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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026 · catalog mismatch
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2022-06-30 | 1,048,932 | 850,219 | 856,734 | 0.55 | 5.94 | 3.36 |
| 2022-09-30 | 1,058,743 | 837,153 | 861,666 | 0.72 | 7.96 | 3.60 |
| 2022-12-31 | 1,044,183 | 861,490 | 843,217 | 0.75 | 8.37 | 3.76 |
| 2023-03-31 | 1,094,976 | 859,531 | 860,871 | -0.09 | -1.11 | 3.50 |
| 2023-06-30 | 1,157,460 | 867,215 | 912,497 | -0.07 | -0.94 | 3.34 |
| 2023-09-30 | 1,136,484 | 840,142 | 886,158 | -0.43 | -6.17 | 3.15 |
| 2023-12-31 | 1,093,390 | 842,635 | 853,701 | -0.20 | -2.81 | 3.06 |
| 2024-03-31 | 1,072,925 | 862,719 | 810,658 | 0.09 | 1.29 | 2.50 |
| 2024-06-30 | 1,038,764 | 803,884 | 775,405 | -0.43 | -6.37 | 2.44 |
| 2024-12-31 | 1,012,044 | 968,505 | 715,869 | -3.63 | -63.49 | 2.40 |
| 2025-12-31 | 1,088,831 | 978,454 | 610,236 | -0.26 | -3.24 | 2.30 |
| 2026-03-31 | 1,180,511 | 1,061,468 | 771,367 | 0.52 | 5.80 | 2.78 |
| 2026-06-30 | 1,322,925 | 1,209,461 | 901,137 | 0.70 | 8.15 | 3.01 |
8 current branch locations across 2 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2018-05-11 | 1 | 1439054 | 2236821 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.