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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026 · catalog mismatch
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2019-09-30 | 1,012,304 | 789,834 | 770,282 | 1.48 | 11.61 | 4.71 |
| 2019-12-31 | 1,039,105 | 809,067 | 796,247 | 1.41 | 11.08 | 4.68 |
| 2020-03-31 | 1,148,328 | 888,876 | 837,971 | 1.62 | 12.73 | 4.52 |
| 2020-06-30 | 1,224,430 | 958,343 | 888,042 | 1.88 | 14.78 | 4.35 |
| 2020-09-30 | 1,242,961 | 1,001,576 | 878,662 | 2.02 | 15.78 | 4.32 |
| 2020-12-31 | 1,246,129 | 1,037,793 | 883,156 | 1.96 | 15.15 | 4.35 |
| 2021-03-31 | 1,301,623 | 1,096,592 | 878,048 | 1.77 | 13.22 | 4.15 |
| 2021-06-30 | 1,353,067 | 1,148,839 | 918,857 | 1.35 | 10.16 | 4.10 |
| 2021-09-30 | 1,400,879 | 1,197,703 | 914,764 | 1.40 | 10.72 | 4.12 |
| 2021-12-31 | 1,430,850 | 1,226,833 | 946,458 | 1.25 | 9.64 | 4.09 |
| 2022-03-31 | 1,461,301 | 1,273,649 | 968,276 | 0.84 | 7.03 | 3.92 |
| 2022-06-30 | 1,874,166 | 1,655,124 | 1,254,574 | 0.92 | 8.01 | 4.17 |
| 2022-09-30 | 1,911,269 | 1,679,617 | 1,322,712 | 0.89 | 7.98 | 4.35 |
| 2022-12-31 | 1,941,231 | 1,646,324 | 1,347,928 | 0.87 | 7.97 | 4.38 |
| 2023-03-31 | 1,980,533 | 1,619,658 | 1,372,350 | 0.79 | 7.55 | 4.02 |
| 2023-06-30 | 2,020,919 | 1,588,826 | 1,428,304 | 0.67 | 6.43 | 3.87 |
| 2023-09-30 | 2,060,699 | 1,624,170 | 1,477,423 | 0.66 | 6.38 | 3.81 |
| 2023-12-31 | 2,071,461 | 1,647,220 | 1,479,481 | 0.62 | 6.03 | 3.76 |
| 2024-03-31 | 2,072,313 | 1,645,383 | 1,490,590 | 0.50 | 4.70 | 3.56 |
| 2024-06-30 | 2,095,409 | 1,629,279 | 1,511,181 | 0.47 | 4.46 | 3.59 |
| 2024-09-30 | 2,142,054 | 1,662,401 | 1,530,951 | 0.53 | 4.95 | 3.59 |
| 2024-12-31 | 2,099,462 | 1,700,772 | 1,517,164 | 0.59 | 5.56 | 3.66 |
| 2025-03-31 | 2,085,207 | 1,702,423 | 1,513,011 | 0.75 | 6.86 | 3.91 |
| 2025-06-30 | 2,134,884 | 1,751,930 | 1,565,583 | 0.75 | 6.80 | 4.01 |
| 2025-09-30 | 2,117,510 | 1,768,948 | 1,550,395 | 0.77 | 6.97 | 4.10 |
| 2025-12-31 | 2,103,648 | 1,807,259 | 1,509,101 | 0.83 | 7.46 | 4.18 |
| 2026-03-31 | 2,089,318 | 1,802,962 | 1,511,760 | 0.88 | 7.54 | 4.30 |
| 2026-06-30 | 2,122,995 | 1,806,435 | 1,556,676 | 0.85 | 7.28 | 4.32 |
30 current branch locations across 1 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2022-04-30 | 1 | 642857 | 685676 |
| 2020-01-01 | 1 | 445852 | 685676 |
| 2019-01-01 | 1 | 566953 | 685676 |
| 2018-02-01 | 1 | 566551 | 685676 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.