PEOPLES BANK

FDIC #29523 · IN · period 20260630

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Total assets1,069,917-19.48% YoY

Total deposits906,875-21.10% YoY

Net loans and leases738,966-17.87% YoY

Return on assets0.87%-12.92% YoY

Return on equity9.40%-10.56% YoY

Net interest margin3.67%-4.15% YoY

Peer position

Return on assets7thopportunity · n=902

Return on equity8thopportunity · n=894

Net interest margin24thopportunity · n=902

Equity to assets16thopportunity · n=894

Noncurrent loans24thopportunity · n=887

Liquid assets46thin line · n=895

Brokered deposits63rdin line · n=890

Loans to deposits53rdin line · n=890

Ten-year reported history

Period	Assets	Deposits	Loans	ROA	ROE	NIM
2018-09-30	1,069,917	906,875	738,966	0.87	9.40	3.67
2018-12-31	1,093,760	926,735	759,301	0.89	9.70	3.74
2019-03-31	1,265,780	1,102,515	859,725	0.68	7.37	3.94
2019-06-30	1,305,771	1,127,353	889,365	0.97	10.36	3.92
2019-09-30	1,328,795	1,149,336	899,740	1.00	10.51	3.83
2019-12-31	1,326,463	1,154,562	903,961	0.91	9.48	3.75
2020-03-31	1,347,425	1,162,127	914,826	0.90	8.94	3.51
2020-06-30	1,470,853	1,278,700	982,060	1.16	11.65	3.50
2020-09-30	1,478,689	1,281,302	970,764	1.21	12.16	3.50
2020-12-31	1,495,264	1,303,144	965,449	1.12	11.25	3.51
2021-03-31	1,554,221	1,367,471	963,677	1.16	11.90	3.41
2021-06-30	1,601,520	1,395,099	961,730	1.02	10.52	3.33
2021-09-30	1,607,861	1,407,333	946,446	0.95	9.95	3.32
2021-12-31	1,618,578	1,435,383	958,364	0.91	9.49	3.32
2022-03-31	2,094,884	1,896,168	1,427,761	0.41	4.93	3.62
2022-06-30	2,096,814	1,917,864	1,462,519	0.62	8.24	3.68
2022-09-30	2,049,464	1,834,681	1,490,313	0.69	9.84	3.72
2022-12-31	2,066,734	1,777,078	1,502,277	0.69	10.05	3.69
2023-03-31	2,094,861	1,808,273	1,503,193	0.38	5.99	3.10
2023-06-30	2,159,209	1,799,239	1,516,486	0.39	6.29	2.99
2023-09-30	2,087,802	1,787,389	1,508,287	0.39	6.39	2.91
2023-12-31	2,109,045	1,817,267	1,494,167	0.36	5.83	2.84
2024-03-31	2,072,545	1,751,468	1,490,113	1.78	25.39	2.46
2024-06-30	2,078,434	1,760,873	1,489,253	0.91	12.91	2.50
2024-09-30	2,076,233	1,752,745	1,492,293	0.64	8.99	2.51
2024-12-31	2,062,649	1,764,470	1,493,318	0.59	8.15	2.55
2025-03-31	2,041,664	1,753,848	1,476,590	0.09	1.27	2.85
2025-06-30	2,058,103	1,756,144	1,466,927	0.26	3.51	2.91
2025-09-30	2,053,340	1,752,327	1,458,438	0.40	5.31	2.97
2025-12-31	2,020,532	1,727,494	1,433,977	0.40	5.13	3.04
2026-03-31	2,014,507	1,719,631	1,437,833	0.45	5.27	3.26
2026-06-30	2,040,214	1,733,393	1,487,182	0.43	5.02	3.26

Structure and branch footprint

24 current branch locations across 2 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.

Date	Code	Predecessor RSSD	Successor RSSD
2022-01-31	1	649874	568470
2019-01-24	1	671370	568470
2018-07-26	1	2761967	568470
2015-07-01	1	635475	568470
2014-04-01	1	929576	568470

Reviewed intelligence

No reviewed or published intelligence is linked to this institution.

Scope and limitations

Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.