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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-03-31 | 3,842,095 | 3,299,503 | 3,044,720 | -0.22 | -2.21 | 3.28 |
| 2016-06-30 | 3,931,038 | 3,272,073 | 3,159,218 | 0.27 | 2.75 | 3.32 |
| 2016-09-30 | 3,918,256 | 3,309,041 | 3,147,531 | 0.43 | 4.32 | 3.36 |
| 2016-12-31 | 4,051,724 | 3,453,534 | 3,132,385 | 0.34 | 3.30 | 3.33 |
| 2017-03-31 | 4,087,923 | 3,480,836 | 3,111,449 | 0.71 | 6.69 | 3.25 |
| 2017-06-30 | 4,013,197 | 3,410,591 | 3,192,443 | 0.55 | 5.11 | 3.34 |
| 2017-09-30 | 4,070,851 | 3,466,910 | 3,266,471 | 0.30 | 2.75 | 3.44 |
| 2017-12-31 | 4,135,891 | 3,525,422 | 3,269,443 | 0.37 | 3.42 | 3.48 |
| 2018-03-31 | 4,195,889 | 3,594,128 | 3,260,963 | 1.28 | 12.09 | 3.61 |
| 2018-06-30 | 4,352,474 | 3,691,417 | 3,400,141 | 1.16 | 10.75 | 3.68 |
| 2018-09-30 | 4,634,593 | 3,735,878 | 3,616,012 | 1.15 | 10.59 | 3.71 |
| 2018-12-31 | 4,790,262 | 3,794,065 | 3,807,112 | 1.16 | 10.71 | 3.75 |
| 2019-03-31 | 4,840,452 | 3,909,022 | 3,845,029 | 1.18 | 10.73 | 3.77 |
| 2019-06-30 | 5,088,357 | 3,866,330 | 4,006,321 | 1.08 | 9.89 | 3.74 |
| 2019-09-30 | 5,365,876 | 4,295,130 | 4,218,492 | 1.10 | 10.15 | 3.72 |
| 2019-12-31 | 5,294,103 | 4,239,720 | 4,170,512 | 1.08 | 9.97 | 3.69 |
| 2020-03-31 | 6,019,234 | 4,567,468 | 4,500,443 | 0.04 | 0.40 | 3.26 |
| 2020-06-30 | 6,611,931 | 5,384,909 | 5,363,267 | 0.19 | 1.92 | 3.19 |
| 2020-09-30 | 7,073,594 | 5,958,862 | 5,686,548 | 0.39 | 4.25 | 3.18 |
| 2020-12-31 | 7,597,259 | 5,798,512 | 5,829,614 | 0.57 | 6.17 | 3.14 |
| 2021-03-31 | 7,532,216 | 6,395,072 | 5,909,574 | 1.36 | 15.44 | 3.14 |
| 2021-06-30 | 7,232,995 | 6,077,453 | 5,443,912 | 1.45 | 15.97 | 3.18 |
| 2021-09-30 | 7,433,735 | 6,206,362 | 5,227,297 | 1.46 | 15.76 | 3.14 |
| 2021-12-31 | 7,798,628 | 6,603,750 | 5,247,132 | 1.42 | 15.27 | 3.11 |
| 2022-03-31 | 8,051,000 | 6,803,244 | 5,212,528 | 1.08 | 12.07 | 2.87 |
| 2022-06-30 | 8,048,953 | 6,340,534 | 5,527,463 | 1.08 | 12.46 | 3.04 |
| 2022-09-30 | 7,913,003 | 6,693,987 | 5,636,998 | 1.09 | 12.96 | 3.22 |
| 2022-12-31 | 9,631,077 | 7,882,619 | 7,052,818 | 0.96 | 10.04 | 2.91 |
| 2023-03-31 | 10,301,973 | 8,259,415 | 7,312,957 | 1.00 | 10.14 | 3.42 |
| 2023-06-30 | 10,108,227 | 8,552,474 | 7,543,534 | 0.98 | 9.88 | 3.35 |
| 2023-09-30 | 9,670,307 | 8,442,193 | 7,487,830 | 0.89 | 8.85 | 3.35 |
| 2023-12-31 | 9,656,714 | 8,345,857 | 7,580,928 | 0.81 | 7.98 | 3.34 |
| 2024-03-31 | 9,822,054 | 8,568,551 | 7,816,627 | 0.91 | 8.53 | 3.27 |
| 2024-06-30 | 9,852,948 | 8,557,838 | 7,876,597 | 0.80 | 7.43 | 3.26 |
| 2024-09-30 | 9,882,221 | 8,548,386 | 7,868,432 | 0.83 | 7.70 | 3.28 |
| 2024-12-31 | 9,588,136 | 8,277,691 | 7,493,147 | 0.80 | 7.31 | 3.34 |
| 2025-03-31 | 9,667,917 | 8,402,764 | 7,503,706 | 0.98 | 8.47 | 3.54 |
| 2025-06-30 | 9,582,403 | 8,195,800 | 7,600,898 | 0.81 | 6.96 | 3.60 |
| 2025-09-30 | 9,688,625 | 8,426,224 | 7,441,152 | 0.59 | 5.07 | 3.65 |
| 2025-12-31 | 9,620,310 | 8,348,199 | 7,575,167 | 0.76 | 6.52 | 3.71 |
| 2026-03-31 | 10,093,380 | 8,793,497 | 7,768,141 | 1.06 | 9.15 | 3.77 |
| 2026-06-30 | 10,177,963 | 8,723,491 | 7,976,685 | 1.23 | 10.59 | 3.83 |
59 current branch locations across 5 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2022-10-08 | 1 | 24668 | 667757 |
| 2015-01-01 | 1 | 3688799 | 667757 |
| 2013-08-01 | 1 | 3913633 | 667757 |
| 2010-08-20 | 1 | 3717288 | 667757 |
| 2010-03-26 | 1 | 3090310 | 667757 |
| 2010-02-19 | 1 | 2777070 | 667757 |
| 2005-12-16 | 1 | 670056 | 667757 |
| 1987-08-11 | 1 | 915159 | 667757 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.