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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-03-31 | 1,286,666 | 1,062,196 | 794,855 | 0.89 | 9.53 | 2.93 |
| 2016-06-30 | 1,310,301 | 1,101,022 | 825,120 | 0.74 | 7.87 | 2.96 |
| 2016-09-30 | 1,353,400 | 1,145,008 | 837,167 | 0.67 | 7.17 | 2.98 |
| 2016-12-31 | 1,412,693 | 1,162,747 | 873,384 | 0.66 | 7.15 | 3.00 |
| 2017-03-31 | 1,452,143 | 1,193,413 | 892,012 | 0.63 | 7.35 | 3.13 |
| 2017-06-30 | 1,473,154 | 1,198,655 | 926,813 | 0.80 | 9.09 | 3.17 |
| 2017-09-30 | 1,531,685 | 1,218,685 | 976,666 | 0.84 | 9.40 | 3.18 |
| 2017-12-31 | 1,554,627 | 1,220,285 | 1,003,305 | 0.63 | 7.01 | 3.19 |
| 2018-03-31 | 1,634,371 | 1,301,344 | 1,034,773 | 1.00 | 11.42 | 3.19 |
| 2018-06-30 | 1,641,957 | 1,327,983 | 1,055,941 | 1.05 | 12.10 | 3.25 |
| 2018-09-30 | 1,718,431 | 1,430,727 | 1,075,894 | 1.06 | 12.39 | 3.25 |
| 2018-12-31 | 1,932,361 | 1,587,391 | 1,236,983 | 0.92 | 10.60 | 3.30 |
| 2019-03-31 | 1,971,339 | 1,649,258 | 1,256,043 | 0.86 | 9.42 | 3.39 |
| 2019-06-30 | 2,397,668 | 2,033,610 | 1,594,362 | 0.83 | 8.89 | 3.55 |
| 2019-09-30 | 2,311,401 | 1,937,163 | 1,585,906 | 1.01 | 10.52 | 3.56 |
| 2019-12-31 | 2,381,624 | 1,887,173 | 1,638,813 | 0.98 | 10.02 | 3.56 |
| 2020-03-31 | 2,385,843 | 1,907,336 | 1,649,045 | 1.02 | 10.26 | 3.48 |
| 2020-06-30 | 2,771,193 | 2,262,504 | 2,037,394 | 1.10 | 11.51 | 3.50 |
| 2020-09-30 | 2,780,990 | 2,292,531 | 2,022,949 | 1.02 | 10.83 | 3.47 |
| 2020-12-31 | 2,749,743 | 2,370,842 | 1,971,273 | 1.18 | 12.45 | 3.58 |
| 2021-03-31 | 2,963,056 | 2,562,880 | 2,037,503 | 1.57 | 16.75 | 3.39 |
| 2021-06-30 | 2,912,285 | 2,511,185 | 1,934,094 | 1.44 | 15.24 | 3.37 |
| 2021-09-30 | 2,869,594 | 2,521,542 | 1,926,211 | 1.33 | 13.94 | 3.31 |
| 2021-12-31 | 2,834,012 | 2,485,625 | 1,967,674 | 1.26 | 13.08 | 3.36 |
| 2022-03-31 | 2,899,871 | 2,562,819 | 1,964,202 | 1.31 | 13.39 | 3.48 |
| 2022-06-30 | 2,823,578 | 2,490,843 | 2,002,174 | 1.34 | 13.90 | 3.62 |
| 2022-09-30 | 2,848,544 | 2,524,790 | 2,073,393 | 1.19 | 12.63 | 3.73 |
| 2022-12-31 | 2,918,941 | 2,495,195 | 2,136,934 | 1.26 | 13.59 | 3.85 |
| 2023-03-31 | 3,010,932 | 2,529,788 | 2,186,478 | 1.37 | 15.92 | 3.92 |
| 2023-06-30 | 3,007,553 | 2,537,393 | 2,212,484 | 1.40 | 16.17 | 3.91 |
| 2023-09-30 | 3,053,955 | 2,559,256 | 2,245,006 | 1.37 | 15.79 | 3.88 |
| 2023-12-31 | 3,063,581 | 2,572,855 | 2,275,427 | 1.32 | 15.05 | 3.86 |
| 2024-03-31 | 3,182,713 | 2,709,396 | 2,274,443 | 1.29 | 13.99 | 3.83 |
| 2024-06-30 | 3,198,146 | 2,714,804 | 2,319,301 | 1.24 | 13.41 | 3.74 |
| 2024-09-30 | 5,470,313 | 4,666,890 | 3,935,368 | 0.54 | 5.59 | 4.20 |
| 2024-12-31 | 5,441,746 | 4,639,692 | 3,889,139 | 0.74 | 7.53 | 4.29 |
| 2025-03-31 | 5,441,642 | 4,650,117 | 3,833,442 | 1.44 | 13.52 | 4.07 |
| 2025-06-30 | 5,387,740 | 4,532,668 | 3,888,687 | 1.50 | 13.89 | 4.12 |
| 2025-09-30 | 5,470,010 | 4,542,278 | 3,937,657 | 1.58 | 14.58 | 4.16 |
| 2025-12-31 | 5,541,962 | 4,533,712 | 3,979,102 | 1.60 | 14.61 | 4.14 |
| 2026-03-31 | 5,576,514 | 4,631,492 | 4,017,222 | 1.67 | 14.78 | 3.95 |
| 2026-06-30 | 5,611,609 | 4,624,164 | 4,070,038 | 1.69 | 14.99 | 3.99 |
43 current branch locations across 2 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2024-07-01 | 1 | 556815 | 342410 |
| 2019-05-01 | 1 | 365576 | 342410 |
| 2018-10-01 | 1 | 767817 | 342410 |
| 2007-06-16 | 1 | 60219 | 342410 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.