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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-03-31 | 3,284,881 | 2,599,846 | 2,088,804 | 1.03 | 8.68 | 3.51 |
| 2016-06-30 | 3,323,588 | 2,542,242 | 2,115,175 | 1.03 | 8.61 | 3.54 |
| 2016-09-30 | 3,355,266 | 2,586,622 | 2,155,704 | 1.03 | 8.54 | 3.53 |
| 2016-12-31 | 3,420,466 | 2,521,238 | 2,210,529 | 1.00 | 8.42 | 3.53 |
| 2017-03-31 | 3,446,479 | 2,718,205 | 2,232,876 | 1.10 | 9.52 | 3.52 |
| 2017-06-30 | 3,511,111 | 2,693,997 | 2,278,964 | 1.15 | 9.97 | 3.56 |
| 2017-09-30 | 3,540,985 | 2,687,944 | 2,311,696 | 1.15 | 10.07 | 3.61 |
| 2017-12-31 | 3,569,754 | 2,743,884 | 2,340,854 | 1.13 | 9.73 | 3.62 |
| 2018-03-31 | 3,622,996 | 2,822,193 | 2,387,111 | 1.39 | 11.55 | 3.67 |
| 2018-06-30 | 3,966,016 | 2,951,427 | 2,673,503 | 1.14 | 9.45 | 3.76 |
| 2018-09-30 | 3,997,297 | 3,057,205 | 2,692,624 | 1.24 | 10.20 | 3.78 |
| 2018-12-31 | 3,986,345 | 2,971,253 | 2,714,053 | 1.31 | 10.68 | 3.81 |
| 2019-03-31 | 4,014,749 | 3,157,472 | 2,718,832 | 1.60 | 12.48 | 3.81 |
| 2019-06-30 | 4,272,990 | 3,383,246 | 2,818,104 | 1.32 | 10.26 | 3.85 |
| 2019-09-30 | 4,392,907 | 3,380,064 | 2,833,253 | 1.38 | 10.66 | 3.81 |
| 2019-12-31 | 4,351,191 | 3,315,719 | 2,858,468 | 1.40 | 10.79 | 3.77 |
| 2020-03-31 | 4,462,869 | 3,411,939 | 2,870,821 | 0.08 | 0.61 | 3.53 |
| 2020-06-30 | 4,978,921 | 4,032,300 | 3,323,666 | 0.29 | 2.33 | 3.41 |
| 2020-09-30 | 4,906,527 | 3,964,649 | 3,421,377 | 0.50 | 4.11 | 3.35 |
| 2020-12-31 | 4,753,844 | 3,926,817 | 3,357,240 | 0.82 | 6.80 | 3.32 |
| 2021-03-31 | 5,133,529 | 4,325,476 | 3,366,973 | 1.35 | 11.93 | 3.24 |
| 2021-06-30 | 5,060,426 | 4,255,130 | 3,327,008 | 1.11 | 9.83 | 3.39 |
| 2021-09-30 | 7,046,163 | 5,858,170 | 4,416,345 | 0.55 | 4.82 | 3.20 |
| 2021-12-31 | 7,052,280 | 5,880,110 | 4,421,424 | 0.88 | 7.71 | 3.31 |
| 2022-03-31 | 7,229,550 | 6,019,278 | 4,493,845 | 1.42 | 12.41 | 3.38 |
| 2022-06-30 | 7,269,203 | 5,940,346 | 4,525,687 | 1.42 | 12.69 | 3.59 |
| 2022-09-30 | 6,994,890 | 5,881,289 | 4,560,990 | 1.47 | 13.25 | 3.82 |
| 2022-12-31 | 7,197,574 | 5,733,912 | 4,656,128 | 1.49 | 13.50 | 3.97 |
| 2023-03-31 | 7,289,589 | 5,810,931 | 4,708,942 | 1.51 | 13.86 | 4.52 |
| 2023-06-30 | 8,773,010 | 7,005,686 | 5,916,603 | 1.23 | 11.05 | 4.06 |
| 2023-09-30 | 8,920,357 | 7,075,276 | 6,024,165 | 1.34 | 12.03 | 4.31 |
| 2023-12-31 | 9,140,701 | 7,185,858 | 6,099,051 | 1.40 | 12.45 | 4.34 |
| 2024-03-31 | 9,251,285 | 7,365,854 | 6,141,035 | 1.47 | 12.55 | 4.29 |
| 2024-06-30 | 9,216,050 | 7,341,526 | 6,262,956 | 1.43 | 12.17 | 4.29 |
| 2024-09-30 | 9,123,712 | 7,520,758 | 6,208,446 | 1.46 | 12.26 | 4.33 |
| 2024-12-31 | 9,242,858 | 7,641,540 | 6,297,003 | 1.42 | 11.89 | 4.32 |
| 2025-03-31 | 9,234,619 | 7,774,853 | 6,365,701 | 1.22 | 9.91 | 4.19 |
| 2025-06-30 | 9,530,755 | 7,683,645 | 6,529,956 | 1.12 | 9.17 | 4.20 |
| 2025-09-30 | 9,611,742 | 7,876,699 | 6,657,152 | 1.20 | 9.79 | 4.24 |
| 2025-12-31 | 9,637,101 | 7,750,473 | 6,683,899 | 1.27 | 10.40 | 4.25 |
| 2026-03-31 | 9,637,896 | 7,697,873 | 6,695,859 | 1.32 | 10.73 | 4.21 |
| 2026-06-30 | 9,530,050 | 7,508,044 | 6,746,045 | 1.31 | 10.48 | 4.28 |
135 current branch locations across 6 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2023-05-01 | 1 | 522847 | 577128 |
| 2021-09-18 | 1 | 2692753 | 577128 |
| 2021-09-18 | 1 | 344816 | 577128 |
| 2019-04-13 | 1 | 511618 | 577128 |
| 2018-04-14 | 1 | 455879 | 577128 |
| 2017-12-29 | 1 | 3078149 | 577128 |
| 2015-03-07 | 1 | 328423 | 577128 |
| 2014-10-25 | 1 | 865674 | 577128 |
| 2014-08-23 | 1 | 2347044 | 577128 |
| 2014-05-31 | 1 | 325824 | 577128 |
| 2013-10-12 | 1 | 3430738 | 577128 |
| 2012-09-15 | 1 | 630779 | 577128 |
| 2008-08-01 | 1 | 2978288 | 577128 |
| 2003-05-09 | 1 | 998116 | 577128 |
| 2001-02-23 | 1 | 938224 | 577128 |
| 2000-03-11 | 1 | 514374 | 577128 |
| 2000-03-11 | 1 | 863719 | 577128 |
| 1992-02-01 | 50 | 203874 | 577128 |
| 1990-08-01 | 1 | 365222 | 577128 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.