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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026 · catalog mismatch
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2020-06-30 | 1,092,154 | 887,091 | 811,472 | 1.01 | 10.13 | 3.56 |
| 2020-09-30 | 1,103,108 | 904,422 | 792,853 | 1.01 | 10.25 | 3.44 |
| 2020-12-31 | 1,130,783 | 938,158 | 821,909 | 1.08 | 10.95 | 3.41 |
| 2021-03-31 | 1,131,130 | 930,736 | 830,585 | 1.44 | 14.89 | 3.84 |
| 2021-06-30 | 1,253,710 | 1,038,470 | 865,009 | 1.23 | 12.67 | 3.55 |
| 2021-09-30 | 1,296,744 | 1,088,895 | 874,639 | 1.21 | 12.69 | 3.47 |
| 2021-12-31 | 1,292,601 | 1,108,233 | 879,187 | 1.16 | 12.28 | 3.40 |
| 2022-03-31 | 1,261,206 | 1,092,330 | 875,387 | 1.10 | 12.46 | 3.31 |
| 2022-06-30 | 1,304,327 | 1,119,474 | 925,529 | 1.08 | 12.61 | 3.33 |
| 2022-09-30 | 1,316,715 | 1,153,653 | 936,685 | 1.10 | 13.12 | 3.36 |
| 2022-12-31 | 1,337,361 | 1,165,640 | 961,864 | 1.11 | 13.46 | 3.42 |
| 2023-03-31 | 1,359,450 | 1,120,797 | 973,269 | 0.97 | 12.20 | 3.30 |
| 2023-06-30 | 1,416,563 | 1,157,889 | 1,048,472 | 0.92 | 11.77 | 3.20 |
| 2023-09-30 | 1,436,965 | 1,185,069 | 1,098,989 | 0.77 | 9.91 | 3.15 |
| 2023-12-31 | 1,423,721 | 1,156,078 | 1,078,704 | 0.75 | 9.65 | 3.13 |
| 2024-03-31 | 1,418,253 | 1,125,741 | 1,082,258 | 0.57 | 7.07 | 2.92 |
| 2024-06-30 | 1,485,932 | 1,165,480 | 1,077,111 | 0.66 | 8.28 | 2.91 |
| 2024-09-30 | 1,475,663 | 1,149,433 | 1,057,973 | 0.74 | 9.10 | 2.94 |
| 2024-12-31 | 1,465,529 | 1,159,445 | 1,078,421 | 0.79 | 9.63 | 3.01 |
| 2025-03-31 | 1,459,363 | 1,140,043 | 1,097,155 | 0.79 | 9.18 | 3.14 |
| 2025-06-30 | 1,506,108 | 1,189,082 | 1,109,644 | 0.94 | 10.91 | 3.18 |
| 2025-09-30 | 1,496,306 | 1,199,054 | 1,115,281 | 0.98 | 11.14 | 3.25 |
| 2025-12-31 | 1,460,917 | 1,189,610 | 1,096,215 | 1.02 | 11.52 | 3.33 |
| 2026-03-31 | 1,494,913 | 1,200,181 | 1,116,741 | 1.03 | 11.00 | 3.58 |
| 2026-06-30 | 1,502,133 | 1,189,475 | 1,134,369 | 1.10 | 11.62 | 3.59 |
12 current branch locations across 1 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2021-06-12 | 1 | 2756767 | 340144 |
| 2012-10-12 | 1 | 595449 | 340144 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.