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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2019-06-30 | 1,009,422 | 831,140 | 685,008 | 0.32 | 4.01 | 3.09 |
| 2019-09-30 | 1,052,290 | 882,300 | 717,580 | 0.41 | 5.25 | 3.10 |
| 2019-12-31 | 1,090,000 | 898,403 | 772,792 | 0.50 | 6.36 | 3.14 |
| 2020-03-31 | 1,102,441 | 909,821 | 740,926 | 0.78 | 9.49 | 3.19 |
| 2020-06-30 | 1,162,807 | 980,004 | 795,467 | 0.67 | 8.14 | 3.09 |
| 2020-09-30 | 1,196,978 | 1,007,461 | 808,216 | 0.64 | 7.82 | 3.10 |
| 2020-12-31 | 1,222,485 | 1,022,906 | 812,728 | 0.68 | 8.22 | 3.08 |
| 2021-03-31 | 1,301,101 | 1,095,271 | 851,624 | 0.87 | 10.10 | 3.12 |
| 2021-06-30 | 1,253,938 | 1,047,039 | 820,359 | 0.99 | 11.26 | 3.37 |
| 2021-09-30 | 1,257,968 | 1,061,310 | 774,093 | 1.06 | 11.87 | 3.42 |
| 2021-12-31 | 1,281,614 | 1,070,076 | 819,534 | 1.13 | 12.49 | 3.42 |
| 2022-03-31 | 1,329,120 | 1,127,783 | 842,615 | 1.03 | 11.00 | 3.28 |
| 2022-06-30 | 1,365,558 | 1,150,328 | 853,220 | 1.08 | 11.78 | 3.31 |
| 2022-09-30 | 1,402,844 | 1,192,656 | 872,584 | 1.08 | 11.92 | 3.39 |
| 2022-12-31 | 1,404,490 | 1,136,758 | 882,445 | 1.13 | 12.53 | 3.46 |
| 2023-03-31 | 1,405,059 | 1,155,242 | 892,162 | 0.89 | 9.86 | 3.24 |
| 2023-06-30 | 1,385,601 | 1,109,916 | 872,324 | 0.82 | 8.98 | 3.23 |
| 2023-09-30 | 1,393,044 | 1,135,144 | 880,366 | 0.81 | 8.73 | 3.26 |
| 2023-12-31 | 1,457,153 | 1,126,400 | 881,242 | 0.81 | 8.76 | 3.16 |
| 2024-03-31 | 1,446,298 | 1,151,767 | 874,887 | 0.69 | 7.23 | 2.95 |
| 2024-06-30 | 1,437,924 | 1,104,575 | 871,382 | 0.72 | 7.38 | 2.98 |
| 2024-09-30 | 1,475,182 | 1,204,524 | 904,396 | 0.09 | 0.94 | 3.20 |
| 2024-12-31 | 1,469,043 | 1,211,626 | 901,743 | 0.37 | 3.80 | 3.21 |
| 2025-03-31 | 1,488,082 | 1,271,769 | 894,743 | 0.94 | 9.77 | 3.53 |
| 2025-06-30 | 1,496,605 | 1,229,336 | 896,901 | 0.52 | 5.44 | 3.43 |
| 2025-09-30 | 1,463,093 | 1,232,154 | 879,876 | 0.46 | 4.75 | 3.49 |
| 2025-12-31 | 1,416,480 | 1,192,127 | 873,144 | -0.12 | -1.21 | 3.47 |
| 2026-03-31 | 1,414,854 | 1,218,951 | 871,946 | 0.91 | 9.27 | 3.41 |
| 2026-06-30 | 1,485,888 | 1,181,842 | 867,765 | 0.94 | 9.64 | 3.38 |
13 current branch locations across 1 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2016-06-01 | 1 | 3145984 | 729310 |
| 1994-06-04 | 50 | 988078 | 729310 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.