Loading bank profile
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-03-31 | 1,224,250 | 1,094,047 | 840,247 | 0.58 | 6.13 | 3.46 |
| 2016-06-30 | 1,236,657 | 1,102,145 | 849,707 | 0.51 | 5.32 | 3.42 |
| 2016-09-30 | 1,317,985 | 1,169,934 | 954,834 | 0.49 | 4.95 | 3.34 |
| 2016-12-31 | 1,308,252 | 1,164,790 | 940,783 | 0.51 | 5.14 | 3.28 |
| 2017-03-31 | 1,347,382 | 1,200,445 | 949,533 | 0.68 | 6.60 | 3.25 |
| 2017-06-30 | 1,404,866 | 1,235,006 | 967,074 | 0.69 | 6.76 | 3.23 |
| 2017-09-30 | 1,436,890 | 1,262,680 | 971,562 | 0.71 | 6.94 | 3.27 |
| 2017-12-31 | 1,428,317 | 1,213,034 | 1,030,184 | 0.89 | 8.59 | 3.30 |
| 2018-03-31 | 1,461,798 | 1,258,891 | 1,053,801 | 0.99 | 9.36 | 3.37 |
| 2018-06-30 | 1,496,953 | 1,313,928 | 1,044,121 | 1.10 | 10.48 | 3.40 |
| 2018-09-30 | 1,526,835 | 1,345,097 | 1,061,083 | 1.10 | 10.60 | 3.41 |
| 2018-12-31 | 1,575,451 | 1,385,266 | 1,102,711 | 1.08 | 10.48 | 3.42 |
| 2019-03-31 | 1,562,643 | 1,367,278 | 1,148,977 | 1.18 | 11.45 | 3.65 |
| 2019-06-30 | 1,633,192 | 1,435,157 | 1,126,634 | 1.12 | 10.98 | 3.53 |
| 2019-09-30 | 1,655,908 | 1,450,872 | 1,154,424 | 1.13 | 11.10 | 3.47 |
| 2019-12-31 | 1,614,318 | 1,408,590 | 1,168,759 | 1.04 | 10.12 | 3.39 |
| 2020-03-31 | 1,685,599 | 1,445,722 | 1,232,472 | 0.48 | 4.61 | 3.03 |
| 2020-06-30 | 1,913,480 | 1,696,802 | 1,334,043 | -0.08 | -0.84 | 2.80 |
| 2020-09-30 | 1,994,257 | 1,779,323 | 1,358,851 | 0.05 | 0.49 | 2.64 |
| 2020-12-31 | 2,029,251 | 1,785,660 | 1,329,229 | 0.06 | 0.65 | 2.52 |
| 2021-03-31 | 2,056,616 | 1,838,138 | 1,431,907 | 0.87 | 9.98 | 2.26 |
| 2021-06-30 | 2,151,369 | 1,929,833 | 1,420,704 | 0.82 | 9.46 | 2.38 |
| 2021-09-30 | 2,133,923 | 1,907,867 | 1,399,262 | 0.86 | 9.84 | 2.44 |
| 2021-12-31 | 2,147,323 | 1,917,072 | 1,428,669 | 0.81 | 9.23 | 2.47 |
| 2022-03-31 | 2,248,623 | 2,023,820 | 1,467,665 | 0.92 | 10.57 | 2.50 |
| 2022-06-30 | 2,218,052 | 2,006,065 | 1,515,999 | 1.21 | 14.11 | 2.61 |
| 2022-09-30 | 2,277,801 | 1,989,774 | 1,588,492 | 1.19 | 14.11 | 2.74 |
| 2022-12-31 | 2,303,265 | 2,022,332 | 1,590,522 | 1.19 | 14.20 | 2.89 |
| 2023-03-31 | 2,503,808 | 2,213,676 | 1,698,038 | 0.74 | 9.12 | 3.32 |
| 2023-06-30 | 2,611,560 | 2,314,228 | 1,716,332 | 1.10 | 13.74 | 3.27 |
| 2023-09-30 | 2,488,862 | 2,177,582 | 1,704,234 | 1.07 | 13.32 | 3.31 |
| 2023-12-31 | 2,630,890 | 2,282,956 | 1,833,451 | 1.03 | 12.73 | 3.32 |
| 2024-03-31 | 2,792,386 | 2,426,387 | 1,948,121 | 1.09 | 13.33 | 3.33 |
| 2024-06-30 | 2,842,657 | 2,522,173 | 1,982,669 | 1.04 | 12.81 | 3.23 |
| 2024-09-30 | 2,884,502 | 2,548,803 | 2,057,996 | 0.99 | 12.10 | 3.24 |
| 2024-12-31 | 2,879,310 | 2,545,661 | 2,127,813 | 0.99 | 12.05 | 3.23 |
| 2025-03-31 | 3,028,179 | 2,678,976 | 2,200,921 | 1.39 | 16.52 | 3.30 |
| 2025-06-30 | 3,134,318 | 2,773,815 | 2,278,956 | 1.32 | 15.54 | 3.28 |
| 2025-09-30 | 3,257,441 | 2,884,173 | 2,337,492 | 1.19 | 14.06 | 3.26 |
| 2025-12-31 | 3,273,847 | 2,840,231 | 2,347,738 | 1.16 | 13.57 | 3.26 |
| 2026-03-31 | 3,321,035 | 2,888,372 | 2,374,502 | 1.28 | 14.74 | 3.24 |
| 2026-06-30 | 3,532,211 | 3,118,425 | 2,488,040 | 1.19 | 13.91 | 3.19 |
16 current branch locations across 2 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2013-05-01 | 1 | 1017032 | 3404207 |
| 2012-09-29 | 50 | 38535 | 3404207 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.