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OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2022-06-30 | 1,019,964 | 802,470 | 593,190 | 0.90 | 11.09 | 3.20 |
| 2022-12-31 | 1,014,460 | 809,448 | 610,502 | 1.05 | 13.91 | 3.22 |
| 2023-03-31 | 1,034,989 | 842,216 | 638,086 | 0.92 | 12.97 | 3.07 |
| 2023-06-30 | 1,093,600 | 845,115 | 652,953 | 0.89 | 12.71 | 3.01 |
| 2023-09-30 | 1,083,202 | 835,564 | 660,448 | 0.93 | 13.44 | 3.01 |
| 2023-12-31 | 1,135,606 | 867,578 | 684,532 | 0.88 | 12.47 | 2.94 |
| 2024-03-31 | 1,129,487 | 894,909 | 689,297 | 1.12 | 14.88 | 2.98 |
| 2024-06-30 | 1,185,096 | 894,736 | 728,889 | 1.29 | 17.13 | 3.07 |
| 2024-09-30 | 1,219,826 | 884,264 | 748,334 | 1.23 | 15.97 | 3.13 |
| 2024-12-31 | 1,244,987 | 922,292 | 789,798 | 1.02 | 13.32 | 3.18 |
| 2025-03-31 | 1,256,370 | 1,029,902 | 820,520 | 1.09 | 14.03 | 3.36 |
| 2025-06-30 | 1,532,889 | 1,294,577 | 1,024,894 | 0.82 | 10.37 | 3.56 |
| 2025-09-30 | 1,570,875 | 1,311,994 | 1,041,021 | 1.03 | 12.62 | 3.66 |
| 2025-12-31 | 1,579,827 | 1,340,140 | 1,056,623 | 1.12 | 13.31 | 3.72 |
| 2026-03-31 | 1,599,701 | 1,403,563 | 1,066,524 | 1.27 | 13.79 | 3.87 |
| 2026-06-30 | 1,591,618 | 1,395,748 | 1,056,036 | 0.84 | 9.01 | 3.94 |
21 current branch locations across 1 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2025-04-05 | 1 | 4156 | 153353 |
| 2021-02-20 | 1 | 725853 | 153353 |
| 2019-08-10 | 1 | 142656 | 153353 |
| 1998-06-15 | 1 | 173753 | 153353 |
| 1998-06-15 | 1 | 380953 | 153353 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.