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OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-03-31 | 3,071,014 | 2,229,411 | 777,451 | 1.93 | 19.78 | 2.93 |
| 2016-06-30 | 3,143,230 | 2,194,256 | 854,505 | 1.55 | 15.37 | 2.90 |
| 2016-09-30 | 3,995,706 | 2,435,231 | 919,470 | 1.21 | 12.02 | 2.71 |
| 2016-12-31 | 4,202,354 | 3,670,636 | 1,108,293 | 0.94 | 9.09 | 2.61 |
| 2017-03-31 | 3,974,520 | 2,878,903 | 1,136,591 | 3.28 | 27.88 | 2.79 |
| 2017-06-30 | 4,006,890 | 3,158,441 | 1,209,391 | 2.20 | 18.10 | 2.87 |
| 2017-09-30 | 5,215,589 | 3,225,657 | 1,317,837 | 1.40 | 12.21 | 2.68 |
| 2017-12-31 | 5,405,278 | 3,517,967 | 1,500,279 | 1.14 | 10.26 | 2.59 |
| 2018-03-31 | 4,288,765 | 3,342,570 | 1,490,538 | 2.71 | 24.95 | 2.68 |
| 2018-06-30 | 4,155,349 | 3,522,513 | 1,575,344 | 1.78 | 15.56 | 2.87 |
| 2018-09-30 | 5,821,148 | 4,445,812 | 2,947,305 | 1.35 | 11.06 | 3.37 |
| 2018-12-31 | 6,168,996 | 4,954,412 | 3,341,768 | 1.29 | 10.29 | 3.81 |
| 2019-03-31 | 6,035,894 | 4,984,190 | 3,449,052 | 2.21 | 15.50 | 5.64 |
| 2019-06-30 | 6,096,413 | 4,783,593 | 3,650,365 | 2.12 | 14.64 | 5.49 |
| 2019-09-30 | 6,190,201 | 4,341,141 | 3,778,475 | 1.85 | 12.68 | 5.40 |
| 2019-12-31 | 6,192,202 | 4,809,109 | 3,824,564 | 1.75 | 11.95 | 5.33 |
| 2020-03-31 | 5,852,136 | 3,966,766 | 3,567,179 | 3.59 | 23.73 | 5.52 |
| 2020-06-30 | 8,786,970 | 7,593,977 | 3,516,804 | 2.14 | 16.26 | 4.50 |
| 2020-09-30 | 6,095,894 | 4,984,847 | 3,450,154 | 1.68 | 12.32 | 4.65 |
| 2020-12-31 | 7,271,739 | 6,212,712 | 3,509,945 | 1.67 | 12.52 | 4.59 |
| 2021-03-31 | 9,792,987 | 8,645,021 | 3,626,275 | 2.84 | 26.61 | 4.04 |
| 2021-06-30 | 7,054,979 | 5,891,846 | 3,493,367 | 2.55 | 22.06 | 4.16 |
| 2021-09-30 | 6,691,276 | 5,518,305 | 3,597,476 | 2.05 | 16.85 | 4.36 |
| 2021-12-31 | 7,609,302 | 6,529,453 | 3,643,722 | 2.36 | 19.48 | 4.44 |
| 2022-03-31 | 6,891,349 | 5,832,581 | 3,673,048 | 2.79 | 23.00 | 5.49 |
| 2022-06-30 | 6,729,112 | 5,712,359 | 3,680,931 | 2.11 | 17.90 | 5.28 |
| 2022-09-30 | 6,745,045 | 5,879,181 | 3,511,429 | 1.85 | 16.36 | 5.39 |
| 2022-12-31 | 6,649,091 | 5,791,108 | 3,457,472 | 1.74 | 15.64 | 5.85 |
| 2023-03-31 | 6,869,149 | 5,905,238 | 3,666,092 | 3.30 | 32.19 | 7.17 |
| 2023-06-30 | 7,456,543 | 6,308,501 | 4,078,334 | 2.91 | 29.09 | 6.77 |
| 2023-09-30 | 7,531,157 | 6,590,609 | 4,394,190 | 2.58 | 26.49 | 6.75 |
| 2023-12-31 | 7,894,745 | 6,936,785 | 4,407,793 | 2.10 | 21.83 | 7.17 |
| 2024-03-31 | 7,435,089 | 6,374,764 | 4,354,554 | 3.45 | 35.32 | 7.26 |
| 2024-06-30 | 7,527,713 | 6,434,874 | 4,562,096 | 2.91 | 28.96 | 7.07 |
| 2024-09-30 | 7,542,498 | 5,877,005 | 4,718,729 | 2.52 | 24.26 | 7.09 |
| 2024-12-31 | 7,597,956 | 6,522,650 | 4,560,992 | 2.39 | 23.03 | 7.72 |
| 2025-03-31 | 6,992,855 | 5,822,039 | 4,407,747 | 4.17 | 37.21 | 8.64 |
| 2025-06-30 | 7,226,910 | 6,008,992 | 4,687,096 | 3.29 | 28.91 | 8.21 |
| 2025-09-30 | 7,167,281 | 5,888,424 | 4,791,010 | 2.91 | 25.06 | 8.21 |
| 2025-12-31 | 7,563,929 | 6,351,773 | 5,011,984 | 2.65 | 22.73 | 7.97 |
| 2026-03-31 | 7,113,101 | 5,854,146 | 4,821,958 | 4.00 | 33.07 | 7.79 |
| 2026-06-30 | 7,313,151 | 5,952,921 | 5,095,349 | 2.81 | 23.28 | 7.41 |
1 current branch locations across 1 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2018-08-01 | 1 | 2382308 | 435077 |
| 1995-12-30 | 1 | 835471 | 435077 |
| 1994-03-29 | 1 | 592774 | 435077 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.