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OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-03-31 | 2,321,252 | 1,887,746 | 1,780,244 | 0.77 | 7.38 | 3.10 |
| 2016-06-30 | 2,463,545 | 1,991,805 | 1,829,712 | 0.74 | 7.19 | 3.02 |
| 2016-09-30 | 2,494,851 | 2,018,527 | 1,917,522 | 0.73 | 7.18 | 3.05 |
| 2016-12-31 | 2,488,919 | 2,016,307 | 1,828,635 | 0.80 | 7.82 | 3.06 |
| 2017-03-31 | 2,397,316 | 2,028,026 | 1,819,557 | 0.90 | 8.53 | 2.90 |
| 2017-06-30 | 2,413,941 | 2,044,674 | 1,830,133 | 0.93 | 8.74 | 2.94 |
| 2017-09-30 | 2,412,780 | 2,020,575 | 1,826,289 | 0.95 | 8.84 | 2.98 |
| 2017-12-31 | 2,509,862 | 2,092,076 | 1,950,187 | 0.80 | 7.42 | 2.99 |
| 2018-03-31 | 2,516,105 | 2,111,108 | 1,938,142 | 1.20 | 11.34 | 3.08 |
| 2018-06-30 | 2,560,632 | 2,090,330 | 1,970,333 | 1.51 | 14.18 | 3.10 |
| 2018-09-30 | 2,660,015 | 2,173,036 | 2,023,646 | 1.40 | 13.28 | 3.10 |
| 2018-12-31 | 2,704,723 | 2,162,025 | 2,102,903 | 1.34 | 12.64 | 3.07 |
| 2019-03-31 | 2,669,530 | 2,243,091 | 2,033,982 | 1.09 | 9.93 | 3.04 |
| 2019-06-30 | 2,656,935 | 2,226,069 | 1,993,107 | 1.08 | 9.73 | 2.98 |
| 2019-09-30 | 2,620,907 | 2,114,765 | 1,998,303 | 1.09 | 9.69 | 2.92 |
| 2019-12-31 | 2,638,601 | 1,974,125 | 2,017,560 | 1.11 | 9.84 | 2.90 |
| 2020-03-31 | 2,647,369 | 2,049,010 | 2,018,767 | 0.95 | 8.39 | 2.84 |
| 2020-06-30 | 2,754,070 | 2,072,340 | 2,101,042 | 0.97 | 8.66 | 2.84 |
| 2020-09-30 | 2,786,955 | 2,111,176 | 2,132,121 | 1.01 | 9.07 | 2.91 |
| 2020-12-31 | 2,869,245 | 2,215,005 | 2,203,928 | 1.04 | 9.45 | 2.98 |
| 2021-03-31 | 2,898,032 | 2,278,457 | 2,155,168 | 1.17 | 10.87 | 3.09 |
| 2021-06-30 | 2,874,835 | 2,271,663 | 2,103,988 | 1.20 | 11.07 | 3.15 |
| 2021-09-30 | 2,892,278 | 2,290,839 | 2,165,838 | 1.28 | 11.67 | 3.23 |
| 2021-12-31 | 2,880,119 | 2,280,599 | 2,159,158 | 1.33 | 12.07 | 3.25 |
| 2022-03-31 | 2,830,493 | 2,336,280 | 2,003,468 | 1.33 | 11.73 | 3.32 |
| 2022-06-30 | 2,899,398 | 2,423,639 | 2,086,996 | 1.32 | 11.65 | 3.31 |
| 2022-09-30 | 3,189,564 | 2,707,496 | 2,442,367 | 1.40 | 12.76 | 3.40 |
| 2022-12-31 | 3,251,543 | 2,630,207 | 2,502,059 | 1.42 | 13.11 | 3.50 |
| 2023-03-31 | 3,215,927 | 2,607,883 | 2,479,295 | 1.47 | 14.18 | 3.42 |
| 2023-06-30 | 3,359,800 | 2,644,142 | 2,571,208 | 1.38 | 13.41 | 3.27 |
| 2023-09-30 | 3,421,662 | 2,648,180 | 2,610,764 | 1.36 | 13.23 | 3.20 |
| 2023-12-31 | 3,435,859 | 2,740,343 | 2,616,880 | 1.28 | 12.42 | 3.13 |
| 2024-03-31 | 3,477,022 | 2,770,202 | 2,674,715 | 0.97 | 9.26 | 2.72 |
| 2024-06-30 | 3,540,796 | 2,727,342 | 2,688,780 | 0.97 | 9.22 | 2.67 |
| 2024-09-30 | 3,610,048 | 2,728,282 | 2,715,143 | 0.91 | 8.72 | 2.59 |
| 2024-12-31 | 3,582,675 | 2,741,489 | 2,792,237 | 0.94 | 8.97 | 2.62 |
| 2025-03-31 | 3,592,504 | 2,812,231 | 2,779,121 | 0.96 | 8.89 | 2.71 |
| 2025-06-30 | 3,548,084 | 2,664,795 | 2,762,741 | 1.03 | 9.45 | 2.86 |
| 2025-09-30 | 3,724,643 | 2,786,750 | 2,919,943 | 1.05 | 9.65 | 2.84 |
| 2025-12-31 | 3,620,138 | 2,734,715 | 2,885,332 | 1.12 | 10.20 | 2.89 |
| 2026-03-31 | 3,666,225 | 2,743,353 | 2,905,918 | 1.19 | 10.42 | 2.98 |
| 2026-06-30 | 3,655,049 | 2,762,006 | 2,893,216 | 1.20 | 10.61 | 3.01 |
27 current branch locations across 2 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2008-09-27 | 1 | 2847553 | 1001639 |
| 1997-08-05 | 1 | 78232 | 1001639 |
| 1997-05-05 | 1 | 1969823 | 1001639 |
| 1996-04-13 | 1 | 191636 | 1001639 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.