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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
Regulatory profile
FDIC certificate #35430 · RSSD 2953418
OPTIMUMBANK is an FDIC-insured institution (FDIC certificate #35430). In its Q2 2026 Call Report it reported total assets of $1.4B, total deposits of $1.2B and net loans of $1.2B. Its primary federal regulator is FDIC.
Reported facts
Deterministic ratios for OPTIMUMBANK from its Q2 2026 Call Report. Detailed loan and deposit composition follows below.
| Equity to assets | 9.58% |
|---|---|
| Noncurrent loans ratio | 0.18% |
| Nonaccrual loans ratio | 0.18% |
| Loan to deposit ratio | 98.76% |
| Liquid assets ratio | 12.70% |
| Brokered deposit ratio | 15.62% |
| Total deposits | $1.2B |
| Net loans and leases | $1.2B |