Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026 · catalog mismatch

Get started

Q2 2026 · 4,313 institutions · refreshed 8/27/2026

All banksProfile view

OptimaYield board tearsheet · reported facts

PENN COMMUNITY BANK

FDIC #30401 · PA · period 20260630

Download full PDF Download full Excel Download compact PDF Download compact Excel Return to profile

Total assets1,849,367-5.64% YoY

Total deposits1,316,295-5.96% YoY

Net loans and leases1,205,634-6.33% YoY

Return on assets0.46%+8.40% YoY

Return on equity3.42%+4.91% YoY

Net interest margin2.92%-0.18% YoY

Peer position

Return on assets10thopportunity · n=902

Return on equity9thopportunity · n=894

Net interest margin8thopportunity · n=902

Equity to assets59thin line · n=894

Noncurrent loans47thin line · n=887

Liquid assets58thin line · n=895

Brokered deposits45thin line · n=890

Loans to deposits44thin line · n=890

Ten-year reported history

Period	Assets	Deposits	Loans	ROA	ROE	NIM
2016-03-31	1,849,367	1,316,295	1,205,634	0.46	3.42	2.92
2016-06-30	1,858,068	1,332,736	1,204,444	0.38	2.82	2.94
2016-09-30	1,862,175	1,333,068	1,216,190	0.44	3.24	2.92
2016-12-31	1,895,082	1,357,584	1,236,684	0.49	3.61	2.91
2017-03-31	1,959,988	1,399,675	1,287,149	0.43	3.26	2.93
2017-06-30	1,977,268	1,425,101	1,293,003	0.59	4.51	2.94
2017-09-30	1,975,561	1,400,251	1,292,278	0.70	5.30	2.97
2017-12-31	2,009,849	1,393,568	1,318,578	0.43	3.23	2.98
2018-03-31	2,017,917	1,412,039	1,341,636	0.51	3.87	2.99
2018-06-30	2,074,208	1,435,518	1,399,043	0.58	4.50	3.03
2018-09-30	2,096,287	1,447,511	1,422,544	0.64	5.00	3.06
2018-12-31	2,158,804	1,498,504	1,487,108	0.56	4.35	3.05
2019-03-31	2,178,986	1,531,788	1,494,268	0.33	2.59	3.02
2019-06-30	2,256,993	1,626,889	1,547,179	0.43	3.36	3.00
2019-09-30	2,299,414	1,660,435	1,615,765	0.45	3.54	2.99
2019-12-31	2,340,083	1,692,287	1,673,644	0.45	3.58	2.96
2020-03-31	2,396,414	1,727,794	1,700,298	0.57	4.56	2.85
2020-06-30	2,521,165	1,884,976	1,744,201	0.61	4.97	2.78
2020-09-30	2,525,773	1,901,218	1,713,461	0.62	5.02	2.75
2020-12-31	2,546,878	1,934,595	1,642,572	0.71	5.78	2.77
2021-03-31	2,630,259	2,023,171	1,586,639	1.04	8.65	2.64
2021-06-30	2,693,996	2,083,827	1,523,537	0.94	7.81	2.62
2021-09-30	2,745,332	2,147,681	1,504,806	0.89	7.49	2.63
2021-12-31	2,705,521	2,142,593	1,487,358	0.83	6.95	2.63
2022-03-31	2,674,943	2,239,924	1,531,599	0.72	6.28	2.63
2022-06-30	2,630,907	2,247,720	1,606,170	0.80	7.24	2.80
2022-09-30	2,598,532	2,206,856	1,678,812	0.87	8.19	2.98
2022-12-31	2,660,709	2,115,356	1,717,766	0.85	8.19	3.08
2023-03-31	2,746,366	2,099,693	1,762,565	0.68	7.11	3.01
2023-06-30	2,792,346	2,135,602	1,800,639	0.61	6.39	2.90
2023-09-30	2,834,497	2,145,832	1,856,868	0.65	6.96	2.81
2023-12-31	2,869,234	2,157,852	1,893,480	0.64	6.77	2.71
2024-03-31	2,897,382	2,207,346	1,899,320	0.49	4.94	2.34
2024-06-30	2,969,690	2,246,432	1,918,119	0.44	4.48	2.25
2024-09-30	2,942,815	2,274,263	1,914,946	0.39	3.90	2.22
2024-12-31	2,934,068	2,307,225	1,901,628	0.28	2.84	2.19
2025-03-31	2,896,676	2,303,482	1,976,110	0.19	1.84	2.18
2025-06-30	2,996,552	2,410,808	2,053,889	0.28	2.77	2.29
2025-09-30	3,000,909	2,391,229	2,155,384	0.32	3.08	2.40
2025-12-31	3,029,370	2,420,582	2,093,258	0.39	3.77	2.48
2026-03-31	3,019,439	2,428,383	2,130,950	0.62	5.68	2.68
2026-06-30	3,069,584	2,464,900	2,205,194	0.58	5.31	2.74

Structure and branch footprint

22 current branch locations across 1 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.

Date	Code	Predecessor RSSD	Successor RSSD
2017-10-02	1	821278	328777
2015-08-01	1	581376	328777

Reviewed intelligence

No reviewed or published intelligence is linked to this institution.

Scope and limitations

Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.