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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2022-09-30 | 1,070,997 | 885,170 | 971,783 | 1.16 | 11.70 | 3.96 |
| 2022-12-31 | 1,188,472 | 1,028,155 | 1,045,090 | 1.12 | 11.63 | 3.83 |
| 2023-03-31 | 1,279,284 | 1,075,598 | 1,133,134 | 1.28 | 14.74 | 3.44 |
| 2023-06-30 | 1,341,596 | 1,136,590 | 1,184,991 | 1.21 | 14.06 | 3.43 |
| 2023-09-30 | 1,409,628 | 1,200,314 | 1,204,462 | 1.22 | 14.10 | 3.48 |
| 2023-12-31 | 1,511,465 | 1,282,234 | 1,291,632 | 1.15 | 13.51 | 3.42 |
| 2024-03-31 | 1,566,106 | 1,341,346 | 1,342,265 | 0.98 | 11.82 | 3.15 |
| 2024-06-30 | 1,601,223 | 1,278,427 | 1,413,638 | 1.00 | 11.93 | 3.28 |
| 2024-09-30 | 1,676,801 | 1,428,557 | 1,440,884 | 1.04 | 12.35 | 3.33 |
| 2024-12-31 | 1,769,541 | 1,521,697 | 1,530,897 | 1.06 | 12.64 | 3.38 |
| 2025-03-31 | 1,905,200 | 1,649,517 | 1,622,708 | 1.05 | 12.61 | 3.50 |
| 2025-06-30 | 1,984,131 | 1,727,555 | 1,714,893 | 1.13 | 13.51 | 3.59 |
| 2025-09-30 | 2,005,900 | 1,740,733 | 1,775,653 | 1.18 | 13.87 | 3.71 |
| 2025-12-31 | 2,109,531 | 1,843,420 | 1,818,965 | 1.18 | 13.69 | 3.71 |
| 2026-03-31 | 2,205,885 | 1,922,861 | 1,917,197 | 1.22 | 13.69 | 3.59 |
| 2026-06-30 | 2,358,824 | 2,066,238 | 2,025,986 | 1.30 | 14.62 | 3.59 |
10 current branch locations across 2 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2014-12-13 | 1 | 568443 | 2785646 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.