1.07 | 9.50 | 3.31 |
| 2024-06-30 | 52,825,258 | 40,443,363 | 35,850,304 | 1.06 | 9.39 | 3.38 |
| 2024-09-30 | 53,307,196 | 41,127,369 | 36,082,179 | 1.10 | 9.68 | 3.38 |
| 2024-12-31 | 53,244,673 | 41,131,782 | 35,927,848 | 1.13 | 9.95 | 3.39 |
| 2025-03-31 | 53,574,412 | 41,333,273 | 36,052,436 | 1.17 | 10.00 | 3.30 |
| 2025-06-30 | 70,701,190 | 54,862,635 | 47,415,328 | 1.04 | 9.09 | 3.46 |
| 2025-09-30 | 70,996,954 | 55,524,599 | 47,476,078 | 1.09 | 9.55 | 3.58 |
| 2025-12-31 | 71,771,976 | 55,594,013 | 48,247,553 | 1.16 | 10.20 | 3.63 |
| 2026-03-31 | 72,614,322 | 56,500,217 | 49,213,614 | 1.35 | 11.96 | 3.60 |
| 2026-06-30 | 73,857,462 | 56,985,995 | 50,235,681 | 1.41 | 12.44 | 3.60 |
360 current branch locations across 10 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2025-05-01 | 1 | 800657 | 208244 |
| 2024-04-01 | 1 | 3715444 | 208244 |
| 2022-02-16 | 1 | 1007846 | 208244 |
| 2018-11-01 | 1 | 303550 | 208244 |
| 2017-11-01 | 1 | 900454 | 208244 |
| 2016-05-01 | 1 | 727473 | 208244 |
| 2015-01-01 | 1 | 1933927 | 208244 |
| 2014-11-01 | 1 | 152646 | 208244 |
| 2014-08-01 | 1 | 1459575 | 208244 |
| 2014-08-01 | 1 | 401148 | 208244 |
| 2014-04-26 | 1 | 2744063 | 208244 |
| 2013-01-01 | 1 | 3653621 | 208244 |
| 2013-01-01 | 1 | 4358615 | 208244 |
| 2013-01-01 | 1 | 3112100 | 208244 |
| 2012-09-15 | 1 | 832470 | 208244 |
| 2012-01-01 | 1 | 3067358 | 208244 |
| 2012-01-01 | 1 | 3067367 | 208244 |
| 2012-01-01 | 1 | 2256249 | 208244 |
| 2011-07-30 | 50 | 23241 | 208244 |
| 2011-01-01 | 1 | 220545 | 208244 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.