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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2019-03-31 | 1,004,292 | 761,948 | 875,415 | 0.90 | 8.80 | 3.53 |
| 2019-06-30 | 1,037,989 | 800,852 | 892,182 | 0.93 | 9.01 | 3.49 |
| 2019-09-30 | 1,044,365 | 807,109 | 906,321 | 0.99 | 9.57 | 3.52 |
| 2019-12-31 | 1,064,967 | 802,360 | 897,043 | 0.98 | 9.35 | 3.56 |
| 2020-03-31 | 1,076,136 | 790,720 | 929,728 | 0.80 | 7.58 | 3.40 |
| 2020-06-30 | 1,177,642 | 907,882 | 1,027,916 | 0.85 | 8.26 | 3.55 |
| 2020-09-30 | 1,169,470 | 896,393 | 1,014,198 | 0.99 | 9.71 | 3.62 |
| 2020-12-31 | 1,249,974 | 1,001,807 | 979,377 | 1.03 | 10.20 | 3.69 |
| 2021-03-31 | 1,218,213 | 1,017,541 | 988,493 | 1.12 | 11.22 | 3.54 |
| 2021-06-30 | 1,257,361 | 1,057,602 | 1,031,891 | 1.09 | 10.80 | 3.53 |
| 2021-09-30 | 1,265,757 | 1,062,973 | 1,038,026 | 1.01 | 9.96 | 3.54 |
| 2021-12-31 | 1,346,742 | 1,139,158 | 1,041,557 | 1.24 | 12.23 | 3.50 |
| 2022-03-31 | 1,325,236 | 1,113,032 | 1,061,592 | 1.04 | 10.28 | 3.28 |
| 2022-06-30 | 1,325,557 | 1,169,603 | 1,119,399 | 1.05 | 10.33 | 3.40 |
| 2022-09-30 | 1,339,732 | 1,158,287 | 1,140,605 | 1.11 | 11.01 | 3.49 |
| 2022-12-31 | 1,398,059 | 1,179,044 | 1,180,748 | 1.02 | 10.26 | 3.48 |
| 2023-03-31 | 1,405,713 | 1,132,145 | 1,199,489 | 0.50 | 5.34 | 2.93 |
| 2023-06-30 | 1,433,848 | 1,100,250 | 1,235,137 | 0.43 | 4.52 | 2.75 |
| 2023-09-30 | 1,457,287 | 1,145,000 | 1,257,595 | 0.36 | 3.85 | 2.62 |
| 2023-12-31 | 1,519,175 | 1,171,864 | 1,303,316 | 0.25 | 2.73 | 2.52 |
| 2024-03-31 | 1,489,670 | 1,152,547 | 1,285,950 | 0.27 | 3.03 | 2.24 |
| 2024-06-30 | 1,488,383 | 1,162,676 | 1,282,708 | 0.26 | 2.93 | 2.24 |
| 2024-09-30 | 1,478,574 | 1,144,047 | 1,251,998 | 0.28 | 3.10 | 2.27 |
| 2024-12-31 | 1,464,916 | 1,175,553 | 1,242,810 | 0.34 | 3.68 | 2.30 |
| 2025-03-31 | 1,490,291 | 1,211,808 | 1,256,738 | 0.44 | 4.63 | 2.54 |
| 2025-06-30 | 1,496,648 | 1,186,762 | 1,269,712 | 0.47 | 4.98 | 2.58 |
| 2025-09-30 | 1,522,100 | 1,206,461 | 1,282,761 | 0.51 | 5.36 | 2.63 |
| 2025-12-31 | 1,571,795 | 1,293,941 | 1,300,796 | 0.56 | 5.86 | 2.74 |
| 2026-03-31 | 1,527,658 | 1,247,870 | 1,264,468 | 0.54 | 5.48 | 2.87 |
| 2026-06-30 | 1,537,993 | 1,246,359 | 1,290,115 | 0.71 | 7.13 | 2.98 |
10 current branch locations across 1 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2003-05-10 | 50 | 174648 | 403946 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.