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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2021-09-30 | 1,011,687 | 923,508 | 608,561 | 1.32 | 15.35 | 3.69 |
| 2021-12-31 | 1,032,002 | 946,668 | 606,129 | 1.25 | 14.70 | 3.64 |
| 2022-03-31 | 1,035,674 | 976,176 | 619,774 | 1.28 | 19.07 | 3.52 |
| 2022-06-30 | 1,046,629 | 992,004 | 652,199 | 1.38 | 24.43 | 3.68 |
| 2022-09-30 | 1,079,431 | 1,040,540 | 665,670 | 1.45 | 28.65 | 3.75 |
| 2022-12-31 | 1,059,217 | 1,020,498 | 652,724 | 1.45 | 30.64 | 3.81 |
| 2023-03-31 | 1,062,006 | 1,014,204 | 664,531 | 1.54 | 41.43 | 3.99 |
| 2023-06-30 | 1,091,110 | 1,042,620 | 693,527 | 1.39 | 36.32 | 3.83 |
| 2023-09-30 | 1,085,918 | 1,049,329 | 722,372 | 1.36 | 37.93 | 3.84 |
| 2023-12-31 | 1,118,142 | 1,067,876 | 717,137 | 1.30 | 35.48 | 3.73 |
| 2024-03-31 | 1,100,857 | 1,049,989 | 703,512 | 1.06 | 26.39 | 3.57 |
| 2024-06-30 | 1,117,623 | 1,058,564 | 738,968 | 1.14 | 27.12 | 3.57 |
| 2024-09-30 | 1,142,551 | 1,066,539 | 763,931 | 1.16 | 25.24 | 3.61 |
| 2024-12-31 | 1,109,001 | 1,051,782 | 755,138 | 1.12 | 24.52 | 3.68 |
| 2025-03-31 | 1,120,160 | 1,052,252 | 753,833 | 1.48 | 29.94 | 3.89 |
| 2025-06-30 | 1,141,417 | 1,072,876 | 785,823 | 1.49 | 29.13 | 4.06 |
| 2025-09-30 | 1,170,615 | 1,090,281 | 792,929 | 1.39 | 25.93 | 4.05 |
| 2025-12-31 | 1,161,884 | 1,083,297 | 803,866 | 1.42 | 25.60 | 4.12 |
| 2026-03-31 | 1,204,901 | 1,120,430 | 828,028 | 1.65 | 26.57 | 4.21 |
| 2026-06-30 | 1,214,987 | 1,119,217 | 862,415 | 1.53 | 24.34 | 4.23 |
33 current branch locations across 3 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2005-04-13 | 1 | 190732 | 518037 |
| 2005-04-13 | 1 | 613231 | 518037 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.