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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-03-31 | 3,465,539 | 3,045,372 | 3,041,983 | 0.65 | 8.05 | 2.86 |
| 2016-06-30 | 3,604,124 | 3,121,292 | 3,184,104 | 0.71 | 8.38 | 2.86 |
| 2016-09-30 | 3,773,452 | 3,311,872 | 3,235,284 | 0.76 | 8.72 | 2.85 |
| 2016-12-31 | 3,877,330 | 3,422,682 | 3,281,524 | 0.78 | 8.79 | 2.83 |
| 2017-03-31 | 3,947,562 | 3,441,723 | 3,406,168 | 0.88 | 9.33 | 2.80 |
| 2017-06-30 | 4,165,168 | 3,590,734 | 3,630,969 | 0.86 | 9.07 | 2.80 |
| 2017-09-30 | 4,176,325 | 3,673,798 | 3,633,522 | 0.92 | 9.62 | 2.90 |
| 2017-12-31 | 4,257,995 | 3,713,432 | 3,669,171 | 0.95 | 9.64 | 2.90 |
| 2018-03-31 | 4,333,659 | 3,568,566 | 3,674,020 | 1.11 | 9.93 | 2.86 |
| 2018-06-30 | 4,261,986 | 3,536,815 | 3,688,835 | 1.16 | 10.23 | 2.91 |
| 2018-09-30 | 4,432,240 | 3,674,281 | 3,765,609 | 1.13 | 9.87 | 2.87 |
| 2018-12-31 | 4,614,125 | 3,908,828 | 3,894,545 | 1.11 | 9.62 | 2.85 |
| 2019-03-31 | 4,658,411 | 3,931,525 | 3,862,694 | 1.09 | 9.33 | 2.80 |
| 2019-06-30 | 4,866,916 | 4,104,456 | 3,992,817 | 1.07 | 9.15 | 2.72 |
| 2019-09-30 | 4,920,793 | 4,062,253 | 4,126,025 | 1.08 | 9.23 | 2.71 |
| 2019-12-31 | 5,177,959 | 4,257,965 | 4,368,009 | 1.07 | 9.29 | 2.69 |
| 2020-03-31 | 5,826,201 | 4,452,109 | 4,352,197 | 0.18 | 1.76 | 2.51 |
| 2020-06-30 | 6,277,113 | 4,864,088 | 4,833,868 | 0.41 | 4.18 | 2.40 |
| 2020-09-30 | 5,952,239 | 4,874,295 | 4,392,746 | 0.61 | 6.18 | 2.39 |
| 2020-12-31 | 5,892,261 | 4,936,677 | 4,337,236 | 0.53 | 5.35 | 2.38 |
| 2021-03-31 | 5,970,690 | 5,057,480 | 4,372,799 | 1.01 | 10.07 | 2.39 |
| 2021-06-30 | 5,792,315 | 4,945,158 | 4,520,481 | 1.07 | 10.46 | 2.48 |
| 2021-09-30 | 6,240,606 | 5,417,095 | 4,530,513 | 1.05 | 10.23 | 2.48 |
| 2021-12-31 | 6,077,480 | 5,294,201 | 4,782,115 | 1.05 | 10.15 | 2.52 |
| 2022-03-31 | 6,255,377 | 5,403,236 | 5,090,771 | 0.95 | 9.05 | 2.79 |
| 2022-06-30 | 6,149,514 | 5,417,217 | 5,110,322 | 1.17 | 11.16 | 2.89 |
| 2022-09-30 | 6,086,140 | 5,301,423 | 5,128,946 | 1.24 | 11.85 | 2.99 |
| 2022-12-31 | 6,351,237 | 5,213,654 | 5,240,043 | 1.28 | 12.25 | 3.06 |
| 2023-03-31 | 6,479,819 | 5,312,763 | 5,317,279 | 1.24 | 11.85 | 2.96 |
| 2023-06-30 | 6,476,348 | 5,216,536 | 5,386,510 | 1.07 | 10.22 | 2.79 |
| 2023-09-30 | 6,517,967 | 5,279,637 | 5,424,845 | 0.92 | 8.86 | 2.67 |
| 2023-12-31 | 6,472,617 | 5,296,707 | 5,370,232 | 0.85 | 8.11 | 2.62 |
| 2024-03-31 | 6,406,346 | 5,499,497 | 5,296,199 | 0.63 | 5.84 | 2.33 |
| 2024-06-30 | 6,499,639 | 5,676,494 | 5,201,314 | 0.59 | 5.50 | 2.35 |
| 2024-09-30 | 6,788,585 | 5,955,459 | 5,248,884 | 0.57 | 5.34 | 2.38 |
| 2024-12-31 | 7,008,570 | 6,149,163 | 5,447,928 | 0.59 | 5.54 | 2.44 |
| 2025-03-31 | 7,117,681 | 6,304,598 | 5,681,522 | 0.51 | 5.09 | 2.77 |
| 2025-06-30 | 7,197,213 | 6,379,824 | 5,742,762 | 0.50 | 5.07 | 2.81 |
| 2025-09-30 | 7,436,366 | 6,579,164 | 5,958,623 | 0.53 | 5.36 | 2.85 |
| 2025-12-31 | 7,517,888 | 6,604,847 | 6,187,584 | 0.57 | 5.84 | 2.94 |
| 2026-03-31 | 7,690,114 | 6,835,088 | 6,375,654 | 0.85 | 9.10 | 3.33 |
| 2026-06-30 | 7,963,962 | 7,063,985 | 6,609,462 | 0.84 | 9.18 | 3.35 |
19 current branch locations across 2 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2000-01-08 | 1 | 73077 | 236706 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.