Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026 · database outage

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Q2 2026 · 4,313 institutions · refreshed 8/27/2026

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OptimaYield board tearsheet · reported facts

PINNACLE BANK

FDIC #14065 · GA · period 20260630

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Total assets1,030,715-35.90% YoY

Total deposits908,251-36.58% YoY

Net loans and leases690,116-34.84% YoY

Return on assets1.30%+9.48% YoY

Return on equity11.51%-4.48% YoY

Net interest margin4.39%+12.91% YoY

Peer position

Return on assets58thin line · n=902

Return on equity50thin line · n=894

Net interest margin95thstrength · n=902

Equity to assets78thstrength · n=894

Noncurrent loans51stin line · n=887

Liquid assets38thin line · n=895

Brokered deposits100thstrength · n=890

Loans to deposits55thin line · n=890

Ten-year reported history

Period	Assets	Deposits	Loans	ROA	ROE	NIM
2019-12-31	1,030,715	908,251	690,116	1.30	11.51	4.39
2020-06-30	1,490,675	1,218,864	1,025,142	1.00	9.39	4.00
2020-09-30	1,517,350	1,242,710	1,060,587	1.02	9.70	3.92
2020-12-31	1,564,805	1,332,837	1,047,145	1.06	10.28	3.89
2021-03-31	1,607,863	1,432,153	1,059,167	1.19	12.05	3.89
2021-06-30	1,658,645	1,477,265	1,060,886	1.18	12.00	3.88
2021-09-30	1,668,533	1,483,273	1,080,510	1.16	11.73	3.85
2021-12-31	2,008,896	1,804,166	1,174,174	1.13	11.56	3.76
2022-03-31	2,058,158	1,866,245	1,211,723	1.01	11.52	3.31
2022-06-30	2,039,890	1,862,108	1,299,513	1.08	12.77	3.47
2022-09-30	2,024,223	1,846,791	1,374,326	1.15	13.98	3.68
2022-12-31	2,038,739	1,860,338	1,407,268	1.18	14.47	3.84
2023-03-31	2,052,005	1,843,862	1,448,463	1.16	14.37	4.28
2023-06-30	2,043,009	1,802,988	1,469,173	1.06	13.09	4.16
2023-09-30	2,075,714	1,837,389	1,502,180	1.00	12.58	4.07
2023-12-31	2,120,719	1,868,048	1,507,477	1.00	12.37	3.99
2024-03-31	2,174,160	1,918,210	1,496,753	1.03	12.29	3.75
2024-06-30	2,157,152	1,929,660	1,507,503	1.06	12.55	3.80
2024-09-30	2,130,759	1,888,466	1,501,201	1.17	13.57	3.82
2024-12-31	2,191,749	1,977,773	1,542,573	1.22	14.08	3.87
2025-03-31	2,261,056	2,037,161	1,561,326	1.15	13.09	4.04
2025-06-30	2,258,102	2,030,442	1,600,414	1.20	13.41	4.16
2025-09-30	2,232,023	1,996,133	1,646,921	1.23	13.53	4.25
2025-12-31	2,267,326	2,015,596	1,675,853	1.29	13.97	4.29
2026-03-31	2,345,636	2,091,603	1,730,981	1.18	12.12	4.41
2026-06-30	3,985,347	3,459,158	2,946,892	1.33	12.22	4.97

Structure and branch footprint

36 current branch locations across 1 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.

Date	Code	Predecessor RSSD	Successor RSSD
2026-04-01	1	423739	366238
2021-10-01	1	3386143	366238
2020-04-01	1	3353266	366238
2016-11-11	1	3824542	366238
2007-08-01	1	428033	366238
1998-01-01	1	297136	366238
1984-12-31	1	12731	366238

Reviewed intelligence

No reviewed or published intelligence is linked to this institution.

Scope and limitations

Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.