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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2020-06-30 | 1,321,817 | 1,057,038 | 1,111,941 | 1.09 | 8.79 | 2.62 |
| 2020-09-30 | 1,309,417 | 1,051,231 | 1,131,770 | 1.26 | 10.27 | 3.14 |
| 2020-12-31 | 1,356,056 | 1,095,761 | 1,143,739 | 1.33 | 11.03 | 3.53 |
| 2021-03-31 | 1,420,533 | 1,160,412 | 1,188,420 | 1.36 | 12.03 | 3.47 |
| 2021-06-30 | 1,530,829 | 1,273,030 | 1,269,219 | 1.40 | 12.34 | 3.53 |
| 2021-09-30 | 1,541,109 | 1,266,240 | 1,309,044 | 1.40 | 12.26 | 3.63 |
| 2021-12-31 | 1,614,121 | 1,347,872 | 1,320,767 | 1.36 | 11.95 | 3.64 |
| 2022-03-31 | 1,614,535 | 1,358,856 | 1,340,522 | 1.30 | 11.82 | 3.52 |
| 2022-06-30 | 1,687,598 | 1,350,104 | 1,426,687 | 1.29 | 12.08 | 3.55 |
| 2022-09-30 | 1,780,838 | 1,399,107 | 1,525,280 | 1.27 | 12.18 | 3.54 |
| 2022-12-31 | 1,844,102 | 1,459,519 | 1,570,919 | 1.24 | 12.10 | 3.46 |
| 2023-03-31 | 1,873,686 | 1,463,427 | 1,598,901 | 0.85 | 8.90 | 2.76 |
| 2023-06-30 | 1,916,254 | 1,491,123 | 1,640,422 | 0.76 | 8.07 | 2.70 |
| 2023-09-30 | 2,136,315 | 1,646,709 | 1,795,807 | 0.82 | 8.07 | 2.74 |
| 2023-12-31 | 2,167,058 | 1,631,701 | 1,813,349 | 0.80 | 7.83 | 2.72 |
| 2024-03-31 | 2,144,230 | 1,636,192 | 1,805,470 | 0.76 | 7.31 | 2.63 |
| 2024-06-30 | 2,161,909 | 1,637,526 | 1,830,421 | 0.80 | 7.68 | 2.68 |
| 2024-09-30 | 2,181,049 | 1,682,681 | 1,813,930 | 0.82 | 7.80 | 2.74 |
| 2024-12-31 | 2,168,445 | 1,691,030 | 1,801,205 | 0.83 | 7.83 | 2.80 |
| 2025-03-31 | 2,188,804 | 1,704,255 | 1,829,163 | 0.84 | 7.68 | 2.90 |
| 2025-06-30 | 2,233,566 | 1,742,229 | 1,865,108 | 0.91 | 8.25 | 2.98 |
| 2025-09-30 | 2,534,283 | 1,989,972 | 2,100,894 | 1.12 | 9.16 | 3.17 |
| 2025-12-31 | 2,551,420 | 2,016,308 | 2,140,524 | 1.15 | 9.40 | 3.25 |
| 2026-03-31 | 2,545,338 | 1,997,100 | 2,155,503 | 1.26 | 10.05 | 3.49 |
| 2026-06-30 | 2,627,958 | 2,065,669 | 2,203,940 | 1.33 | 10.55 | 3.57 |
20 current branch locations across 1 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2025-08-01 | 1 | 1016941 | 247140 |
| 2023-09-01 | 1 | 680747 | 247140 |
| 2020-05-01 | 1 | 663647 | 247140 |
| 2018-09-01 | 1 | 916147 | 247140 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.