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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026 · catalog mismatch
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-03-31 | 1,856,045 | 1,479,583 | 1,395,612 | 1.07 | 8.07 | 3.62 |
| 2016-06-30 | 1,905,145 | 1,500,800 | 1,450,009 | 1.06 | 8.01 | 3.61 |
| 2016-09-30 | 1,965,187 | 1,569,753 | 1,507,039 | 1.06 | 8.08 | 3.61 |
| 2016-12-31 | 1,995,179 | 1,592,705 | 1,517,004 | 1.03 | 7.96 | 3.59 |
| 2017-03-31 | 2,018,568 | 1,619,499 | 1,543,343 | 0.96 | 7.67 | 3.50 |
| 2017-06-30 | 2,060,042 | 1,643,395 | 1,579,560 | 1.05 | 8.35 | 3.50 |
| 2017-09-30 | 2,087,602 | 1,691,793 | 1,614,144 | 1.04 | 8.29 | 3.53 |
| 2017-12-31 | 2,167,085 | 1,722,950 | 1,674,211 | 0.90 | 7.24 | 3.52 |
| 2018-03-31 | 2,187,948 | 1,723,804 | 1,706,063 | 1.08 | 9.08 | 3.49 |
| 2018-06-30 | 2,233,459 | 1,722,578 | 1,733,816 | 1.08 | 9.11 | 3.51 |
| 2018-09-30 | 2,255,611 | 1,831,590 | 1,759,130 | 1.12 | 9.45 | 3.53 |
| 2018-12-31 | 2,285,610 | 1,878,758 | 1,802,636 | 1.12 | 9.45 | 3.55 |
| 2019-03-31 | 2,313,742 | 1,871,977 | 1,827,497 | 1.12 | 9.34 | 3.51 |
| 2019-06-30 | 2,321,190 | 1,880,057 | 1,837,700 | 1.18 | 9.77 | 3.55 |
| 2019-09-30 | 2,372,060 | 2,006,353 | 1,860,088 | 1.19 | 9.83 | 3.58 |
| 2019-12-31 | 2,474,885 | 1,976,681 | 1,916,549 | 1.09 | 9.06 | 3.55 |
| 2020-03-31 | 2,543,417 | 2,012,959 | 1,997,739 | 0.86 | 7.24 | 3.43 |
| 2020-06-30 | 2,698,812 | 2,215,764 | 2,156,891 | 1.02 | 8.44 | 3.44 |
| 2020-09-30 | 2,805,124 | 2,359,370 | 2,164,040 | 1.11 | 9.11 | 3.39 |
| 2020-12-31 | 2,883,391 | 2,438,182 | 2,151,475 | 1.13 | 9.31 | 3.32 |
| 2021-03-31 | 2,993,089 | 2,557,821 | 2,153,209 | 1.34 | 11.38 | 3.14 |
| 2021-06-30 | 2,999,545 | 2,618,017 | 2,211,632 | 1.27 | 10.82 | 3.09 |
| 2021-09-30 | 3,232,785 | 2,846,198 | 2,179,965 | 1.25 | 10.79 | 3.08 |
| 2021-12-31 | 3,366,863 | 2,967,441 | 2,301,198 | 1.46 | 12.76 | 3.03 |
| 2022-03-31 | 3,348,214 | 2,968,427 | 2,369,435 | 1.20 | 11.19 | 2.96 |
| 2022-06-30 | 3,420,367 | 2,914,471 | 2,536,886 | 1.18 | 11.27 | 3.02 |
| 2022-09-30 | 3,515,642 | 3,125,732 | 2,594,537 | 1.20 | 11.76 | 3.08 |
| 2022-12-31 | 3,553,618 | 3,046,957 | 2,702,644 | 1.18 | 11.63 | 3.08 |
| 2023-03-31 | 3,677,877 | 3,237,952 | 2,792,599 | 0.91 | 9.34 | 2.83 |
| 2023-06-30 | 3,681,250 | 3,231,213 | 2,820,020 | 1.01 | 10.30 | 2.75 |
| 2023-09-30 | 3,825,312 | 3,365,291 | 2,847,959 | 0.95 | 9.87 | 2.66 |
| 2023-12-31 | 3,741,927 | 3,279,226 | 2,828,252 | 0.85 | 8.74 | 2.60 |
| 2024-03-31 | 3,668,976 | 3,205,185 | 2,836,115 | 0.49 | 4.86 | 2.31 |
| 2024-06-30 | 3,615,863 | 3,065,685 | 2,846,430 | 0.48 | 4.74 | 2.31 |
| 2024-09-30 | 5,353,116 | 4,637,787 | 4,031,145 | 0.18 | 1.81 | 2.82 |
| 2024-12-31 | 5,082,766 | 4,408,192 | 3,951,729 | 0.29 | 2.92 | 3.01 |
| 2025-03-31 | 4,991,888 | 4,318,445 | 3,950,905 | 1.24 | 12.33 | 3.51 |
| 2025-06-30 | 5,100,261 | 4,288,062 | 3,957,183 | 1.30 | 12.46 | 3.63 |
| 2025-09-30 | 5,151,903 | 4,290,574 | 3,977,340 | 1.31 | 12.20 | 3.66 |
| 2025-12-31 | 5,261,716 | 4,435,803 | 4,028,694 | 1.27 | 11.66 | 3.69 |
| 2026-03-31 | 5,415,574 | 4,427,750 | 4,151,798 | 1.21 | 10.75 | 3.66 |
| 2026-06-30 | 5,432,891 | 4,509,551 | 4,261,228 | 1.23 | 10.85 | 3.75 |
40 current branch locations across 3 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2024-07-01 | 1 | 239613 | 278818 |
| 2013-12-01 | 1 | 528616 | 278818 |
| 1965-02-23 | 1 | 222615 | 278818 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.