Loading bank profile
Data through Q3 2026 · 4,200 institutions
Regulatory profile
Ripley, MS · FDIC certificate #15871
PEOPLES BANK is an FDIC-insured institution based in Ripley, MS (FDIC certificate #15871). In its Q3 2026 Call Report it reported total assets of $579M, total deposits of $523M and net loans of $241M. Its primary federal regulator is FDIC.
Reported facts
Deterministic ratios for PEOPLES BANK from its Q3 2026 Call Report. Detailed loan and deposit composition follows below.
| Total deposits | $523M |
|---|---|
| Net loans and leases | $241M |
Plain-language readout
PEOPLES BANK in Ripley, MS funds its loans with $523M of deposits and holds $241M of net loans, as reported for Q3 2026. The ratios below show how that funding, capital and credit quality compare with the amounts on the balance sheet.
No capital, liquidity or asset-quality ratios are reported for PEOPLES BANK in Q3 2026; none is estimated.
The loan-to-deposit ratio computed from net loans and total deposits was 46.16% in Q3 2026, against 43.00% in Q1 2026. A rising ratio means the bank is lending a larger share of its deposits.
| Quarter | Net loans | Deposits | Loan-to-deposit |
|---|---|---|---|
| Q3 2026 | $241M | $523M | 46.16% |
| Q2 2026 | $236M | $523M | 45.22% |
| Q1 2026 | $225M | $524M | 43.00% |