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OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2017-06-30 | 1,307,454 | 1,112,949 | 855,934 | 1.35 | 9.69 | 4.01 |
| 2017-09-30 | 1,309,032 | 1,111,777 | 854,196 | 1.35 | 9.65 | 4.03 |
| 2017-12-31 | 1,304,817 | 1,082,182 | 861,587 | 1.33 | 9.57 | 4.04 |
| 2018-03-31 | 1,310,192 | 1,120,530 | 862,617 | 1.37 | 10.17 | 4.00 |
| 2018-06-30 | 1,308,932 | 1,113,903 | 861,752 | 1.42 | 10.47 | 4.04 |
| 2018-09-30 | 1,358,695 | 1,169,247 | 882,339 | 1.33 | 9.84 | 4.07 |
| 2018-12-31 | 1,339,377 | 1,137,759 | 884,313 | 1.25 | 9.20 | 4.09 |
| 2019-03-31 | 1,382,782 | 1,187,385 | 890,139 | 1.09 | 7.91 | 4.02 |
| 2019-06-30 | 1,430,483 | 1,231,050 | 921,367 | 1.11 | 8.06 | 4.05 |
| 2019-09-30 | 1,483,744 | 1,277,923 | 926,086 | 1.17 | 8.49 | 4.05 |
| 2019-12-31 | 1,486,228 | 1,277,983 | 944,001 | 1.15 | 8.37 | 4.05 |
| 2020-03-31 | 1,512,016 | 1,295,494 | 950,264 | 1.15 | 8.27 | 3.99 |
| 2020-06-30 | 1,696,904 | 1,471,486 | 1,071,305 | 1.14 | 8.45 | 3.95 |
| 2020-09-30 | 1,705,725 | 1,475,406 | 1,068,543 | 1.17 | 8.70 | 3.92 |
| 2020-12-31 | 1,732,310 | 1,501,900 | 1,055,594 | 1.15 | 8.61 | 3.88 |
| 2021-03-31 | 1,860,441 | 1,632,875 | 1,056,988 | 1.23 | 9.89 | 3.69 |
| 2021-06-30 | 1,941,896 | 1,707,710 | 1,066,625 | 1.20 | 9.83 | 3.64 |
| 2021-09-30 | 2,040,379 | 1,801,672 | 1,108,423 | 1.20 | 9.94 | 3.58 |
| 2021-12-31 | 2,093,549 | 1,855,277 | 1,113,318 | 1.17 | 9.93 | 3.49 |
| 2022-03-31 | 2,133,138 | 1,923,586 | 1,190,325 | 1.01 | 9.79 | 3.21 |
| 2022-06-30 | 2,199,132 | 1,999,423 | 1,213,665 | 1.11 | 11.35 | 3.29 |
| 2022-09-30 | 2,146,809 | 1,958,911 | 1,259,996 | 1.18 | 12.39 | 3.37 |
| 2022-12-31 | 2,624,622 | 2,340,712 | 1,639,546 | 1.10 | 11.28 | 3.33 |
| 2023-03-31 | 2,618,137 | 2,322,760 | 1,635,682 | 0.84 | 7.86 | 3.30 |
| 2023-06-30 | 2,575,793 | 2,204,728 | 1,678,829 | 0.76 | 6.96 | 3.15 |
| 2023-09-30 | 2,588,332 | 2,255,026 | 1,677,206 | 0.75 | 6.84 | 3.10 |
| 2023-12-31 | 2,625,755 | 2,280,982 | 1,685,598 | 0.71 | 6.44 | 3.01 |
| 2024-03-31 | 2,747,997 | 2,320,887 | 1,654,050 | 0.63 | 5.79 | 2.64 |
| 2024-06-30 | 2,801,798 | 2,306,816 | 1,597,826 | 0.74 | 6.82 | 2.63 |
| 2024-09-30 | 2,678,855 | 2,340,107 | 1,655,729 | 0.58 | 5.19 | 2.54 |
| 2024-12-31 | 2,681,387 | 2,357,396 | 1,699,114 | 0.63 | 5.60 | 2.66 |
| 2025-03-31 | 2,744,975 | 2,408,464 | 1,736,779 | 0.97 | 8.44 | 3.09 |
| 2025-06-30 | 2,688,128 | 2,336,614 | 1,792,713 | 1.05 | 8.84 | 3.23 |
| 2025-09-30 | 2,724,132 | 2,358,285 | 1,838,798 | 1.08 | 8.99 | 3.34 |
| 2025-12-31 | 2,729,496 | 2,353,192 | 1,838,904 | 1.14 | 9.30 | 3.44 |
| 2026-03-31 | 2,712,157 | 2,345,267 | 1,865,497 | 1.37 | 10.57 | 3.71 |
| 2026-06-30 | 2,721,044 | 2,341,546 | 1,889,267 | 1.41 | 10.81 | 3.79 |
28 current branch locations across 1 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2022-12-01 | 1 | 1015467 | 867650 |
| 2017-04-08 | 1 | 513050 | 867650 |
| 2009-02-21 | 1 | 76050 | 867650 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.