Loading bank profile
Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2024-09-30 | 1,006,508 | 882,197 | 821,303 | 1.64 | 14.52 | 3.65 |
| 2024-12-31 | 1,055,630 | 931,184 | 866,768 | 1.51 | 13.46 | 3.66 |
| 2025-03-31 | 1,077,512 | 936,836 | 905,272 | 1.77 | 16.48 | 3.81 |
| 2025-06-30 | 1,112,050 | 942,509 | 931,012 | 1.88 | 17.55 | 3.91 |
| 2025-09-30 | 1,147,111 | 953,936 | 961,272 | 1.93 | 17.93 | 3.97 |
| 2025-12-31 | 1,177,250 | 1,000,470 | 991,609 | 1.90 | 17.63 | 3.99 |
| 2026-03-31 | 1,221,907 | 1,033,624 | 1,036,278 | 2.03 | 18.59 | 4.04 |
| 2026-06-30 | 1,253,069 | 1,048,083 | 1,068,691 | 2.10 | 19.21 | 4.09 |
10 current branch locations across 3 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2018-08-01 | 1 | 311649 | 998844 |
| 2008-01-11 | 1 | 729440 | 998844 |
| 2006-03-11 | 1 | 26756 | 998844 |
| 1994-06-25 | 50 | 235875 | 998844 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.